21/05/2021
Banks lift restrictions on Asylum Seekers to open bank Account
Asylum seekers can now open a bank account with any of the retail banks.
This change comes on foot of Bank of Ireland announcement a month ago that asylum seekers will be allowed to open bank account with alternative documents.
Background
The main problems that asylum seekers face in relation to opening bank account is the issue of identity document. Many international Protection applicants enter the state with little or no identity documents such as passport, birth certificate or national Id card to prove their identity. Some international protection applicant enters the state on false document so it would be difficult at times to ascertain the correct identity at the beginning of the International Protection process.
With criteria for assessing the labour market been reduced from nine to six months where international Protection applicant can now access the employment much earlier. Being able to open a bank account with any of the retail banks is very welcoming news for applicants.
Banking & Payments Federation Ireland (BPFI) has now announced that all five retail banks are rolling out a package of measures including the publication of a new BPFI guide for asylum seekers and refugees explaining how to open an account and providing examples of the documents that will be accepted.
The guide, which will be provided to all accommodation centres, will also be made available in Arabic, French, Somalian, Georgian, Albanian as well as English, in the coming weeks.
James Browne, minister of state with special responsibility for law reform, youth justice and immigration, said: “My Department has been engaged with Banking & Payments Federation Ireland and other stakeholders over the last several months to address concerns around access to bank accounts for international protection applicants in Ireland, particularly in the context of the 2016 EU Payment Accounts Regulations.
“These Regulations provide for all consumers legally resident in the EU, including people with no fixed address and asylum seekers, to be able to open a payment account without undue difficulty.’
This is good news for international protection applicants and all those who worked with them through the international protection process.