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09/06/2026

How to Certify Documents & Make Affidavits Without Courts.
By Onyekachi Umah, Esq., LL.M, ACIArb(UK)

 Introduction:  
Most Nigerians will only visit a court of law, when in need of an affidavit or to authenticate a power of attorney/land document. With the growing call for the declaration of assets of p***c officers and employees of financial institutions, the need for Commissioner for oaths in courts have increased, tremendously. Also, the demand for affidavits of loss by...

Read more via;
https://sabilaw.org/how-to-certify-documents-make-affidavits-without-courts/

You Are Entitled To Reasons For Your Arrest From Nigeria Police or Any Person Arresting You.By Onyekachi Umah,Esq., LL.M...
07/06/2026

You Are Entitled To Reasons For Your Arrest From Nigeria Police or Any Person Arresting You.
By Onyekachi Umah,Esq., LL.M, MCIArb (UK)

Upon being arrested, the arresting officer is supposed to immediately give you reasons for your arrest. It is your right to be given reasons for your arrest unless where you where arrested committing an offence or immediately after committing an offence or. ...

Read more via ;https://sabilaw.org/you-are-entitled-to-reasons-for-your-arrest-from-nigeria-police-or-any-person-arresting-you/

Child Naming & Birth Registration by Single Mothers. By Onyekachi Umah, Esq., LL.M, ACIArb(UK) Introduction:Although, it...
06/06/2026

Child Naming & Birth Registration by Single Mothers.
By Onyekachi Umah, Esq., LL.M, ACIArb(UK)

 Introduction:
Although, it takes a man and a woman to make and have a child, the society frowns and often abuses single mothers. Our judgmental society expects every mother to have a husband and every child to have a father and mother. Unfortunately, the realty remains that there will always be single mothers and single fathers, too. Although marriage is a not a condition for pregnancy and birth of a child, most children of single parents (especially single mothers) suffer....

Read more via ;
https://sabilaw.org/child-naming-birth-registration-by-single-mothers/

Compensation for Cancelled Flights (Domestic & International). By Onyekachi Umah, Esq., LL.M, ACIArb(UK)Introduction: Co...
06/06/2026

Compensation for Cancelled Flights (Domestic & International).
By Onyekachi Umah, Esq., LL.M, ACIArb(UK)

Introduction: 
Contrary to popular opinion, commercial airlines (domestic and international) are mandated by law to compensate passengers for cancelled flights and to also refund unused air tickets. Airlines are supposed to write and inform their passengers about cancelled flights, stating the reasons for....

Read more via;
https://sabilaw.org/compensation-for-cancelled-flights-domestic-international/

No Bank In Nigeria Can Unilaterally Change/Vary Interest Rate In Its Agreement With A Customer.By Onyekachi Umah,Esq., L...
04/06/2026

No Bank In Nigeria Can Unilaterally Change/Vary Interest Rate In Its Agreement With A Customer.
By Onyekachi Umah,Esq., LL.M, MCIArb (UK)

Where there is an agreement between a bank and its customer showing agreed interest rate but without an option for variation of such Interest, such bank cannot vary/change the interest rate. It does not matter whether or not there is....

Read more via ;https://sabilaw.org/no-bank-in-nigeria-can-unilaterally-change-vary-interest-rate-in-its-agreement-with-a-customer/

Can Loan Apps Legally Text My Contacts in Nigeria?One of the most persistent, stressful, and embarrassing challenges fac...
04/06/2026

Can Loan Apps Legally Text My Contacts in Nigeria?

One of the most persistent, stressful, and embarrassing challenges faced by digital borrowers in Nigeria is the threat of public shaming. Many predatory, unlicensed digital money lenders (often called "loan sharks") routinely download a borrower's entire phone book and broadcast defamatory messages to their family, friends, and employers to force repayment. It was embarrassing to receive a message from an unpopular loan app saying that my classmate, who was to celebrate the son’s child dedication the following Sunday, owed Fifty Thousand Naira (N50,000.00). I got a similar message regarding a client of mine who owed our law office some legal fees. The list is endless.

If you are wondering whether loan apps, or any apps/platform/person, have any legal right to contact the people in your phonebook, the answer is a definitive NO. Doing so is a severe violation of your human rights, and the Nigerian consumer protection laws and data privacy regulations.

Read the full Daily Law Tip on SabiLaw: https://sabilaw.org/can-loan-apps-send-messages-to-my-contacts/

Can the Police or EFCC Order a Bank to Freeze Your Account Without a Court Order?Many Nigerians are surprised to discove...
02/06/2026

Can the Police or EFCC Order a Bank to Freeze Your Account Without a Court Order?

Many Nigerians are surprised to discover that they can no longer access the money in their bank accounts. Often, the explanation given by the bank is that the account has been restricted, blocked, or frozen on the instruction of a law enforcement agency such as the Nigeria Police Force or the Economic and Financial Crimes Commission (EFCC). In many cases, the bank will not even inform the account holder; rather, after several failed bank transactions and the account holder contacts the bank, the bank may (mostly orally; "We received a directive from the Police/EFCC to freeze your account") inform the account holder of the restriction, and the bank expects the account holder to understand and take it up with the law enforcement agency. This raises an important legal question: Can the Police or EFCC lawfully order a bank to freeze a customer's account without first obtaining a court order? But does the law actually allow security agencies to block your hard-earned money with a visit to your bank, a simple letter, email or phone call? The answer is NO!

Read the full Daily Law Tip on SabiLaw: https://sabilaw.org/can-police-or-efcc-freeze-bank-account-without-court-order/

Stripping Suspects is Torture and it’s a Crime.  By Onyekachi Umah, Esq., LL.M, ACIArb(UK)Introduction: Across Nigeria, ...
01/06/2026

Stripping Suspects is Torture and it’s a Crime.  
By Onyekachi Umah, Esq., LL.M, ACIArb(UK)

Introduction: 
Across Nigeria, most persons (suspects) upon being arrested and detained are forced by the arresting officers to remove their clothes, belts, shoes, phones, wrist watches and other personal belongings. Most suspects are detained in police stations naked (barely wearing a short/pant, if any). Where a suspect is fortunate, he is offered his....

Read more via ;
https://sabilaw.org/stripping-suspects-naked-is-torture-and-its-a-crime/

Happy new month from all of us at Sabilaw
01/06/2026

Happy new month from all of us at Sabilaw

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