Walls And Acres

09/03/2016

Property is always a good investment. It is more so at a time when the markets are stable. If you buy at a time when the markets are stable, the value appreciation is sharper when the markets move up.

It is an effective hedge against inflation in the long term. In volatile financial market conditions , real estate has always bucked the trend. Property has always delivered high capital gains for investors at all points in time. This makes it a safe option and a good avenue for risk-averse investors. It is good for those who want it for their own use or purely as an investment to be liquidated later.

In these days, when the stock markets are volatile, and apart from gold all other asset classes are not yielding the desired returns , property is the best bet.

This is the best time for those undecided to buy. There are many prospective homebuyers waiting in the wings either because they expect the prices to come down or home loan interest rates to drop in the near future.

09/03/2016

Real estate is one of the biggest investments a person makes in life. It is mandatory to do a background check on the property, the builder, the price per sq. feet of the area and the profit.

With a perfect blend of modern day culture and traditional touch the bagalore city is famous for its pleasant climate and never ending traffic. Right now Hennur, Indira Nagar, KR Puram and Narasapuram are the four areas flourishing in real estate.

Hennur, located in the northern part of the city is an upcoming residential area promising high returns.
Indira Nagar and KR Puram also known as Krishnarajapuram located on the east of the city is the most appreciated residential and commercial area till date in Bangalore.

08/03/2016

To have a look at our wide range of real estate inventory in bangalore , please click the link below

Real Estate Service

07/01/2016

04/11/2015

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Why your LTV Ratio is important ?
Lenders will evaluate your loan-to-value ratio while they are underwriting your loan. In general, borrowers with lower LTV ratios will qualify for lower mortgage rates than borrowers with higher LTV ratios. Borrowers who have a lower LTV ratio are considered less risky to lenders because they have more equity in their homes. In the eyes of a lender, borrowers with a lower LTV, and thus more equity in their homes, are less likely to default on their mortgage, and even if they did default, the lender would have a better chance of selling the home in foreclosure for at least as much as they are owed for the mortgage.

Possible Effects of the Changes
a) RBI's move to lower loan-to-value ratios and risk weights for individual housing loans can help bring down interest rates on home loans by another 25-30 basis points over the next few months, says a report.
b) "We expect interest rate on home loans to come down by another 25-30 bps over the next few months, triggered by RBI's move to lower risk weights on select home loans (up to Rs 75 lakh) where borrowers are willing to put in more money and thus lower the loan-to-value (LTV) ratio," the report by rating agency Crisil said.

04/11/2015

: -Loan ToValue

Understanding the loan to value
Simply stated the loan to value (LTV) is the ratio of the amount that you wish to borrow for a home to the actual value of the home. The LTV can be calculated from the actual worth of the home, the mortgage being taken and the down payment that has been made prior to the loan. For example, the value of a house is Rs. 40,00,000 and a down payment of Rs. 400,000 has been made a loan of the balance amount that is Rs. 36,00,000 is being sought. In this case the LTV comes to be Rs. 36,00,000 of the actual value of Rs. 40,00,000, which works out to 90%. Thus the LTV is 90%.

04/11/2015

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If you are a savvy investor of Realestate, office spaces can be a good bet. Investing in offices - one of the two components of commercial real estate, the other being retail - is a good way to earn high rental income and gain from capital appreciation.Join with us to get into safe investment with high returns.We are available @ 08042916900 , 8880555588
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