Forefront Financial Services

13/01/2025

Copied from a police post. Such an important thing to know if you are in need of help.

A woman called 999 last Saturday at just before midnight…she said very little but a man’s voice could be heard in the background 🤔

She asked for police, but the line dropped out before she was put through to us.
We tried to call her back but these attempts failed and worried for her safety, we visited her home in Wisbech - where a woman with an injury to her eye opened the door 😞

We arrested one man on suspicion of causing actual bodily harm (ABH) and has been released on conditional bail while investigations continue.

Did you know that pressing 55 after calling 999 alerts police operators that you need help but are in a situation where you can't talk? 👀 📱

Pressing 55 lets the 999 operator know your call is genuine, and they will try to track your location.

If you can't speak, listen carefully to the questions and instructions from our demand hub call agents so they can assess your call and arrange help.

Find out more info on our website: https://orlo.uk/Silent-999-calls_7C4wD

How to make a 999 call to the police if you're in danger and can't talk on the phone.

26/11/2024

Why Income Protection Beats Life Cover

Imagine losing your income tomorrow due to illness or injury. How would you pay your bills or maintain your lifestyle? While life cover secures your loved ones after you’re gone, income protection supports you while you’re still here.

Key Reasons to Choose Income Protection:

Real-Time Support: Provides regular payments if you can’t work, covering your expenses until recovery or retirement.

Bridges the UK Sick Pay Gap: Statutory Sick Pay offers just £116.75 per week — often far below what’s needed.

Tailored and Flexible: Choose coverage that suits your job, income, and waiting period.

Works with Life Cover: Protect your present income while life insurance safeguards your family’s future.

Affordable Options: Policies can fit most budgets and provide invaluable peace of mind.

Your income powers your life. Please don’t leave it unprotected. Explore income protection policies today and secure your financial stability.

02/10/2024

01/03/2024

Average Mortgage Rates continue to rise amidst the increasing cost of living - its makes financial sense to stay away from lender's - If you are within 6 months of your rate ending you should be talking to your broker

Mortgage rates have steadily risen since last week, with slight increases to average pricing across the board.

01/03/2024

Average Mortgage Rates continue to rise amidst increasing cost of living - its makes financial sense to stay away from lender's - If you are within 6 months of your rate ending you should be talking to your broker

Mortgage rates have steadily risen since last week, with slight increases to average pricing across the board.

02/11/2022

Track and Switch - Finally, a solution that actually warrants some appreciation. Given the state of the lending market, I am getting more and more inquiries about the merits of tracker rate mortgages. The answer depends entirely on whom you ask but tracker rates are considerably cheaper than their fixed-rate counterparts, the real issue is if interest rates continue to rise during the benefit period....tricky, right? Maybe not as tricky as originally thought. Some lenders are allowing clients to take out a tracker rate for a specified minimum period after which they can switch to a fixed rate if the client feels uncomfortable with potential rate hikes...and some of these lenders are not going to enforce the early repayment charge during the product transfer. All of this without further financial underwriting.

Makes sense? Lets chat

31/10/2022

Introducing Will Writing and Power of Attorney

“If I had my way, I would write the word ‘insure’ over every door of every cottage and upon the blotting pad of every public man, because I am convinced that, for sacrifice that are conceivably small, families can be secured against catastrophes which otherwise would smash them forever.”
Winston Churchill
I love this quote and I remember exactly where I was the first time I read it.
Protection for you and your family is an area that I am particularly passionate about. As a father, nothing is more important than the wellbeing of my family. Whether your coping strategy is Protection, Trusts, setting up / reviewing your Will, a Power of Attorney, or a combination of these, it is important to address your needs to better understand what areas require attention.
We have seen increasing enquiries about setting up / reviewing client Wills – so in addition to Protection and Trusts I am thrilled to announce that Jacqueline has now become a fully qualified Will Writer and can also write with Trusts and Powers of Attorney.
If you would like to have a chat with her please email her at [email protected] and she will be able to talk you through the process, discuss your needs and ensure that your ongoing Will needs are met.

26/09/2022

Did you know – we can secure you a new fixed rate deal up to 6 months before your existing deal ends?

Following last week’s mini-budget rumours about further interest rate rises are rife with a statement expected from the Bank of England later today.

It is predicted that households due to re-fix their mortgages will peak at the same time as the interest rate peaks.

Now is the time to contact us to see what we can do to help.

23/09/2022

Some good new for home buyers even though interest rates are going up

https://news.sky.com/story/stamp-duty-home-buyers-get-tax-cut-in-kwasi-kwartengs-mini-budget-12703820

Chancellor Kwasi Kwarteng announced a slew of economic changes, including tax cuts and the cancellation of several planned tax rises in his first big announcement since Liz Truss became prime minister.