VISI 企峻

VISI 企峻 We are a company that provides A-Z property services! Contact No: 011-11907305 & 014-2729781

Whether you are a seller or a buyer, we will do our best to meet your needs and provide the best service possible! Sellers - We help you close with buyers at a price you are happy with
Buyers - Find the home that meets your needs at the most reasonable price

We make your dreams "HOME" come true!

This property looks like it’s worth a Million, BUT the actual value is not even half of that‼️😱We always heard people sa...
16/07/2022

This property looks like it’s worth a Million, BUT the actual value is not even half of that‼️😱

We always heard people saying that
“New Project is launching soon at somewhere and grab it fast before sold out!”

It’s really a bad experience when we make decision without having knowledge⚠️

Why don’t just leave it to expert😍

Super easy and 👍🏻

【VISI】Professional Real Estate planning consultancy👨🏻‍💻
Different from other property agents, VISI plan for each customer🔥

We provide the most real estate plan that customer and situation📑
✅ Clear-cut procedures
✅ FREE house inspection
✅ Avoid hustle and bustle, VISI provide【 -Stop Service】
Settle all the things in just place, save and 👍🏻
✅ Full services provided including【 and bank housing service】💰

Really suitable for those who are busy with and have knowledge of law and loans 😍
✅ Successfully helped【more than #5000 buyers to find house】🏡
Based on customers and # budgets, we will suggest the best property plan to our customers.🔥

Instead of running here and there, searching for property🏡
How about considering 【VISI】？
✅ all the complicated processes🔥
✅ a wide range of properties at different and all the for customers‼️🤩

We make house comes true🌈
Customer delight is our priority🥰
Don’t miss out spot📍

Click the PM button now to book appointment‼️📥
https://wa.link/n9yn14 (Own stay purpose)
https://wa.link/uibtxt (Investment)
https://wa.link/bpnnlj (Rental)

Monthly income CANNOT equal to the commitment of property‼️Net income MUST “super” enough to cover expenses⚠️ Why⁉️ ...
15/07/2022

Monthly income CANNOT equal to the commitment of property‼️

Net income MUST “super” enough to cover expenses⚠️
Why⁉️ Because【Debt Servicing Ratio】is important‼️
【DSR】
✅ of a person’s total to monthly .
✅measures the of a person to settle personal obligations✅

🌟 A KEY factor that banks use to determine the power🌟
⚠️DSR should exceed 70% if someone is looking for a house in Malaysia🇲🇾
A DSR should be within【50%-70%】
Of course, the lower DSR value would be better👍🏻

➡️Banks use DSR to the amount of money that a borrower is used to
off loans and other obligations💰
This indirectly can detect whether the borrower is able to the housing loan that he or she applying for👀

➡️A DSR is a higher chance as it indicates that the borrower is able to
pay instalments【on time】and have 【lower risk】of 〽️

👎🏻 Unfortunately, there are many Malaysians who can’t for housing loans as
the DSR is than the maximum DSR value that set by the bank

A little guide to calculate DSR⤵️
🌟【DSR Formula】🌟
DSR = Debt / Net Income ✖️100
Debt = All existing obligations, such as credit card repayments, personal loans and student loans💰
Net income = Income after , such as income tax and EPF💲
《Examples》
Net Income = RM4300
Debt = RM3010
DSR = 3010 / 4300 ✖️100
DSR = 70% (Minimum Acceptable Ratio)⚠️

Therefore‼️Be aware of DSR before start applying housing loan‼️

Especially for those who plan to buy a house soon🏠

PM us now to learn more about property 🔎🔥
https://wa.link/n9yn14 (Own stay purpose)
https://wa.link/uibtxt (Investment)
https://wa.link/bpnnlj (Rental)

Selamat Hari Raya Haji
09/07/2022

Selamat Hari Raya Haji

for reducing housing instalment‼️😍\How many people know about Loan Account❓It can help to housing instalment‼️💰Get...
09/07/2022

for reducing housing instalment‼️😍\

How many people know about Loan Account❓
It can help to housing instalment‼️💰
Get to know it before wasting money⚠️

A Flexi Loan is a variant of a loan that makes available funds .🔥
It links with the account and the money will auto deducted to pay for the instalment👍🏻

🔸 For those who are in crisis⚠️ this loan would be an choice as one can get
【access to funds quickly】
Flexible to withdraw the amount the need arises✅

🔸 Allow to【prepay the loan】when the borrower has liquidity💰
This helps to the of paying amount👍🏻

🔸 Requires【Zero Documentation】, as it is a -approved credit facility😍

🔸Can【withdraw loan amount without complicated process】‼️✨
Flexi Loan allows borrowers to use funds to pay back the loan
This indirectly the period‼️👍🏻
Settle the loan can a lot on 😱

WHAT a SMART CHOICE to save money!

《Examples》
1.Total Loan= RM500,000 ; Interest rate= 10%

2.Make payment, and one already settle RM50,000✅
(left RM450,000)
SUDDENLY⚠️ Receive a RM100,000 bonus😍

3.Plan to use this RM100,000 to the loan💰
RM450,000 - RM100,000 = RM350,000✅

The total loan that needs to pay now is ONLY RM350,000‼️😍

【Interest Rate】
At first➡️ RM450,000✖️10% = RM45,000
Current ➡️ RM350,000✖️10% = RM35,000

Congratulations🎉 SAVE RM10,000 at the end‼️🔥
This is the of Flexi Loan Account‼️

However, not all the bank provide this kind of loan⚠️
Don’t frustrate anymore, Contact【VISI】to know banks that offer Loan📥

PM us now to own dream house‼️📥
https://wa.link/n9yn14 (Own stay purpose)
https://wa.link/uibtxt (Investment)
https://wa.link/bpnnlj (Rental)

Still consider which property to purchase❓ or ❓Most people thought that new property has the best value… In fact...
08/07/2022

Still consider which property to purchase❓
or ❓
Most people thought that new property has the best value…
In fact, second-hand property should not be dismissed‼️
It offers first-time buyers the great value of money😍💰

【 】

➡️𝗔𝗯𝗹𝗲 𝘁𝗼 𝗱𝗲𝘁𝗲𝗿𝗺𝗶𝗻𝗲 𝘁𝗵𝗲 𝘄𝗼𝗿𝗸𝗺𝗮𝗻𝘀𝗵𝗶𝗽 𝗮𝗻𝗱 𝗱𝗲𝗳𝗲𝗰𝘁𝘀 𝗼𝗳 𝘁𝗵𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆
👉🏻 The ready-to-go nature of new homes doesn’t easily
lend itself to a customizable space.
So, those who buy second-hand properties
will have the chance to analyze the
defects of the property before moving in.
Moreover, the house owner stands a chance to
create a unique home based on personal requirements. 🏠

➡️𝗠𝗮𝘁𝘂𝗿𝗲 𝘁𝗼𝘄𝗻𝘀𝗵𝗶𝗽 𝗱𝗲𝘃𝗲𝗹𝗼𝗽𝗺𝗲𝗻𝘁 𝗶𝗻 𝗮 𝗰𝗼𝗻𝘃𝗲𝗻𝗶𝗲𝗻𝘁 𝗹𝗼𝗰𝗮𝘁𝗶𝗼𝗻📍
👉🏻New property usually developed further from town🏘
The more mature areas are usually closer to town and
The second-hand properties were built around these areas
👉🏻In the matured neighborhood of Bukit Jalil, KL Wellness City
is carefully planned as the epicentres of
integrated medical care centre with professional healthcare
and wellness services.

➡️𝗡𝗲𝗶𝗴𝗵𝗯𝗼𝘂𝗿𝘀 𝗰𝗮𝗻 𝗯𝗲 𝗰𝗵𝗼𝘀𝗲❤️
👉🏻The beauty of the second-hand home is that the
area is established and well-known.
👉🏻 One is able to know the culture of the neighborhood
before moving in👍🏻

➡️𝗔𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 𝗣𝗿𝗶𝗰𝗲💰
👉🏻Second-hand property is the perfect match for
buyers who are facing limited budget problem
as second-hand property has a lower selling price.
👉🏻Besides that, there are still many old houses that
offer a more affordable price range to consider.
👉🏻Faded old houses can offer significant cost savings,
providing a more affordable option than pristine new developments.

【 】 makes everyone’s dream come true🌈
We provide new and second-hand property at a good price🏠

💲 !!
❌No down payment
❌No stamping fee
✅Taxes to be paid are lower😍
✅Affordable lawyer fee

Second-hand property is always ready to move in✨
As a new investor in the property market,
starting with the second-hand property might be a good choice👍🏻

PM us now to get value property‼️📥
https://wa.link/n9yn14 (Own stay purpose)
https://wa.link/uibtxt (Investment)
https://wa.link/bpnnlj (Rental)

01/07/2022

Looking for a house?

How about getting professional service to secure a house❓ 😉

No need to time and effort looking around for properties

MOST IMPORTANT,
Sometimes the information that we received is ⚠️

We always heard people say buying a house stepis so complicated,
need to go through many step by step🤦🏻‍♀️

BUT in fact, buying a property can be as easy as ABC💁🏻
Don’t get cheated by 🗣

Here are some【Basic step to purchase a house】
1. agency agreement and a booking fee📝
2.Apply for a housing 💰
3.Appoint to handle the loan documents📃
4.Sign the and Purchase Agreement (SPA)✍🏻
5.Get the Deed and 🔑
6.Finally, a big Welcome to the home💕🏡

Feeling troublesome running here and there?
Here comes a【Good News】! 🔥

VISI will help to go through all these procedures for customers‼️🤩

🟣 VISI provide【 -Stop Service】
Settle all the and bustle in just one place,
save and 👍🏻

🟣 Full services provided including
【 and bank housing service】💰

Really suitable for those who are busy with work and have
knowledge of laws and loans 😍

PM us now to get more property information‼️📥
https://wa.link/n9yn14 (Own stay purpose)
https://wa.link/uibtxt (Investment)
https://wa.link/bpnnlj (Rental)

Video Source: TikTok

25/06/2022

【A to Z real estate trading service‼️🔥】

Haizz.. Why this company didn’t provide a 😫
I have many questions to ask leh😓
There are a lot of that need to go through😩
I need a company that provides a range of ‼️‼️‼️‼️

Heyy👋🏻 We a ‼️🔥
【 】We make everyone's come true✨

✅Provide 👩🏻‍💼
✅Helped more than #5000 buyers find their 🏡
✅Helped more than #550 sellers to at a higher rate💰
✅Help to buy/sell/rent property in Malaysia😍
✅Provide lawyer and bank housing loan services💰

Here, we settle all procedures‼️🔥

VISI offers various types of property including
, , and so on.

Customers can find the perfect property that fits the budget perfectly at VISI😍

VISI has marketing skills and experience to help the property owner to sell the property at a rate‼️

We both seller and buyer✨

🌟Trusted property agency that could provide services and alternatives

👍Follow our page and contact us to get the best real estate trading service!📥🔥

A variety of property agents in the market‼️Which should I choose? 🧐It is essential to the with the company⚠️ ...
24/06/2022

A variety of property agents in the market‼️
Which should I choose? 🧐

It is essential to the
with the company⚠️
A would to
the at the best price🔥

【VISI】The best real estate consultancy‼️😍

➡️【 One-stop services】
Provide a range of from A to Z🔥
Help customers go through complicated procedures👍

➡️【Serve buyer and seller】
Provides the to meet customer needs✅
Guarantee the best price for both seller and buyer

➡️【Professional real estate consultant】
🧑🏻‍💼 Able to answer and 👍🏻
No need to worry cannot understand the process🙅

➡️【Provide lawyer services】
housing 💰
We are ready to help and offer customers the best bank loan

🌟Achievement🌟
✅ Helped more than 5000 buyers 【find their dream house】🏡
✅ Helped more than 550 sellers to 【sell properties】 at a higher rate💰

Variety of properties for customers to choose from in most of the locations in Malaysia ‼️🔥
We serve different types of property such as
, , , and so on✨

Looking for a reliable and trusted property agent⁉️
Follow our page and contact us now🔥📥

17/06/2022

How much income will be enough to cover ⁉️🧐

It is important to choose a property that is
within ⚠️
Make sure the monthly revenue is
able to cover the ✅

Assume that⬇️⬇️⬇️
Repayment Year: 30years
Interest Rate: 4.8%

💰Income: RM3000
🏠Target Price: RM100,000
💲Monthly mortgage: RM443

💰Income: RM5000
🏠Target Price: RM400,000
💲Monthly mortgage: RM1771

💰Income: RM8500
🏠Target Price: RM700,000
💲Monthly mortgage: RM3100

Besides the , there is also【Hidden Payment】‼️😯
Everyone must consider these fees in the budget too🔥
✅Booking fees
✅Valuation fees
✅Legal fees
✅Stamp duty
✅Agent fees
✅Insurance
✅Management deposit

Still need details information❓We have【VISI】‼️
🌈An property agent that could provide one-stop service‼️🔥

🌟Help everyone to find a based on and 😍
🌟Provide
🌟Helped more than 5000 buyers find their dream house🏡

Follow our page and contact us for more real estate information‼️🔥
-timehomebuyers

【3 Tips for First-Time Homebuyers ‼️】🔥Plan to buy a house but still blurry about the ❓Don’t know where to start and wh...
11/06/2022

【3 Tips for First-Time Homebuyers ‼️】🔥

Plan to buy a house but still blurry about the ❓
Don’t know where to start and what to focus on. 🧐

Here are some tips for to have a
before proceeding to payment🌟

👉🏻Budget
⭕️House buyers should understand the
of that banks can offer based on their .
⭕️Set the budget according to the
of housing loan that can afford.
Moreover, understand personal and 💲
Make sure that the mortgage doesn’t exceed 30% of the revenue. ✅

👉🏻Location
⭕️The best choice of location is to give to
being close to the , as this will effectively
and no need go through all that hustle and bustle.
️It is good if the house location is close to basic amenities
such as , mall market .
With that, we can easily get our necessities (So convenient! 😉)

👉🏻Type of property
⭕️ This directly determines the of
who will be living in the house
⭕️ Large family should choose a standard single-story or double-story house.
Normally, this kind of house has #4 bedrooms and #3 bathrooms,
which already meets the daily living space of family members.
⭕For a single person or couple, will be an ideal house! 🏡
It comes with system basic amenities slot 🔥
Once move in, no need to worry much as team
Will take care of benefits of residents.

Follow our page for more real estate information‼️🔥

-timehomebuyer

【First-time , please have a look here️‼️】 about this and that😵‍💫Don’t know where to and what to do😵 ⚠️Actually‼️Th...
10/06/2022

【First-time , please have a look here️‼️】

about this and that😵‍💫
Don’t know where to and what to do😵

⚠️Actually‼️The process is not complicated‼️
Just need to know some and it🔥

【Common issues faced by customers】

➡️Lack of down payment budget
💡Actually, what house buyers need to do is
how much someone
can for the 💰
💡Everyone should monthly salary
wisely to make sure the house will not
be taken away by the at the end of the day🔚

➡️No idea to take a loan
💡Understand to
the buying process👍🏻
This will help to the pressure of
first time buying real estate✅

➡️Complicated procedure
💡Sometimes people will be as
the procedure of buying a house is 😫
In order to cure this problem, slightly go through the
home
And this will you a lot of time‼️⏳

Still worry about making the ⁉️
We have the solution for everyone🔥✨
🌟Just leave it to a real estate agent‼️

【VISI】- A professional real estate agent🔥
✅ Provide 💰
✅ Provide for ✨
✅ -stop for seller and buyer👍🏻

We make everyone's dreams home come true🏡🌈

Follow and contact us to get more information📥🔥
-timehomebuyer

Happy Agong Birthday
05/06/2022

Happy Agong Birthday

Address

Ipoh
30000

Opening Hours

Monday 08:00 - 18:00
Tuesday 08:00 - 18:00
Wednesday 08:00 - 18:00
Thursday 08:00 - 18:00
Friday 08:00 - 18:00
Saturday 08:00 - 18:00
Sunday 08:00 - 18:00

Website

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