SQ Life Consultancy

SQ Life Consultancy We provide financial planning services including estate planning and insurance planning.

18/05/2026

很多老板都以为,
股份留着,
家人以后自然会有保障。

但真正发生意外时,
公司可能没人能继续经营,
家人也未必拿得到钱。

提前做好生意信托,
才能让生意继续,
家人安心。

联络我们了解更多:wa.link/c6gsyx

#生意传承

很多人以为,只有钱不够的人才会为了钱吵架。但现实里,越是大的房子、越多的资产,有时候兄弟姐妹之间反而更容易反目。一张饭桌,可能吃着饭,下一秒就开始争谁付出比较多、谁拿得比较少。想知道更多规划资产、遗产的诀窍,可以联系我们:wa.link/f...
16/05/2026

很多人以为,
只有钱不够的人才会为了钱吵架。

但现实里,
越是大的房子、越多的资产,
有时候兄弟姐妹之间反而更容易反目。

一张饭桌,
可能吃着饭,
下一秒就开始争谁付出比较多、谁拿得比较少。

想知道更多规划资产、遗产的诀窍,可以联系我们:wa.link/fwlpks

“为什么申请遗产管理书(Letter of Administration)要这么久?”很多时候,不只是程序繁琐,家人还需要花大量时间寻找逝者留下的资产。银行户口、保险、EPF、产业、股票……遗漏一个都可能影响遗产分配。有规划,家人才能少一点...
08/05/2026

“为什么申请遗产管理书(Letter of Administration)要这么久?”

很多时候,不只是程序繁琐,家人还需要花大量时间寻找逝者留下的资产。
银行户口、保险、EPF、产业、股票……遗漏一个都可能影响遗产分配。
有规划,家人才能少一点奔波,多一点安心

Whatsapp我们了解更多:wa.link/rqpw4o

#遗产规划 #遗产管理

Why plan ahead? Cause it saves you from trouble!Without a proper estate planning, your next-of-kin might face the troubl...
08/05/2026

Why plan ahead? Cause it saves you from trouble!

Without a proper estate planning, your next-of-kin might face the trouble process in finding/locating the deceased's property, and also pro-longed court proceedings to obtain an order to administrate your estate.

Contact us for more estate planning ideas.
Whatsapp: wa.link/rqpw4o

06/05/2026

很多家族反目,
不是因为没感情,
而是因为“没有提前讲清楚”。

遗嘱、信托与资产规划,
可以减少争议,也保护家人。

📩 提前规划,避免以后的人财两失。
Whatsapp我们: wa.link/mbq53l

⚠️ Think your assets will go to the right people automatically? Think again.❌ No Will = the law decides who gets your as...
26/04/2026

⚠️ Think your assets will go to the right people automatically? Think again.

❌ No Will = the law decides who gets your assets (not you) under the Distribution Act 1958
⚠️ You can’t choose, assets may be locked, and disputes/delays are common
✅ Write a Will — stay in control and protect your family

Plan today. Protect tomorrow.

Contact us at https://wa.link/mu9pu1

You built your business for a lifetime,but without a plan—your next generation may only inherit conflict.👉 No planning =...
24/04/2026

You built your business for a lifetime,
but without a plan—
your next generation may only inherit conflict.

👉 No planning = chaos
👉 Proper planning = continuity

Contact us for further information: wa.link/4h9pvh

企业可以赚钱但不一定能传下去👉 做好传承规划👉 保护你的心血SQ Life Consultancy | 帮你规划未来📩 欢迎pm我们:wa.link/vx1v2c
23/04/2026

企业可以赚钱
但不一定能传下去

👉 做好传承规划
👉 保护你的心血

SQ Life Consultancy | 帮你规划未来

📩 欢迎pm我们:wa.link/vx1v2c

Most people don’t know this…Without a Will, things are NOT simple.This is a real case we handled.A man in his 50s passed...
20/04/2026

Most people don’t know this…

Without a Will, things are NOT simple.

This is a real case we handled.
A man in his 50s passed away suddenly.
No Will.
His wife thought:
“I settle everything with my kids can already…”

❌ But reality was very different.
Under Malaysian law:
👉 His 80+ year old mother is ALSO entitled (Parents 1/4)
👉 Wife 1/4
👉 Children share 1/2
👉 EVERYONE must be involved
👉 EVERY document needs signatures

Then things started to get messy…
“What you want my mom to sign?”
“You trying to cheat her ah?”
“Show everything first!”
💥 Family tension
💥 Delays
💥 Stress
And the hardest part?
👉 An elderly mother
👉 Trying to understand and sign stacks of legal documents

What should have been simple…
became very complicated.
❗ Many people think: “Won’t happen to me”
❗ Or: “Next time then do”
But when it happens… it’s too late.

Estate planning is not about you.
It’s about making things easier for your family.

✅ Do your Will
✅ Consider a Trust (for smoother process)
Don’t leave a mess behind.

📩 Talk to us at wa.link/3dw14l
#遗嘱

很多人不知道这一点:没有遗嘱,事情不会简单。这是一个我们真实处理过的案例。一位50多岁的先生突然离世,没有留下遗嘱。太太一开始以为:“我和孩子处理就可以了…”❌ 结果完全不是这样。因为根据遗产分配法令——👉 他80多岁的母亲也有份(父母 1...
20/04/2026

很多人不知道这一点:没有遗嘱,事情不会简单。

这是一个我们真实处理过的案例。
一位50多岁的先生突然离世,
没有留下遗嘱。
太太一开始以为:
“我和孩子处理就可以了…”
❌ 结果完全不是这样。

因为根据遗产分配法令——
👉 他80多岁的母亲也有份(父母 1/4)
👉 太太 1/4
👉 孩子们一起分 1/2
👉 所有人都必须参与
👉 每一份文件都需要签名

接下来,事情开始变复杂…
“你要我妈签什么?”
“你是不是想骗她?”
“全部拿出来看清楚先!”
💥 家人开始质疑
💥 手续被拖延
💥 压力越来越大

最难的不是手续,
而是——
👉 一位80多岁的母亲
👉 要理解一堆法律文件,还要一一签名
原本可以很简单的事情,
最后变得很复杂。
❗ 很多人都以为:“这种事不会发生在我身上”
❗ 也一直觉得:“以后再说”
但真正发生的时候,已经来不及准备。
遗产规划,不是为了你自己。
是为了让你离开后,家人更容易处理一切。
✅ 趁早立遗嘱
✅ 安排信托(让流程更顺畅)
不要把问题,留给你最在乎的人。

📩 欢迎pm我们:wa.link/vx1v2c

Address

Old Klang Road
Kuala Lumpur
58200

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