17/03/2026
Dusre ki galti ka kharcha aap kyun bharen? 🚗⚖️
Kya aapne kabhi socha hai ki kisi aur ki rash driving ki wajah se aapka No Claim Bonus (NCB) kyu kharab ho? Zyada tar log accident ke baad ya toh settle kar lete hain ya apni insurance claim karte hain.
Lekin kanoon aapko ek behtar rasta deta hai: Third Party Property Damage (TPPD) Claim.
Yeh Steps Yaad Rakhein:
✅ Evidence is King: Dash cam footage aur accident spot ki photos sabse bade saboot hain. Agar dash cam nahi hai, toh aaj hi install karwayein! 📹
✅ The Legal Key: FIR compulsory nahi hai, par court mein negligence prove karne ke liye yeh aapka sabse mazboot hathiyar hai. 🚔
✅ The Claim: MACT (Motor Accident Claims Tribunal) mein petition file karein.
✅ The Limit: IRDAI ke rules ke mutabiq, standard policies mein car damage ka claim ₹7.5 Lakh tak limited hota hai. 💸
Disclaimer: Drive safe and follow traffic rules. Yeh video sirf educational purposes ke liye hai. Not legal advice.
RoadSafety MACTCourt
