SQ Life Consultancy

SQ Life Consultancy We provide financial planning services including estate planning and insurance planning.

恭祝各界新年快乐,龙年行大运! 🧧🧧Happy Chinese New Year and wishing you a prosperity year ahead!May the year of dragon bring you abunda...
10/02/2024

恭祝各界新年快乐,龙年行大运! 🧧🧧

Happy Chinese New Year and wishing you a prosperity year ahead!

May the year of dragon bring you abundant of happiness, wealth and health in all your endeavours.

From:
The Team of SQ LIFE CONSULTANCY

This will not be a simple Sale and Purchase. Her lawyer will have to apply something known as “Order For Sale” at the Hi...
29/01/2024

This will not be a simple Sale and Purchase. Her lawyer will have to apply something known as “Order For Sale” at the High Court (which will take an additional 2-3 months). It would be best if your property agent knew about this beforehand, so that all parties will not be caught by surprise.

Hence, if you see that your name on the Title is as “Pentadbir” instead of “Pemilik”, you may have to take more care especially if you’re planning on selling or transferring the Property.

这将不是一笔简单的买卖交易。她的律师将不得不在高等法院申请一种称为“Order For Sale”(出售令)的程序(这将额外花费2-3个月的时间)。最好是如果您的房地产经纪人事先知道这一情况,以免所有各方受到意外的困扰。

因此,如果您发现您在产权证书上的名字是“Pentadbir”而不是“Pemilik”,特别是如果您计划出售或转让该房产,您可能需要更加小心。
***
If you face a similar problem or any estate related problems, do drop us a message on Whatsapp or Messenger. Here at SQ, we will analyze your estate related problem and provide advice on the best way to solve your problem, depending on your concerns and circumstances.

如果您面临类似问题或任何与遗产有关的问题,请通过WhatsApp或Messenger给我们留言。在SQ,我们将分析您的遗产问题,并根据您的关注和情况,提供解决问题的最佳建议。

✅ Whatsapp link: https://wa.link/ce69t7
✅ Website: sqlifec.com

YES, you should still have a will! If you have a will, your executor may engage a lawyer to file something known as prob...
22/01/2024

YES, you should still have a will! If you have a will, your executor may engage a lawyer to file something known as probate proceedings in the High Court and the Grant of Probate is usually issued between 1-3 months, wherein your executor can then head over to the bank to withdraw the money and go to JPJ to execute car transfer.

What happens if you don’t have a will? If you don’t have a will, then your lawyer will have to apply for Letter of Administration (LA) at the High Court which will usually be more expensive and lengthy compared to applying for Grant of Probate. You may also apply for a Letter of Administration at Amanah Raya Berhad (ARB) which will take longer than Grant of Probate and also charges a % on the value of the estate.

是的,您仍然应该制定遗嘱!如果您有遗嘱,您的执行者可以聘请律师在高等法院提起遗产认证程序,通常在1-3个月内颁发遗产认证,届时您的执行者可以前往银行提取资金,然后去交通局进行车辆过户手续。

如果您没有遗嘱会发生什么呢?如果没有遗嘱,那么您的法务律师将不得不在高等法院申请遗产管理函(Letter of Administration,简称LA),这通常会比申请遗产认证更昂贵且耗时。您还可以在马来西亚国家遗产机构(Amanah Raya Berhad,简称ARB)申请遗产管理函,这将比遗产认证需要更长的时间,并且还会按照财产价值收取一定比例的费用。

* * *
If you face a similar problem or any estate related problems, do drop us a message on Whatsapp or Messenger. Here at SQ, we will analyze your estate related problem and provide advice on the best way to solve your problem, depending on your concerns and circumstances.

如果您面临类似问题或任何与遗产有关的问题,请通过WhatsApp或Messenger给我们留言。在SQ,我们将分析您的遗产问题,并根据您的关注和情况,提供解决问题的最佳建议。

✅ Whatsapp link: https://wa.link/ce69t7
✅ Website: sqlifec.com

(Based on an actual scenario)B’s grandfather has just passed away. B’s late grandfather had 5 sons, one of the son passe...
17/01/2024

(Based on an actual scenario)
B’s grandfather has just passed away. B’s late grandfather had 5 sons, one of the son passed away more than 10 years ago, before B’s grandfather did and although B’s father is still alive, B’s father is now in a coma and is incapable to legally sign any documents. There are several properties and land jointly owned by B’s grandfather, B’s father and B’s uncles. Nobody else in the family wanted to take charge to handle this matter but now realized that without any estate administration, the properties cannot be sold or even transferred. Although they have discussed among themselves how they want the properties to be distributed but they wanted it to be certain so that nobody in the family could change their mind frivolously. They were also unaware and thus, unsure of the amount of stamp duty that would be involved.

B的祖父刚去世了。B的已故祖父有5个儿子,其中一个儿子在10年前就去世了,在B的祖父去世之前,而B的父亲仍然健在,但现在正处于昏迷状态,无法合法签署任何文件。有几处房产和土地是由B的祖父、B的父亲和B的叔叔们共同拥有的。家庭里没有人愿意负责处理这个问题,但现在意识到如果没有进行任何财产处理,这些房产甚至不能被转让或出售。虽然他们已经在家庭内商议过如何分配这些房产,但他们希望能够确定下来,以防止家庭中的任何人轻率地改变主意。他们也不清楚涉及的印花税金额。

* * *
If you face a similar problem or any estate related problems, do drop us a message on Whatsapp or Messenger. Here at SQ, we will analyze your estate related problem and provide advice on the best way to solve your problem, depending on your concerns and circumstances.

如果您面临类似问题或任何与遗产有关的问题,请通过WhatsApp或Messenger给我们留言。在SQ,我们将分析您的遗产问题,并根据您的关注和情况,提供解决问题的最佳建议。

✅ Whatsapp link: https://wa.link/ce69t7
✅ Website: sqlifec.com

(Based on an actual scenario)A's father passed away more than 5 years ago and his mother just passed away 1 year ago. Th...
07/01/2024

(Based on an actual scenario)
A's father passed away more than 5 years ago and his mother just passed away 1 year ago. There were ½ share of 3 houses in his father's name. The mother also had ½ share of 2 houses and a full share of a piece of land in his name. Aand his siblings never did the administration for father after their father passed away as they thought that there was nothing to be done, as they could still live in their houses, and if anything needed to be done, they could do it together when their mother passed away.

[基于真实情景]
A先生的父亲去世已经超过5年,他的母亲则在1年前去世。在他父亲的名下有3栋房屋各有1/2份额。而他的母亲名下有2栋房屋各有1/2份额,还有一块地完全属于他的母亲的名下。我们的客户和他的兄弟姐妹在父亲去世后从未进行过处理,因为他们仍然可以住在房子里,并打算在母亲去世后再一并处理。那么您是否想过以上的情况将有什么后果?

* * *
If you face a similar problem or any estate related problems, do drop us a message on Whatsapp or Messenger. Here at SQ, we will analyze your estate related problem and provide advice on the best way to solve your problem, depending on your concerns and circumstances.

如果您面临类似问题或任何与遗产有关的问题,请通过WhatsApp或Messenger给我们留言。在SQ,我们将分析您的遗产问题,并根据您的关注和情况,提供解决问题的最佳建议。

✅ Whatsapp link: https://wa.link/ce69t7
✅ Website: sqlifec.com

【每两个星期的线上座谈会现在开跑!】Topic 1:让我们来了解传承的魔法,到底什么是遗产规划,是否每个人都需要遗产规划?里面又会有什么陷阱呢?欢迎来参加我们的线上座谈会!🗓 日期:11/10/2023 (星期三)🕗 时间:晚上8点至9点🌐...
09/10/2023

【每两个星期的线上座谈会现在开跑!】

Topic 1:
让我们来了解传承的魔法,到底什么是遗产规划,是否每个人都需要遗产规划?里面又会有什么陷阱呢?欢迎来参加我们的线上座谈会!

🗓 日期:11/10/2023 (星期三)
🕗 时间:晚上8点至9点
🌐 地点:Zoom线上分享会

在这次分享会中,您将:

✅ 了解什么是资产规划
✅ 如何客制化属于自己的资产规划
✅ 掌握如何避免资源被浪费及确保资产的传承

别错过这次宝贵的机会!点击下方链接注册,免费参加:
https://tinyurl.com/sqlifec

【遗产与资产规划的重要性 The Importance of Estate Planning】非常荣幸可以到访位于巴生区的公司给予遗产与资产规划的小型座谈会!在座谈会中,我们分享了关于遗嘱与信托的重要性以及各种在进行遗产与资产规划中的迷思与...
09/10/2023

【遗产与资产规划的重要性 The Importance of Estate Planning】

非常荣幸可以到访位于巴生区的公司给予遗产与资产规划的小型座谈会!

在座谈会中,我们分享了关于遗嘱与信托的重要性以及各种在进行遗产与资产规划中的迷思与真相!遗产与资产规划是人生中必不可少的一堂课,也很大可能会是一个人留在这个世上最后一样待完成的功课。

在了解了遗产与资产规划的重要性后,大家将更游刃有余地开始规划自己的资产,让自己在为事业,为家人拼搏的同时更没有后顾之忧!

如果想了解更多的遗产与资产规划,欢迎联络我们 SQ Life Consultancy!
可以点击以下的链接或发送信息给我们获取更多资讯!
👇👇👇
https://wa.link/82phfk

21/03/2023

刚刚去吉隆坡给了一场演讲。这次主办方做足准备,跟保安人员说了三次我的车型,所以顺利停放在酒店大厅,只是跟其他亮晶晶的超跑排列在一起,我整个星期都没洗的战车显得有点疲惫。

演讲途中,我指着男司仪(Edmund),说:“你们知道吗?按数据来说,我和Edmund之间,有一个人会在二十年内得癌症。”

“所以不管是Edmund还是我,就得要在这二十年内,准备拿一大笔钱来医病。”

二分之一的机会,博得过吗?(女人则有三分之一机会)

还是,我们应该趁目前还健康,拿一小笔钱来给某某人,然后跟那某某人说不管最后是我还是Edmund患癌,请你承担所有医疗费?

小笔钱可以解决的问题,为什么要倾家荡产来处理?

而那某某人,就是保险。

***

那些说我替保险公司站台的,我会会心一笑。

我是替未来的你站台。

您是不是时常听起别人说起立遗嘱?可是您到底知道立遗嘱是什么流程吗?亦或者您了解立下遗嘱的重要性吗?欢迎阅读我们的文章了解立下遗嘱的重要性!🧐
14/03/2023

您是不是时常听起别人说起立遗嘱?

可是您到底知道立遗嘱是什么流程吗?亦或者您了解立下遗嘱的重要性吗?

欢迎阅读我们的文章了解立下遗嘱的重要性!🧐

时代变迁,遗嘱不再是一份禁止被提起的文件,撰写遗嘱的重要性不容忽视,但是许多人仍然拖延撰写他们的遗嘱、或许因为迷信、或许因为恐惧死亡。很多人也认为遗嘱是不必要的,因为他们认为他们的财产及财物将自动转移...

我们的网站正式上线啦!😄Our website is officially launched now!😄
12/03/2023

我们的网站正式上线啦!😄

Our website is officially launched now!😄

We also provide one-stop solutions for Health and Life Insurance, Takaful solutions, and General Insurance with our partner company.

通常在贷款买房时,相信banker都会加上MRTA,那么到底MRTA是什么呢?🤔🤔📍贷款递减式保险(Mortgage Reducing Term Assurance)是指在买家因死亡或终身残疾而无法偿还房屋贷款的情况下,保险公司就会理赔给银...
27/02/2023

通常在贷款买房时,相信banker都会加上MRTA,那么到底MRTA是什么呢?🤔🤔

📍贷款递减式保险(Mortgage Reducing Term Assurance)是指在买家因死亡或终身残疾而无法偿还房屋贷款的情况下,保险公司就会理赔给银行剩余的贷款数额,而买家或其受益人将得到该房产。

📍而市场上也因此需求而诞生了另外一种产品即是抵押定额式贷款保险(Mortgage Level Term Assurance),这种产品通常是由保险公司推出,而且可以是所谓的人寿保险(Universal Life Insurance),因此还可以选择供期年限。

想要了解更多关于MRTA或者MLTA的资讯欢迎联络我们😊😊

https://wa.link/9vsapd
👆👆👆👆👆👆👆👆

02/11/2022

您是否知道在您或您的生意伙伴无法执行职务时该如何保护生意的运作?🤔

欢迎PM我们获得更多生意买卖信托的详情‼️

Do you know your business can be protected even when you or your partner is unable to carry out the duties? 🤔

Do PM us for more details on Business Value Protection Trust‼️

https://wa.me/message/HEJNTKAUJ7IML1

Address

Old Klang Road
Kuala Lumpur
58200

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