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OZG Punjab Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from OZG Punjab, Legal Service, Chandigarh.

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OZG offers Tech-Law solution especially digital governance, AI adoption, data protection, process automation, and compliance filings.

Discover the intricacies of the Reserve Bank of India (RBI) compounding application process in this specialized session,...
12/01/2026

Discover the intricacies of the Reserve Bank of India (RBI) compounding application process in this specialized session, meticulously tailored for legal professionals and compliance officers. Hosted by Digital Events, this immersive workshop equips participants with actionable expertise on navigating FEMA contraventions through the streamlined portal, RBI hearings, and critical post-approval compliance.

OZG Digital Events demystifies online filing via the RBI's PRAVAAH portal, introduced under the Foreign Exchange (Compounding Proceedings) Rules, 2024. Legal experts guide attendees through registration, document uploadsโ€”including FIRCs, filings, board resolutions, and contravention memorandumsโ€”and fee payments of Rs. 10,000 via NEFT, RTGS, or demand draft. This digital shift from physical submissions enhances efficiency, allowing suo moto applications or responses to RBI notices, with real-time tracking for faster adjudication.

Delve into RBI hearing protocols where compounding authorities scrutinize applications for gravity of contravention, applicant history, and rectification measures. OZG Digital Sessions cover powers to summon records, mandate corrective actions like unwinding transactions, and structured formats for disclosures on violation nature, amounts, and post-breach compliance. Compliance officers gain strategies to address queries, ensuring hearings lead to compounding orders rather than adjudication or prosecution referrals.

Post-approval, participants master penalty payments into updated RBI accounts, ED undertakings to report parallel proceedings, and Form approvals resumption. OZG Digital Events highlights pitfalls like prior filings (e.g., FDI reports) pending compounding, with checklists for record-keeping and audit trails. Attendees leave empowered to implement robust FEMA frameworks, minimizing recurrence through proactive governance.

Apply for the OZGIAN Membership:
Go to โฌ†๏ธ membership.ozgian.com

Book your ticket at the link:
Go to โžก ticket.ozgdigital.com

Option - 1

Ticket @ โ‚น999/ + โ‚น192/ OZGiAN Membership Fee.

Option - 2

Ticket @ โ‚น999/ + โ‚น9999/ OZGiAN Membership Fee.

12/01/2026

has recently partnered with to launch a Fund, allowing acceptance of Bitcoin, stablecoins, and other digital assets to speed up aid. This innovation raises key compliance questions for Indian NGOs under the Foreign Contribution Regulation Act ( ), 2010.

Section 17 of the FCRA Act mandates routing all foreign contributions exclusively through a designated State Bank of India account at its New Delhi Main Branch. Cryptocurrencies, treated as Virtual Digital Assets (VDAs) under Indian tax laws, do not flow through this channel, risking violations of and mandatory reporting. Chat at the OZG FCRA Helpdesk at 9811415831 or email at [email protected] for step-by-step guidance on FCRA compliance.

NGOs accepting crypto face volatility risks of 15-20% price swings, forcing speculative timing that burdens budgeting and violates FCRA bans on mutual funds or speculative investments. Additional challenges include custody controls, real-time valuations, reconciliations for source disclosure, and non-cash inflow documentation to protect FCRA registration.

This initiative tests regulatory boundaries and may inspire a โ€œhumanitarian sandboxโ€ for supervised use in . NGOs can leverage OZG's tech-enabled services for compliant innovation.

Register at ozgdigital.com for upcoming events on FCRA compliance navigation.

CONTACT:

๐Ÿช€ +91-9811415831
โœ๏ธ Email: [email protected]

๐ŸŒ https://www.fcra.in

FAQ on CNAP: The Caller ID Revolution in India ๐Ÿ“Œ What is CNAP?    ( ) displays the verified name of the caller on the re...
23/12/2025

FAQ on CNAP: The Caller ID Revolution in India

๐Ÿ“Œ What is CNAP?

( ) displays the verified name of the caller on the recipient's phone screen during incoming calls. It uses telecom operators' KYC databases for accuracy, unlike app-based solutions.

๐Ÿ“Œ When does CNAP rollout start in India?

The nationwide rollout begins in March 2026, following TRAI's approval in October 2025 and pilots by Jio, Airtel, Vi, and BSNL. Initial focus is on 4G/5G networks.

๐Ÿ“Œ Who regulates CNAP in India?

The (DoT) and Telecom Regulatory Authority of India (TRAI) oversee CNAP implementation. They mandate telcos to maintain secure CNAM databases.

๐Ÿ“Œ How does CNAP differ from ?

CNAP pulls names directly from operator-verified KYC records, ensuring higher accuracy without relying on crowdsourced data. It operates network-wide, independent of third-party apps.

๐Ÿ“Œ Is CNAP enabled by default?

Yes, CNAP activates by default for recipients, with an opt-out option via telecom providers. This aligns with DoT's preference over TRAI's initial opt-in model.

๐Ÿ“Œ How to opt out of CNAP?

Contact your telecom provider (Jio, Airtel, Vi, BSNL) to disable it, similar to deactivating voicemail.

๐Ÿ“Œ What networks support CNAP initially?

Phase one covers 4G and 5G; legacy 2G/3G follows after feasibility studies. New devices post-cutoff must be CNAP-compatible via coordination.

๐Ÿ“Œ How is caller name verified?

Names come from Customer Application Form (CAF) data and government KYC documents held by telcos. Real-time queries fetch during call setup.

๐Ÿ“Œ What about business or calls?

Businesses use verified trademarks/trade names; telemarketers get explicit identification. Bulk connections follow government verification.

๐Ÿ“Œ Does CNAP work across networks?

Yes, interoperability tests ensure names display correctly from any network. Pilots in northern circles confirm this.

๐Ÿ“Œ What are CNAP privacy protections?

Data stays with operators; no central database. Opt-out (and CLIR in specific cases) safeguard user control under Act standards.

๐Ÿ“Œ Will CNAP reduce spam calls?

Yes, verified IDs curb fraud like digital arrests and phishing by blocking impersonation. It's projected to transform trust in calls.

๐Ÿ“Œ Do feature phones support CNAP?

Compatible models will; rollout prioritizes smartphones first. Manufacturers update within six months of launch.

๐Ÿ“Œ What if KYC name mismatches?

Telcos must update databases regularly per licence conditions. Inaccurate displays prompt complaints to DoT/TRAI.

๐Ÿ“Œ Is CNAP free for users?

Default service with no extra user charges; telcos handle costs under regulatory mandates.

๐Ÿ“Œ How does CNAP link to RBI compliance?

For fintechs, CNAP aids KYC verification in calls, aligning with RBI's customer onboarding norms and fraud prevention.

๐Ÿ“Œ What is the CNAP technical model?

Each telco maintains a CNAM database; recipient's network queries caller's operator in real-time during setup. ITU-T/ETSI standards apply.

๐Ÿ“Œ Timeline for full India coverage?

Pan-India by March 2026 across circles; device mandates follow notification.

๐Ÿ“Œ Impact on family/shared numbers?

Displays registered KYC name; telcos address attribution concerns via guidelines.

๐Ÿ“Œ Role of MeitY in CNAP?

Coordinates device compatibility; amends licences for new sales post-cutoff.

๐Ÿ“Œ CNAP for international calls?

Domestic focus initially; roaming/inter-circle tested in pilots.

๐Ÿ“Œ How to report CNAP issues?

Via telco apps/portals or TRAI's DND portal; DoT monitors rollout.

๐Ÿ“Œ Does CNAP store call data?

No, only name lookup during call; privacy-focused per TRAI.

๐Ÿ“Œ Pilot status as of Dec 2025?

Jio, Airtel, Vi, BSNL testing in circles; live trials soon before March 2026.

๐Ÿ“Œ Legal basis for CNAP?

recommendations (2024), DoT directives (2025), telecom licences.

๐Ÿ“Œ Fintech benefits from CNAP?

Reduces fraud calls; supports RBI's CKYC and audit trails for secure onboarding.

๐Ÿ“Œ Update phone for CNAP?

4G/5G devices auto-support; software updates for others.

๐Ÿ“Œ CNAP data security standards?

Operator-secured databases; no third-party access, per TRAI/DoT.

๐Ÿ“Œ Bulk caller CNAP rules?

Verified trade names mandatory; government approval needed.

๐Ÿ“Œ CNAP on VoIP apps?

Focus on traditional calls; VoIP under study.

๐Ÿ“Œ User complaints process?

Escalate to TRAI/DoT if telcos fail; aids resolution.

๐Ÿ“Œ Economic impact of CNAP?

Boosts business trust, cuts spam losses; enhances telecom assets.

๐Ÿ“Œ CNAP global comparison?

Largest network-integrated system; inspired by CNAM standards.

๐Ÿ“Œ Device manufacturers' role?

Mandatory support post-notification; six-month compliance.

๐Ÿ“Œ CNAP for enterprise lines?

Trade names displayed; verified per DoT.

๐Ÿ“Œ Integration with ?

Ensures data minimization; OZG Digital specializes in compliance.

๐Ÿ“Œ CNAP accuracy rate?
High via KYC; updates mandated for 99% reliability.

๐Ÿ“Œ Link to cybercrime fight?

Directly targets fraud; supports MHA initiatives.

๐Ÿ“Œ Future CNAP expansions?

Possible to legacy nets, international; TRAI studies ongoing.

โญ• Digital (INDIA)
Go to ๐ŸŒŽ ozgdigital.com

๐Ÿ“จ [email protected]

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Can an Admin be held liable for objectionable content posted by a member in a Whatsapp/Facebook group?WhatsApp Chat ๐Ÿ“ฒ WA...
14/08/2022

Can an Admin be held liable for objectionable content posted by a member in a Whatsapp/Facebook group?

WhatsApp Chat ๐Ÿ“ฒ WA.me/918779696580

Appointment Link - ozglaw.com/appointment

Let's understand it from following 3 cases came before Honโ€™ble Bombay, Delhi & Kerala High Court for adjudication -

1) โ›” In Kishor v. State of Maharashtra, 2021 SCCOnLine Bom 654 case, an application under of the CrPC was filed before the Nagpur Bench of the Bombay High Court challenging the charge-sheet that named the applicant as an accused. The applicant was charged for being a WhatsApp admin (a position that many of us have occupied) of a group in which one of the members allegedly used filthy language including sexual coloured remarks against another member of the same group.

The charges levelled against the admin were serious- โ€˜sexual harassment and punishment for sexual harassment ( , IPC), โ€˜words, gestures or acts intended to outrage the modesty of a womanโ€™ ( ), โ€˜punishment for publishing or transmitting obscene material in electronic formโ€™ ( IT Act) and โ€˜abetment of a thingโ€™ ( , IPC).

If you are wondering whether these allegations are a little too drastic to be levelled against an admin of a group, let us clear the air and inform you that this was not a one-off incident.

According to the Bombay High Court-

โ€œA group administrator cannot be held vicariously liable for an act of a member of the group, who posts objectionable content, unless it is shown that there was common intention or pre-arranged plan acting in concert pursuant to such plan by such member of a Whatsapp group and the administrator.โ€

In other words, WhatsApp admin does not incur liability solely on the ground that he holds such a position within the group. Thus, even if the admin does not remove the member who posted objectionable content on the group, he would still not be liable.

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2) โ›” Similarly, while determining a civil defamation case, the Delhi High Court in Ashish Bhalla v. Suresh Chowdhary, (2016 SCCOnLine Del 6329) observed that an admin of a group cannot be held liable. According to the Delhi High Court โ€“

โ€œWhen an online platform is created, the creator thereof cannot expect any of the members thereof to indulge in defamation and defamatory statements made by any member of the group cannot make the Administrator liable therefore. It is not as if without the Administratorโ€™s approval of each of the statements, the statements cannot be posted by any of the members of the Group on the said platform.โ€

Another aspect in these cases which is worth examining is the routine invocation of the provisions of the Information Technology Act, 2000. In this context, the Bombay High Court clarified that an admin, by merely creating a group does not publish or transmit material over the internet. Thus, the Court drew a distinction between a mere group admin and an intermediary under the Act.

The term intermediary refers to any person who, on behalf of another person, receives, stores or transmits an electronic record or provides any service with respect to that record. Generally, the admin of a group does not store or receive electronic records on behalf of another. Rather, it it is WhatsApp itself which is arguably an intermediary as it acts as medium between two or more persons.

WhatsApp Chat ๐Ÿ“ฒ WA.me/918779696580

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3) โ›” Recently in a similar matter Kerala HC in Manual v. State of Kerala, 2022 SCC OnLine Ker 990, held that -

โ€œIn the absence of a special penal law creating vicarious liability, an Admin of a WhatsApp group cannot be held liable for the objectionable post by a group member.โ€

Honโ€™ble Court further added that-

There is no master-servant or a principal-agent relationship between the Admin of a WhatsApp group and its members. It goes against basic principles of criminal law to hold an Admin liable for a post published by someone else in the group.

According to the Courts, the only privilege that an admin enjoys is to add or delete members from the group, apart from creating the group itself.

However, in many cases, the current admin may not even be the person who created the group. For instance, Junaid Khan, an admin of a WhatsApp group was arrested and charged with sedition as well as other offences under the IT Act. However, Junaid had not created the group but became the admin by default when the original creator exited.

Of course, there are limits to what one can say on a public platform and there must be consequences, in certain cases, but a narrowly focussed defamation action against the maker of the statement may be enough to address that mischief. It is high time that law enforcement agencies learn from the above decisions and refrain from making an artificial distinction between the members and the admin and initiating frivolous prosecutions.

WhatsApp Chat ๐Ÿ“ฒ WA.me/918779696580

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Checklist for FCRA Bank Account opening in   NDMB branch,  , New Delhi.๐Ÿ“Œ Common account opening form๐Ÿ“Œ Annexure-II form o...
04/08/2022

Checklist for FCRA Bank Account opening in NDMB branch, , New Delhi.

๐Ÿ“Œ Common account opening form
๐Ÿ“Œ Annexure-II form of Controlling Persons
๐Ÿ“Œ Annexure-IV form of Beneficial owners
๐Ÿ“Œ declaration on letterhead
๐Ÿ“Œ PAN Card.
๐Ÿ“Œ Registration Certificate.
๐Ÿ“Œ Memorandum and Rules.
๐Ÿ“Œ Meeting Resolution on NGO letterhead.
๐Ÿ“Œ Address Proof (Electric/Water/Telephone bills).
๐Ÿ“Œ ID with all members details (print copy)
๐Ÿ“Œ PAN and Aadhar of executive body members.
๐Ÿ“Œ List of Current on letterhead.

To get application form, please visit to your nearest SBI branch or email us to: [email protected]

25/04/2022

Legal Remedy for / Revenge P**n Case - The first step is to file CIR or FIR at earliest in the nearest police station or cyber cell.

Following Indian Penal Code (IPC) sections and IT Act will be applied -

๐Ÿ“Œ Extortion ( ),
๐Ÿ“Œ Intentional Insult ( ),
๐Ÿ“Œ Criminal Intimidation ( ).

Videos Removal Link for Google -

If you want your sextortion or to not be shown in Google search results, You can simply fill out this form.
https://support.google.com/websearch/troubleshooter/3111061 =2889054%2C2889099%2C2889064%2C3143868%2C6256340

๐ŸŸฃ Domestic ๐ŸŸข International ๐ŸŸก MNCWhatsApp @ WA.me/918779696580DM๐Ÿ“ฑ instagr.am/ospcomplianceOzg legal compliance reporting ...
07/04/2022

๐ŸŸฃ Domestic ๐ŸŸข International ๐ŸŸก MNC

WhatsApp @ WA.me/918779696580

DM๐Ÿ“ฑ instagr.am/ospcompliance

Ozg legal compliance reporting can help OSPs clearly define, assess, and communicate their approach and control environment to their clients. Since the circumstances around each OSP relationship are unique, a leading OSP process leverages a tailored reporting approach that uses multiple reporting methods. By taking the necessary steps to identify the need for our assurance reporting and the appropriate reporting type, the OSP (and the associated users) can determine whether their risk and compliance needs are addressed.

Ozg Team conducts the following independent assessments of an organizationโ€™s tech infrastructure to establish if existing controls/processes meet management objectives and to demonstrate controls to customers and their auditors through reporting and integrated requirements.

๐Ÿ“Œ 01. Telecom Compliance Advisory Services.

๐Ÿ“Œ 02. Enterprise Voice & Unified Communications Design Review - Voice, Data & Network.

๐Ÿ“Œ 03. Cloud and Foreign EPABX.

๐Ÿ“Œ 04. Data Privacy Regulations.

๐Ÿ“Œ 05. Telecom Compliance Solution Recommendations.

๐Ÿ“Œ 06. OSP Intimation Services.

๐Ÿ“Œ 07. Work from Home (WFH).

๐Ÿ“Œ 08. Regulatory Updates.

๐Ÿ“Œ 09. CRM Audit Services.

๐Ÿ“Œ 10. Telecom Service Provider - Audit Services.

๐Ÿ“Œ 11. DoT Audit Support Services.

๐Ÿ“Œ 12. WPC compliance.

OSP Advisory Team

Website: ospcompliance.com

24/7 Support ๐Ÿ“ฒ 8779696580

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Get OSP Compliance subscription for your BPO or Call Center to avoid any incidental risk or legal trouble.

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06/01/2022

( ) does not required permission from RBI to buy a property in India. However, NRI can buy residential or commercial properties. The agricultural plots, farmhouses or plantations are restricted for NRIs.

There are following documents required -

๐Ÿ“Œ Passport and/or OCI card: You will need an Indian passport or if you hold a foreign passport, you can buy property in India, provided you have an OCI (Overseas Citizen of India) card. Learn more at https://ocicard.ozg.in and simply WhatsApp to ๐Ÿ“ฒ WA.me/918779696580 for any questions.

๐Ÿ“Œ PAN Card: This is mandatory for property transactions. Applying for PAN is a very simple and easy. You can simply visit NSDL website for PAN.

๐Ÿ“Œ Current Address Proof: Latest Bank Statement Or Utility Bill.

๐Ÿ“Œ Power of attorney (PoA): You need to also provide a power of attorney, in case you are not available in India for executing the deal. Please note that you will need a power of attorney which is registered and notarized and not a general power of attorney to execute a property transaction.

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๐Ÿ“Œ How can you execute a ?

A power of attorney authorizes another person residing in India to complete transactions on your behalf. The POA will need to be signed by you in the presence of a consulate officer or notary in your country of residence. It will also have to be attested by them.

๐Ÿ“Œ How can you do your transaction for purchase of property in India?

You can make transaction for your property purchases through inward remittances as per FEMA guidelines by RBI.

Appointment Link โ˜Ž๏ธ ozglaw.com/appointment

24x7 WhatsApp ๐Ÿ“ฒ WA.me/918779696580

๐Ÿ“ฎ Email to: [email protected]

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Before going for a property deal, for a hassle-free ownership experience, make sure you check and verify all essential papers. You may consider taking services of Ozg Documentation Centre at competitive fee. Email: [email protected]

๐Ÿ“Œ (in the sellerโ€™s name). Some states have specific paperwork that you need to be aware of.

๐Ÿ“Œ .

๐Ÿ“Œ Building permit.

๐Ÿ“Œ (in case it is a ready building).

๐Ÿ“Œ Older title deeds, if any.

๐Ÿ“Œ Updated .

๐Ÿ“Œ Share certificate (in case it is a cooperative housing society).

๐Ÿ“Œ NOC from the society.

๐Ÿ“Œ (if applicable).

If these documents are in order, then you can proceed to prepare the sale agreement for purchasing the property.

๐Ÿ“ฎ Email to: [email protected]

๐Ÿ‡ฎ๐Ÿ‡ณ instagr.am/rbicompliance

Follow ๐Ÿ’— instagr.am/property.lawyers
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Appointment Link โ˜Ž๏ธ ozglaw.com/appointment

24x7 WhatsApp ๐Ÿ“ฒ WA.me/918779696580

Educate Yourself ๐Ÿ”Š YouTube.com/ozglawyers



FREE Advisory - facebook.com/femaconsultant

15/12/2021

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The   (LEI) is a 20-character alpha-numeric code used to uniquely identify parties to financial   worldwide. It has been...
10/12/2021

The (LEI) is a 20-character alpha-numeric code used to uniquely identify parties to financial worldwide. It has been implemented to improve the quality and accuracy of financial data reporting systems for better . It is used to create a global reference data system that uniquely identifies every legal entity in any jurisdiction that is party to a financial transaction. It can be obtained from any of the Local Operating Units (LOUs) accredited by the Global Legal Entity Identifier Foundation ( ), the body tasked to support the implementation and use of . In India, LEI can be obtained from Legal Entity Identifier India Ltd. ( ).



Learn more about it at link below -

1. What is LEI and what is its purpose? Ans. The Legal Entity Identifier (LEI) is a 20-character alpha-numeric code used to uniquely identif...

14/10/2021

Declaration under Section 10 (5) of FEMA

๐Ÿ“Œ Question: What is Section 10(5) of The Foreign Exchange Management Act (FEMA), 1999?

๐Ÿ“Œ Answer: An authorised person shall, before undertaking any transaction in foreign exchange on behalf of any person, require that person to make such declaration and to give such information as will reasonably satisfy him that the transaction will not involve, and is not designed for the purpose of any contravention or evasion of the provisions of this Act or of any rule, regulation, notification, direction or order made thereunder, and where the said person refuses to comply with any such requirement or makes only unsatisfactory compliance therewith, the authorised person shall refuse in writing to undertake the transaction and shall, if he has reason to believe that any such contravention or evasion as aforesaid is contemplated by the person, report the matter to the Reserve Bank.

๐Ÿ“Œ Declaration Sample (under section 10(5) of the Foreign Exchange Management Act (FEMA), 1999.

I / We hereby declare that the transaction/s, the details of which are specifically mentioned in the schedule hereunder does not involve and is not designed for the purpose of any contravention or evasion of the provisions of the aforesaid Act or any rule, regulation, notification, direction or order made there under.

I/ We also hereby agree and undertake to give such information / documents before the Bank undertake the transaction/s and as may be required from time to time that will reasonably satisfy Bank about the transaction/s in terms of the above declaration.

I/We also understand that if/ we refuse to comply with any such requirement or make unsatisfactory compliance herewith, the Bank shall refuse in writing to undertake the transactions and shall if it has reason to believe that any contravention / evasion is contemplated by me / us, report the matter to Reserve Bank of India.

I/We further declare that the undersigned has / have the authority to give this declaration and undertaking on behalf of the firm/ company/ organization.

Place:
Signature:

Date:
Name:
Rubber Seal:

SCHEDULE -

Nature / Purpose of Foreign Exchange Transactions:
Amount of Foreign Exchange:
Name of beneficiary entity:

๐Ÿ“Œ Ozg Lawyers: FEMA Advisory

Tele-Appointment Link:
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๐Ÿ“ฒ facebook.com/FEMAconsultant

๐Ÿ“ฒ https://femaconsultant.ozg.in

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