Y.E PANG (彭律师事务所)

Y.E PANG (彭律师事务所) Established in 2019.

06/06/2020

首相昨天宣布给予买卖房屋者的优惠:

1) 贷款合约和转让产业拥有权文件(MOT/14A)都可以豁免印花税(贷款合约全额豁免,转让产业拥有权文件(限于首100万令吉)豁免)
条件:
-只限30万至250万令吉的房屋。
-发展商必须给予至少10%的折扣。
购买日期:
-1/6/2020至31/5/2021
结论:
购买二手房屋者不能享受这项优惠。

2)大马公民豁免产业盈利税(RPGT/CKHT)
条件:
-只给予首三间房屋的豁免。
售出日期:
-1/6/2020至31/12/2021
结论:
只有住宅房子才可以拥有这项优惠。

3)购买第三间的房屋贷款融资可以超过70%
条件:
-第三间房子必须价值60万令吉以上。
-银行相信你。
购买日期:
-1/6/2020至31/5/2021

祝大家买卖都愉快。

Insentif cukai yang diumumkan oleh PM smlm:

1) Pengecualian duti setem ke atas surat cara pindahmilik (RM1 juta pertama nilai rumah) dan perjanjian pinjaman (sepenuhnya)
Syarat-syarat:
-Rumah perlu bernilai antara RM300,000.00 sehingga RM2.5 juta.
-Pemaju perlu memberi diskaun sekurang-kurangnya 10%.
-Dokumen ditandatangani mulai 1 Jun 2020 hingga 31 Mei 2021.
Kesimpulan:
Rumah second hand tidak dapat menikmati insentif ini.

2) Pengecualian Cukai Keuntungan Harta Tanah diberikan kepada rakyat Malaysia.
Syarat-syarat:
-Dihadkan bagi pelupusan tiga unit rumah sahaja.
-Pelupusan dibuat mulai 1/6/2020 hingga 31/12/2021.
Kesimpulan:
Sesiapa yang jual rumah kediaman boleh menikmati insentif ini.

3) Had pinjaman rumah ketiga tidak lagi tertakluk kepada 70% drpd harga rumah.
Syarat-syarat:
-Rumah tersebut perlu bernilai RM600,000.00 ke atas.
-Bank percaya kamu.
-Pinjaman dibuat mulai 1/6/2020 hingga 31/5/2021.

Sekian, terima kasih.

27/05/2020

人去世后,遗嘱执行者/继承人该到哪里申请遗嘱验证书或者遗产管理书?
首先,要看死者有没有留下遗嘱。
接下来,遗产的总价值。
然后,就是遗产的种类,是流动资产(银行定期或股票)或固定资产(房子或土地)。
情况通常可分类为五种。
1. 如果死者有留下遗嘱,那么你就只有一个选择,就是向高等法庭申请遗嘱验证书。
2. 如果遗产只是流动资产,并没有任何固定资产,然后总价值也不超过马币600千,在没有遗嘱的情况下,那么你可以到Amanah Raya Bhd申请遗产管理书。
3. 如果死者拥有固定资产,而遗产总价值不超过马币200万,在没有遗嘱的情况下,那么你可以到土地局申请遗产管理书。
4. 如果遗产总价值超过马币600千,但都只是流动资产,在没有遗嘱的情况下, 那么你需要向高等法庭申请遗产管理书。
5. 如果遗产总价值超过马币200万,在没有遗嘱的情况下,你都需要向高等法庭申请遗产管理书。
费用最便宜的就是情况2和3,因为不需要请律师办理。
If an individual dies, where shall an executor / heir go for apply Grant of Probate or Letter of Administration?
Firstly, see whether the deceased has left a will or not.
Secondly, look at the total value of entire estate.
Thirdly, look at the type of the estates whether they are movable property or immovable property.
There are five scenarios.
1. If the deceased has left a will, you must apply to the High Court for Grant of Probate.
2. If the estate consists only of movable property, and the total value of assets does not exceed RM600,000.00, without will, you may apply to Amanah Raya Bhd.
3. If the estate has immovable property, and the total value of assets does not exceed RM2 Million, without will, you can apply to the land office as a small estate.
4. If the total value of asset exceeds RM600,000.00, but the estate consists only of movable property, without will, you must apply to the High Court for Letter of Administration.
5. If the total value of asset exceeds RM2 Million, without will, you must apply to the High Court for Letter of Administration.
Fees for scenario 2 & 3 are much cheaper as there is no need to appoint a lawyer.

离婚时,家庭主夫/妇除了赡养费,还能要求和得到什么?大部份的家庭主夫/妇都没有收入,因为都是在家负责包办家务和照顾一家大小。那么如果婚姻出现问题,家庭主夫/妇可以向另一方讨回部份婚姻财产吗?比如房子,车,公职金,股票等等。有收入的另一方或许...
21/05/2020

离婚时,家庭主夫/妇除了赡养费,还能要求和得到什么?
大部份的家庭主夫/妇都没有收入,因为都是在家负责包办家务和照顾一家大小。
那么如果婚姻出现问题,家庭主夫/妇可以向另一方讨回部份婚姻财产吗?比如房子,车,公职金,股票等等。有收入的另一方或许会说对方都没收入,房子,车等等都是收入方在供,而他们认为只需提供对方赡养费就足够了。 (当然也有些夫妻离婚后没提供对方赡养费)
其实在15/12/2018,大马结婚与离婚法令有些修正。关于法院分割婚姻财产的权力,第76条文的“通过共同努力获得的资产与由各方共同努力获得的资产之间的区别”已经被删除了。
第76条文加了一条小条文,法院会考虑家庭主夫/妇因为照顾家里事务或照料家庭而未获能获得/赚取资产,基于他/她对家庭福利的贡献程度, 而下令分割婚姻财产。这代表就算家庭主夫/妇没有收入,房子和车都是由另一方在供,公职金和股票等等都是另一方的名字,家庭主夫/妇都可以分配到这些婚姻财产的一部份。这是因为在照顾家的时候,家庭主夫/妇同时也牺牲了自己的时间为家庭提供贡献,因而没有收入。
当然法院还会考量其它的因素来分配婚姻财产,比如每一方在金钱,财产或工作中为家庭的资产购置或支出所做出的贡献程度,为共同利益的任何一方欠下的任何债务,未成年子女的需要,婚姻的时间。
这项修正案对于以提供时间和精力来照顾家庭福利, 而不是为家庭经济出钱的家庭主夫/妇特别重要。
As a homemaker, what are you entitled to other than maintenance on divorce?
It is common that homemaker do not earn money on his/her own, because he/she has to look after the home and spend time caring for the family.
So the issue here is whether the homemaker entitled to distribution of matrimonial properties such as house, car, EPF, shares and so on since the homemaker did not contribute towards the financing of the matrimonial properties at all?
The answer is YES as the Law Reform (Marriage and Divorce) (Amendment) Act 2017 came into effect on 15.12.2018. In the newly amended Section 76, the distinction between assets acquired by joint efforts and assets acquired by sole efforts of parties have been removed.
The newly amended Section 76 requires the court in exercising their distribution power to consider the extent of the contributions made by the homemaker who did not acquire the assets to the welfare of the family by looking after the home or caring for the family. This means that the homemaker is entitled to matrimonial property that SOLELY ACQUIRED by the other party even though the homemaker did not contribute a single cent towards the financing of the matrimonial property.
The court shall also consider additional factors such as the extent of the contributions made by each party in money, property or work towards the acquisition of the assets or payment of expenses for the benefit of the family, any debts owed by either party which were contracted for their joint benefit, the needs of the minor children, and the duration of the marriage.
This amendment is significant to the homemaker who leave the workforce to take care of their family instead of contributing to the family financially.

Address

JC 531-1, Jalan BESTARI 5
Jasin
77200

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00

Telephone

+6065292522

Website

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