DMT Social

DMT Social ᴅᴍᴛ ꜱᴏᴄɪᴀʟ ɪꜱ ᴀ ʟᴇɢᴀʟ ᴀᴅᴠɪꜱᴏʀʏ ꜰɪʀᴍ, ᴡʜɪᴄʜ ɪꜱ ᴛᴏ ꜰᴀᴄɪʟɪᴛᴀᴛᴇ ʙᴏᴛʜ ᴛʜᴇ ᴀᴅᴠᴏᴄᴀᴛᴇꜱ ᴀɴᴅ ᴛʜᴇ ᴘᴇᴏᴘʟᴇ ᴀᴛ ʟᴀʀɢᴇ. ɪᴛ ʜᴇʟᴘꜱ ᴘᴇᴏᴘʟᴇ ᴇɴɢᴀɢɪɴɢ ʟᴀᴡʏᴇʀꜱ ᴀꜱ ᴘᴇʀ ᴛʜᴇɪʀ ᴄᴀꜱᴇ.

Since Legal procedure is very time consuming and its very complex in nature. It is a basic problem with all the common people around having any kind of legal issues that:
They lack awareness about whom to consult and how to take things further. Most of their time is being wasted in finding the right lawyer. So DMT Social saves their time and also helps them out in finding the right lawyer as per t

heir case brief and also provide them with necessary guidance. DMT Social is associated with experts from all the fields of Law.

Your property cannot be auctioned arbitrarily.The bank must first ensure proper valuation, fix a fair reserve price, and...
11/03/2026

Your property cannot be auctioned arbitrarily.

The bank must first ensure proper valuation, fix a fair reserve price, and issue a public notice.

If these steps are ignored, the auction can be legally challenged before DRT.

⚖️ Because every legal process must follow the law.

A bank notice is not the final decision.You have the right to submit a written objection and the bank must respond with ...
09/03/2026

A bank notice is not the final decision.

You have the right to submit a written objection and the bank must respond with valid reasons.

If they ignore it, the matter can still be challenged legally.

Stay aware. Stay protected.

Loan account became NPA? Don’t panic.If EMI remains unpaid for 90 days, the bank may classify the account as NPA—but the...
06/03/2026

Loan account became NPA? Don’t panic.

If EMI remains unpaid for 90 days, the bank may classify the account as NPA—but the law protects borrowers too.

✔ 60-day demand notice is mandatory
✔ You get time to respond
✔ Possession cannot be taken immediately

Know your rights before taking your next step.

If your account is wrongly classified as NPA or a possession notice is issued under SARFAESI, you have a statutory remed...
28/02/2026

If your account is wrongly classified as NPA or a possession notice is issued under SARFAESI, you have a statutory remedy.

Approach the Debt Recovery Tribunal within 45 days under Section 17.

Timely legal action makes all the difference.

Loan default? There is a procedure.Demand notice. SARFAESI action. DRT proceedings.But threats and illegal pressure are ...
25/02/2026

Loan default? There is a procedure.

Demand notice. SARFAESI action. DRT proceedings.

But threats and illegal pressure are not part of the law.

Stay informed. Stay protected.


Received a recovery notice as a guarantor?Understand the difference between civil recovery and criminal prosecution befo...
23/02/2026

Received a recovery notice as a guarantor?

Understand the difference between civil recovery and criminal prosecution before taking the next step.

Arrest is not the first step — legal protection can be.Anticipatory Bail empowers individuals facing non-bailable allega...
20/02/2026

Arrest is not the first step — legal protection can be.

Anticipatory Bail empowers individuals facing non-bailable allegations to seek relief before arrest.

Stay informed. Stay protected.⚖️

Facing recovery proceedings?Before you assume the worst, understand this:The law protects borrowers too.Under SARFAESI a...
18/02/2026

Facing recovery proceedings?

Before you assume the worst, understand this:

The law protects borrowers too.

Under SARFAESI and DRT framework, you can:
• Challenge wrongful action
• Seek a proper hearing
• File an appeal
• Demand lawful procedure

Recovery is regulated by law — not by fear.

Missing EMIs? That’s a civil dispute, not a criminal offence.Banks may initiate recovery proceedings under SARFAESI or f...
16/02/2026

Missing EMIs? That’s a civil dispute, not a criminal offence.

Banks may initiate recovery proceedings under SARFAESI or file a civil suit — but that is a legal recovery process, not automatic arrest or FIR.

⚖️ Know the difference between civil liability and criminal allegations.

⚖️ Don’t panic. Understand your rights.

⚖️ Take legal advice before reacting to pressure tactics.

If you're facing loan recovery pressure, act legally — not emotionally.

Many borrowers assume that loan default means criminal case or jail.That’s not correct.DRT is a civil recovery forum est...
14/02/2026

Many borrowers assume that loan default means criminal case or jail.

That’s not correct.

DRT is a civil recovery forum established under the Recovery of Debts and Bankruptcy Act, 1993.

It handles recovery proceedings filed by banks and financial institutions — not criminal trials.
✔ No criminal prosecution in DRT
✔ No jail merely for loan default
✔ It is a recovery mechanism, not punishment

Understanding the difference between civil recovery and criminal liability is crucial before reacting to bank notices.

If you’ve received a DRT notice, respond legally — not emotionally.

Loan Default does not automatically mean criminal liability.In India, missing EMIs generally results in civil liability,...
11/02/2026

Loan Default does not automatically mean criminal liability.

In India, missing EMIs generally results in civil liability, governed by contract law. The lender’s remedies include:

• Filing a civil recovery suit
• Initiating action under the SARFAESI Act
• Arbitration proceedings

📌 Mere non-payment of a loan is not a criminal offence.

A criminal case arises only where there is fraudulent or dishonest intention from the very beginning of the transaction.

Under the Bharatiya Nyaya Sanhita, 2023:
• Section 318 – Cheating
• Section 316 – Criminal Breach of Trust

The Supreme Court in V.Y. Jose v. State of Gujarat clarified that breach of contract does not amount to cheating.

Understanding the distinction between civil disputes and criminal prosecution is crucial before reacting to threats of arrest.

In cyber law, responses are not casual — they are case-defining.Before replying to any police or cyber cell notice, ensu...
09/02/2026

In cyber law, responses are not casual — they are case-defining.

Before replying to any police or cyber cell notice, ensure your rights are protected.

🔐 Strategy always comes before response.

Address

718, Gala Empire, Opp Doordarshan Tower, Drive In Road, Thaltej
Ahmedabad
380007

Opening Hours

Monday 10am - 8pm
Tuesday 10am - 8pm
Wednesday 10am - 8pm
Thursday 10am - 8pm
Friday 10am - 8pm
Saturday 10am - 4pm

Telephone

+919979972756

Website

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