19/08/2026
A Malaysian business just used its registered IP to secure a loan. Here's what that means for you.
A few years ago, I sat across from a founder who had spent two years building a product — real R&D, real money, real sweat. When he needed financing to scale, the bank looked at his balance sheet and said no.
His IP? Unregistered. Invisible to lenders.
That story is changing now.
Malaysia's IP Financing Scheme (IPFS) is a RM200 million facility that lets SMEs use registered IP assets as collateral — up to RM10 million per asset. And in late 2025, the WIPO MIDF IP Finance Pilot approved its very first IP-backed loan in Malaysia. Registered IP is now a bankable asset class. Not a future promise — an active reality.
But here's the part most people miss: you can't walk into a bank with an unregistered idea. The trademark, the patent, the valuation report — those have to be in place first.
That's exactly the work we do. Registration, IP valuation by a Certified IP Valuer, and a commercialisation strategy that makes your IP mean something on paper — not just in your head.
If you've been putting off registering your brand or invention, this is the moment that changes the calculation.
Have you ever thought about what your IP might actually be worth as a business asset?
Start with a free trademark search — reach out to us today and let's see what you're sitting on.