My Law Matters

My Law Matters My Law Matters has been a trusted provider of legal services since 1986.

Completion day: the day you finally become a homeowner.But here's what most don't realise: completion is different from ...
24/12/2025

Completion day: the day you finally become a homeowner.
But here's what most don't realise: completion is different from exchange—and getting this wrong could leave you locked out.

What Happens on Completion:
🏡 Remaining balance transfers to the seller
🔑 Property legally becomes yours
📦 You collect the keys and move in
👋 Seller must vacate
Think of it as: Moving day. This is when you actually own it.

The Timeline:
Typical gap between exchange and completion: 1-2 weeks
Can be same day (risky) or up to a month.

Why the gap?
• Time to arrange removals
• Lets sellers organise their move
• Buffer for final payments

Critical Mistakes:
❌ Assuming you can move in on exchange day
❌ Not having funds ready for your solicitor
❌ Planning to move in immediately (completion typically happens by mid-afternoon)

After completion: The property is yours. Any issues become your responsibility.

Need a conveyancing solicitor who guides you through every stage?
👉 www.mylawmatters.co.uk/conveyancing
📞 Get your free quote today
www.mylawmatters.co.uk | [email protected] | 0330 124 2171

Questions about completion? Drop them below! 👇

Most homebuyers think exchanging contracts means they own the property. Wrong—and it's costing them thousands.Exchange o...
17/12/2025

Most homebuyers think exchanging contracts means they own the property. Wrong—and it's costing them thousands.

Exchange of contracts is when your property deal becomes legally binding. Here's what happens:

✅ Both parties sign identical contracts
✅ You pay your deposit (usually 10%)
✅ Completion date gets locked in
✅ No backing out without serious penalties
Think of it as: Your point of no return.

Biggest Mistakes:
❌ Giving notice on your rental BEFORE exchange
❌ Booking removals too early
❌ Thinking you can move in (you can't—that's completion!)
Before exchange: You can still walk away
After exchange: You're legally bound. Walking away means losing your deposit and potential legal action.

Bottom line? Don't make major moving decisions until AFTER exchange.

Need expert conveyancing support?
👉 www.mylawmatters.co.uk/conveyancing 📞 Get your no-obligation quote
www.mylawmatters.co.uk | [email protected] | 0330 124 2171

Questions? Ask below! 👇

How Much Stamp Duty Will You Pay in 2025?This is currently the most searched conveyancing question in the UK. The April ...
10/12/2025

How Much Stamp Duty Will You Pay in 2025?
This is currently the most searched conveyancing question in the UK. The April 2025 changes have significantly impacted property purchase costs.
Current Stamp Duty Rates:
Standard Residential:

£0 - £125,000: 0%
£125,001 - £250,000: 2%
£250,001 - £925,000: 5%
£925,001 - £1.5m: 10%
Above £1.5m: 12%

First-Time Buyers (properties up to £500,000):

First £300,000: 0%
£300,001 - £500,000: 5%

Financial Impact Example:
Property value: £350,000 (standard buyer)
Stamp duty: £7,500
Previous rate (pre-April 2025): £5,000
Increase: £2,500
Three Essential Actions:

Calculate your exact liability using the HMRC stamp duty calculator
Consult with your conveyancer before making financial commitments
Factor stamp duty costs into your budget from the outset

Professional Conveyancing Support
My Law Matters provides transparent conveyancing services with upfront cost calculations and no hidden fees.
Our experienced team ensures you understand all financial obligations before proceeding with your property transaction.
📞 Contact us for professional conveyancing advice: www.mylawmatters.co.uk/co

Understanding the 2025 Stamp Duty Changes: What UK Property Buyers Need to KnowSince 1st April 2025, stamp duty calculat...
03/12/2025

Understanding the 2025 Stamp Duty Changes: What UK Property Buyers Need to Know
Since 1st April 2025, stamp duty calculations have changed significantly, affecting thousands of property buyers across the UK.

Key Changes:
Standard Buyers: Zero-rate threshold reduced from £250,000 to £125,000
Additional cost: £2,500 on properties over £125,000
First-Time Buyers: Relief threshold reduced from £425,000 to £300,000
Additional cost: Up to £6,250 on properties over £300,000

Example Impact:
A first-time buyer purchasing a £400,000 property now pays £5,000 in stamp duty, compared to £0 under previous rates.
Important Considerations:

Additional 3% surcharge applies to second homes and buy-to-let properties
Additional 2% surcharge for overseas buyers
Different rates apply in Scotland and Wales

Professional Guidance Matters
At My Law Matters, we calculate your exact stamp duty liability at the outset of your transaction, ensuring no unexpected costs at completion.
Our conveyancing team stays current with all regulatory changes to provide transparent, efficient service throughout your property purchase.

📞 Request a free conveyancing quote: www.mylawmatters.co.uk/conveyancing
Email: [email protected]
Phone: 0330 124 2171

Would you prefer digital or face-to-face conveyancing?A. Digital B. In-personC. HybridD. Not sureDiscover more every Wed...
31/10/2025

Would you prefer digital or face-to-face conveyancing?

A. Digital
B. In-person
C. Hybrid
D. Not sure

Discover more every Wednesday on our LinkedIn Article.
Stay connected—follow us on Facebook, Instagram and LinkedIn.
www.mylawmatters.co.uk | [email protected]

Choosing a Conveyancer 🏡? Location Isn’t EverythingWhen it comes to conveyancing, what matters more than location is:🔹 C...
29/10/2025

Choosing a Conveyancer 🏡? Location Isn’t Everything

When it comes to conveyancing, what matters more than location is:
🔹 Clear communication
🔹 Fixed-fee pricing
🔹 Efficient online tools
🔹 A personal, dedicated solicitor

Delays usually come from missing paperwork, not geography. So don’t let postcode dictate your choice—choose reliability instead. ✅ With My Law Matters, you get national reach and personal service, whether you’re in Birmingham, Bristol, or Brighton.

👉 Visit www.mylawmatters.co.uk to make your next move stress-free.

Which is a common way to resolve civil disputes outside court?A. Mediation B. ArrestC. TrialD. Negotiation by policeDisc...
24/10/2025

Which is a common way to resolve civil disputes outside court?

A. Mediation
B. Arrest
C. Trial
D. Negotiation by police

Discover more every Wednesday on our LinkedIn Article.
Stay connected—follow us on Facebook, Instagram and LinkedIn.
www.mylawmatters.co.uk | [email protected]

Do You Really Need a Local Conveyancer? Think Again 🚫!Many people believe their solicitor must be based near the propert...
22/10/2025

Do You Really Need a Local Conveyancer? Think Again 🚫!

Many people believe their solicitor must be based near the property they’re buying or selling. The truth? Conveyancing in 2025 is no longer tied to postcodes.

At My Law Matters, you can:
✅ Track your case 24/7 online
✅ Sign documents electronically
✅ Speak to your solicitor via phone or video call

No endless office visits. No postcode restrictions. Just efficient, transparent service wherever you are in England & Wales.

👉 Find out more at www.mylawmatters.co.uk or call 0330 124 2171 today.

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2nd Floor, 84 Salop Street
Wolverhampton
WV30SR

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Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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+448002889947

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