The Probate Network

The Probate Network The Probate Network is a resource for anyone who needs help when applying for probate.

If you need legal advice, a probate loan or finance, probate research services, probate insurance or just general guidance, we can help. If you need legal advice, a probate loan or finance, probate research services, probate insurance or just general guidance, this site will help. You can;

-Easily find a probate service provider ranging from solicitors to RICS Valuers
-Request probate quotes
-Che

ck out our advice articles


The Probate Network does not offer advice or services directly. We collaborate with a network of people and businesses who offer specialist probate services ranging from legal advice to probate research. As members of The Probate Network each service provider has agreed to provide free or discounted services to those who contact them via this site.

When someone’s estate is going through probate and a house is still being lived in or handed over, it’s important not to...
31/05/2026

When someone’s estate is going through probate and a house is still being lived in or handed over, it’s important not to assume insurance will just keep working as normal. Houses under probate can present special insurance risks.

Here’s what to watch out for:

➡️ Inform the insurer as soon as the owner dies. Failure to do so may invalidate cover.
➡️ If you’re living in the property during probate, you may still be covered — but standard policies may need amending.
➡️ If the house becomes unoccupied, a specialist “probate house insurance” or “unoccupied property insurance during probate” may be required.
➡️ As the executor or representative, you have a duty to safeguard the asset — arranging adequate cover is part of that.

Need full guidance? Read the article on our website.

When an estate’s value is tied up in property, investments or other assets, the wait for the legal process can mean cash...
30/05/2026

When an estate’s value is tied up in property, investments or other assets, the wait for the legal process can mean cash-flow problems for executors or beneficiaries. That’s where loans against probate come in — they let you access funds now, with the loan repaid from the estate later.

Through The Probate Network you can request up to three quotes from specialist lenders to compare: which type of loan fits your situation, how interest and fees stack up, what collateral is used, and how repayment works once the estate is settled.
Knowing your options is key. For example:

✅ An inheritance tax loan helps pay HMRC so you can proceed with probate without delay.
✅ An inheritance advance lets beneficiaries access part of their share early.
✅ An estate expenses loan helps cover legal fees, property insurance or other immediate estate-costs when funds are locked up.

Before you commit to a loan: understand how much you’ll borrow, how the interest works (especially if probate is delayed), and how the loan affects your inheritance or the estate’s surplus. Compare quotes, read the terms, talk to your probate solicitor.

Explore your options and compare lenders here: https://bit.ly/3LK8GuM

When a property becomes part of an estate, especially if it’s empty or partly occupied, standard home insurance may no l...
29/05/2026

When a property becomes part of an estate, especially if it’s empty or partly occupied, standard home insurance may no longer provide the cover you need. Executors and administrators need the right insurance in place to protect the estate from risks such as damage, theft or liability.

This article explains the key home insurance coverage options during probate, including when you might need specialist unoccupied property cover, how existing policies can be updated, and what to consider if someone continues to live in the home while probate is ongoing.

Protecting estate property with the right insurance helps maintain value and provides reassurance throughout the probate process.

Read the full guide here: https://bit.ly/4bWrmkc

Probate involves legal, tax and administrative steps that most people aren’t familiar with and mistakes can be costly or...
28/05/2026

Probate involves legal, tax and administrative steps that most people aren’t familiar with and mistakes can be costly or cause delays. That’s why The Probate Network offers free probate advice from experienced solicitors who deal with estate administration every day.

Whether you’re just starting the process and unsure if you need a Grant of Probate, puzzled by the forms, worried about inheritance tax, or considering whether professional support is right for you, this free consultation gives you clear legal guidance with no obligation.

Speak to a probate solicitor and get answers tailored to your situation, so you can move forward with confidence.

Find out more and request your free probate advice here: https://bit.ly/4oYEdY4

If someone dies and the estate’s main assets are locked up (for instance, a house that needs to go through probate first...
20/05/2026

If someone dies and the estate’s main assets are locked up (for instance, a house that needs to go through probate first), paying for the funeral can become a major challenge. The good news is: there’s a loan for estate expenses (sometimes called a probate loan) which could help.

Here’s what you need to know:

➡️ This loan is specifically for estates where the value is tied up and not immediately accessible — it covers funeral expenses and other estate-related costs before everything is settled.
➡️ Unlike a standard funeral loan (which is a personal loan you repay yourself), this loan is repaid out of the estate once probate is complete — you’re not personally on the hook for the repayment.
➡️ It’s available only if the estate has sufficient assets and there’s an executor, administrator or beneficiary involved.
➡️ It’s more than just funeral costs — it can also cover things like property insurance while the estate is being dealt with, professional valuations, or legal fees.

If you’re facing this situation, consider this route — it might give you breathing space to honour your loved one without collecting immediate large debt personally.

Acting as an executor comes with financial responsibility. Sometimes estate funds are tied up in property or investments...
19/05/2026

Acting as an executor comes with financial responsibility. Sometimes estate funds are tied up in property or investments, but urgent costs still need to be paid — such as inheritance tax, funeral expenses, insurance, or legal fees.

An executor loan is designed to help cover these costs while probate is ongoing. Unlike a standard personal loan, repayment is usually made from the estate once assets are released, rather than from the executor’s own income.

This article explains how executor loans work, who may be eligible, how lenders assess risk, and the key considerations before applying. Understanding the structure, costs and repayment terms is essential before making any decision.

Read the full guide here: https://bit.ly/40F86mk

What’s the difference between the gross and net value of an estate for probate?It’s one of the most common areas of conf...
13/05/2026

What’s the difference between the gross and net value of an estate for probate?

It’s one of the most common areas of confusion for executors and families dealing with probate in England and Wales.

Understanding the difference matters because it can affect:

✅ Probate applications
✅ Inheritance tax calculations
✅ Estate administration decisions
✅ Whether professional valuations are needed

Our latest guide explains the differences clearly and highlights common mistakes executors should avoid.

Read the guide here: https://bit.ly/4uz0UFk

Before applying for probate, executors are responsible for identifying and valuing everything the deceased owned from pr...
12/05/2026

Before applying for probate, executors are responsible for identifying and valuing everything the deceased owned from property and bank accounts to investments, personal possessions, and debts.

Getting estate valuations wrong can lead to delays, inheritance tax issues, or problems later in the administration process.

Our latest guide explains:

✅ What needs to be included in a probate estate valuation
✅ How property, belongings, and financial assets are valued
✅ When professional valuations may be needed
✅ Common mistakes executors should avoid
✅ The difference between gross and net estate value

The Probate Network can also connect you with probate solicitors, RICS valuers, probate property specialists, and inheritance tax support where required.

Read the guide here: https://bit.ly/4uFA6TN

Who will make our 100th donation?The Probate Network has been raising funds for the local branch of The Hygiene Bank whi...
11/05/2026

Who will make our 100th donation?

The Probate Network has been raising funds for the local branch of The Hygiene Bank which covers St Albans, Harpenden, Luton and Hemel. To date 99 donations have been made totally £1070. Thank you to everyone who has donated.

It's simple to donate just £10 and your business can add unlimited posts to our Facebook Group: St Albans, Harpenden, Luton and Hemel Business Advertising and Recommendations.

Make your donation here https://bit.ly/4fcYqrF and with your support, we will help those pulled into hygiene poverty in communities across the UK.

Be sure, it's insured!!When a property becomes part of an estate, it may be vacant or used differently during probate an...
08/05/2026

Be sure, it's insured!!

When a property becomes part of an estate, it may be vacant or used differently during probate and standard home insurance often doesn’t provide the right cover once someone has died.

Executors and administrators need appropriate insurance to protect estate property, contents and liability risks while probate is underway.

Use The Probate Network to request three quotes from specialist probate property insurance providers who understand the unique needs of the probate process and probate property.

Find out more and request your probate insurance matches here:

https://bit.ly/ProbatePropertyInsuranceQuote

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