26/10/2020
😱马来西亚逾700亿遗产无人认领,遗嘱的重要性您知道吗❓
最近收到不少来电/whatsapp询问关于长辈往生但没立下遗嘱的事项,很多晚辈都为了类似的事情烦恼不已,不知如何着手, 所以今日就让我们来探讨什么是遗嘱❓ 立遗嘱的好处又是什么❓
遗嘱其实就是指立遗嘱人按照法律所规定的方式处理遗产或其他事务,并于死亡后发生效力的法律行为,其好处包括:-
☑️您可以自由选择您的遗产继承人,而不是让法律来决定
☑️确保您的遗产不会分配给您不认识的亲戚
☑️避免可能引发的家庭纠纷
☑️避免日后繁杂的遗产管理法律程序
☑️遗产继承人能在短时间内取得遗产
☑️若孩子还未成年,可以为孩子选择适当的监护人
那重点来了❗ 什么是财产❓ 财产又包括了什么呢❓ 其中当然包括了您的现金,银行存款,银行定期,珠宝首饰,股票,公司股份,汽车,房屋及土地等等等,不论是联名或个人拥有,都是属于您的财产💰
但为什麽大多数人还是没有立遗嘱的习惯🤷♀️ 一般人不外乎认为:-
❌有钱人才需要立遗嘱
❌没什么财产,不需要立遗嘱
❌没有亲人,不必立遗嘱
❌不了解遗嘱的意义和功能
❌认为去世后遗产会自动转让给家人或亲属
❌遗产规划是老人的事
❌迷信,认为不吉利
所以,为了避免日后所带来的不便,亦或是希望遗产只留给自己属意的挚亲,欢迎来电/whatsapp询问详情🙂
😱RM70 billion worth of unclaimed estates since MERDEKA, do you know the importance of making the Last Will and Testament❓ Recently our law firm has received several calls asking about the intestate successsion, lots of family members are perplexed and have no idea how to proceed. So today, we will be looking at what is a "Will" and what are the advantages of making a "Will"❓
"Will" is a document where a person states his intention as to how his estate is to be administered and distributed after his death and who is to administer it. The advantages include:-
☑️Leave your estates to the beneficiary you chose.
☑️Prevent others with whom you're not as close with to receive the bulk
☑️Minimize the chances of family disputes over the estates
☑️Avoid the need for lengthy court proceedings
☑️Speed up the distribution process
☑️Name a suitable guardian for your minor beneficiary
Here comes the point❗ What can be treated as your estate❓ It may include your cash (whether in your bank savings/current account/fixed deposit), jewellery, shares (quoted or unquoted in the stock exchange), warrants, loan stocks, bonds and securities of any type, shares in company, motor vehicle, housing asset, land, etc. IT IS YOUR ESTATE💰 regardless of the type of ownership (i.e. sole owner, co-owner of joint owner) you held.
But why are there still many people without a "Will"🤷♀️ The common reasons are:-
❌Belief that only wealthy people need a "Will"
❌Thought that "I have nothing worth leaving"
❌Thought that "I have no family members"
❌Unaware of the consequences of not having a "Will"
❌Belief that the estate will be transferred to close family members automatically
❌Belief that young people do not require a "Will"
❌Dwelling on death is not a pleasant experience
In conclusion, if the distribution of estate as a result of dying without leaving a valid "Will" would be drastically different from what you would expect, please call or whatsapp us at 07-5622373 / 010-6679796 (Ms. Tan) / 016-7449131 (Ms. Canny)🙂