AIRUMA aims to help home buyers to understand their financials better before purchasing their dream home so that their dream would not become a disaster. The reason why AIRUMA Property Calculator is created is that AIRUMA's co-founder, who is an experienced banker, realized that most of the home buyers do not know clearly what are the underlying costs of possessing property. Most home buyers only
wish to know about the installment amount and financing rate and they may have underestimated the commitment that they have to bear every month. With this calculator, we are able to help home buyers to compare eligible banks, inform them of their estimated monthly expenses and upfront costs, where most inexperienced home buyers may have neglected. AIRUMA also would like to help home buyers to have a clearer picture of their financial situation, and we can consolidate and generate a report which will explain the information in a more detailed manner. We had even crafted an AIRUMA Stress Index to assist homebuyers in making their decision.