Sammeane Love Prop

Sammeane Love Prop I'm your real estate consultant, Sammeane here

6 years of experience in property industry. My vision is select the Right property for YOU.

I have received countless customer responses. Be responsible and sincere about everything.

新春福兔送吉祥，銀兔進家富滿堂，肥兔祝你壽延長，奶兔為你送健康，耕兔願你糧滿倉，紅兔祝你事業旺，兔郎望你愛情長！Sammeane祝贺大家新年快乐！🧧🧨🍊🍊❣️
22/01/2023

新春福兔送吉祥，
銀兔進家富滿堂，
肥兔祝你壽延長，
奶兔為你送健康，
耕兔願你糧滿倉，
紅兔祝你事業旺，
兔郎望你愛情長！

Sammeane祝贺大家
新年快乐！🧧🧨🍊🍊❣️

May your Christmas be filled with good times and the best wine. 🍷 Always healthy, happy, peace and prosperity in this fe...
25/12/2022

May your Christmas be filled with good times and the best wine. 🍷

Always healthy, happy, peace and prosperity in this festival season.

Sammenae在此祝贺大家
Merry Christmas!
圣诞节快乐！

冬至大过年；家家煮汤圆；吃了冬至圆；等待农历年。。。YEAH!! Sammeane祝贺大家冬至快乐🥰🥰
22/12/2022

冬至大过年；
家家煮汤圆；
吃了冬至圆；
等待农历年。。。YEAH!!

Sammeane祝贺大家
冬至快乐🥰🥰

我们常常认为大跃进才有意义，然而我们忘了“每天一小步，人生一大步”。人生就像一场马拉松，贵在坚持。立定目标，缓慢而坚定地向前行，每天进步一点点，多年以后，您将见到截然不同的自己！We often convince ourselves tha...
04/12/2022

我们常常认为大跃进才有意义，然而我们忘了“每天一小步，人生一大步”。人生就像一场马拉松，贵在坚持。立定目标，缓慢而坚定地向前行，每天进步一点点，多年以后，您将见到截然不同的自己！

We often convince ourselves that change is only worthwhile if there is some large, visible outcome associated with it. But we forget slow progress every day is meaningful especially in the long run. As the proverb says, " lots of little things can add up together to make big lot of something."

Progress often hides behind boring solutions. You don’t need a better strategy but just do more of what you have worked.

在马来西亚购买房地产时，如果您向金融机构贷款，他们往往会要求您购买房贷保险。尽管马来西亚国家银行（BNM）没有强制性要求您必须购买保单，但如果您不签保单，多数的金融机构是不愿意贷款给您的。在我国，有MRTA和MLTA两种房贷保险，两种都有其...
02/12/2022

在马来西亚购买房地产时，如果您向金融机构贷款，他们往往会要求您购买房贷保险。
尽管马来西亚国家银行（BNM）没有强制性要求您必须购买保单，但如果您不签保单，多数的金融机构是不愿意贷款给您的。
在我国，有MRTA和MLTA两种房贷保险，两种都有其优缺点，选择时需看那一种更符合您的要求。
如果您觉得 MRTA 和 MLTA 的条款很复杂，小编已把重点整理，让您在几分钟内一目了然，做出正确的选择。

Property buyers who borrow money from financial institutions in Malaysia will find that their loan approvals are always tied to their signing up for a mortgage insurance policy.
Despite Bank Negara Malaysia (BNM) doesn’t require mortgage insurance, many financial institutions are unlikely to lend to a property buyer if he/she doesn’t subscribe to a policy.
In Malaysia, there are two types of insurance offered for housing loans – Mortgage Reducing Term Assurance (MRTA) and Mortgage Level Term Assurance (MLTA). Each comes with different perks and disadvantages.
If you feel the terms and conditions of MRTA & MLTA are confusing, please read here because we have simplified them to help you understand the differences in a few minutes so that you can make the right decisions for your property.

人类的大脑是非常强大且非常有“弹性”的。您要是给它带直的，它就直了。如果您给它带歪了，它也就直不起来。因此我们要经常训练自己的大脑积极地思考，培养积极的态度，改变自己的感受和想法。要如何积极思考呢？小编辑给您一些方向吧！和积极的人相处。让自...
01/12/2022

人类的大脑是非常强大且非常有“弹性”的。您要是给它带直的，它就直了。如果您给它带歪了，它也就直不起来。因此我们要经常训练自己的大脑积极地思考，培养积极的态度，改变自己的感受和想法。
要如何积极思考呢？小编辑给您一些方向吧！
和积极的人相处。
让自己沉浸在积极的氛围当中。
投资个人的成长（学习），提升自己的能力。
适时和适当地慰劳自己。
保持健康的饮食习惯与运动。
对未来充满希望，制定目标，积极完成。

Mind is powerful and you can drastically improve your lives by changing the way you think. The secret is to train your brain to think positively. This can help you cultivate a positive outlook and change your feelings and thoughts.
And how do you change your world? Here are some tips:
Seeking positive people in your life.
Immerse yourself in positive environment.
Invest in yourself and personal development.
Celebrate small wins.
Having balance diet and exercise for healthy life.
Get excited about the future and plan towards it.

科技的确改变了我们生活的方方面面。如今，投资者或买家更倾向于上网寻找新的房产。线上大量的信息让潜在买家有更多机会研究和比较这些房产。在这里，小编列出了 7 个重要的应用程序和网站，它们能为买家提供宝贵的信息，协助买家作出明智的选择。Tech...
01/12/2022

科技的确改变了我们生活的方方面面。如今，投资者或买家更倾向于上网寻找新的房产。线上大量的信息让潜在买家有更多机会研究和比较这些房产。
在这里，小编列出了 7 个重要的应用程序和网站，它们能为买家提供宝贵的信息，协助买家作出明智的选择。

Technologies are changing the way we live in many ways. Nowadays, investors or buyers tend to find new properties via internet. As more information is available online, prospective buyers will have more opportunities to study and explore new properties.
Here we list 7 important Apps and websites that provide valuable information to potential buyer for decision-making.

恭喜安华成为我国第10任首相🤩🤩🤩Sungai Long果真是将首之地😘😘要来Sungai Long看屋子吗？🥰🥰
24/11/2022

恭喜安华成为我国第10任首相🤩🤩🤩

Sungai Long果真是将首之地😘😘
要来Sungai Long看屋子吗？🥰🥰

政府又有新“搞作”啦！国行宣布新的“标准基本利率” (SBR) 将取代“基本利率” (BR)，2022 年 8 月 1 日起生效。新框架号称有更高的透明度和兼容性。不明白？总之，现在的利率由每家银行自己设置，所以每一家的BR是不同的。8月1...
03/11/2022

政府又有新“搞作”啦！国行宣布新的“标准基本利率” (SBR) 将取代“基本利率” (BR)，2022 年 8 月 1 日起生效。新框架号称有更高的透明度和兼容性。

不明白？总之，现在的利率由每家银行自己设置，所以每一家的BR是不同的。8月1日过后，每家银行的SBR 将会是相同的。

BNM announces a new standardized Base Rate (SBR) that will replace the Base Rate (BR) as the Reference Rate Framework for new retail floating-rate loans, effective 1 August 2022.

The new framework claimed that it offers greater transparency and compatibility of loans across all banks in Malaysia.

Under the existing reference rate framework, each bank is allowed to set its BR. This means that every bank has a different BR. When the new framework kicks in, the banks will all use a single rate – the SBR. The SBR will be the same for each bank.

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03/11/2022

OPR加息0.25%😱😱

根据国家银行（Bank Negara）11月3日所发布的文告显示，马来西亚国家银行货币政策委员会（MPC）决定调涨隔夜政策利率（OPR），也就是从原本的2.50%调升至2.75%

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B1-1-1, Dataran Niaga Sungai Besi, Midfield Square West, Jalan 11/108C, Off Lebuhraya Sungai Besi
Kuala Lumpur
57100

Telephone

+60194993013

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