ST10 LAW

05/06/2026

🚨 Would you hand someone the keys to your bank account, home and savings?

Because that's effectively what you're doing when you make a Lasting Power of Attorney.

This week, a couple were sentenced to prison after abusing a Power of Attorney granted by elderly parents. They used their position to access money and assets that weren't theirs, causing significant financial harm.

It's an extreme case, but it highlights an important point:

The biggest risk with an LPA isn't the paperwork. It's choosing the wrong attorney.

When people make LPAs, they often say:

💬 "I'll just appoint my son."

💬 "My daughter can do it."

💬 "My spouse will sort everything out."

And very often that's absolutely the right decision.

But before you sign, ask yourself:

✅ Do I trust this person completely?

✅ Are they financially responsible?

✅ Will they put my interests before their own?

✅ Would they be able to cope with the responsibility?

An attorney can have access to your bank accounts, investments, property and finances. That's a huge amount of trust to place in someone.

Making an LPA isn't just about filling in a form.

It's about choosing the right people to protect you if you can no longer protect yourself.

If you already have LPAs in place, it may be worth reviewing them. The people you would choose today might not be the same people you chose 10 or 15 years ago.

📞 ST10 LAW offers a free, no-obligation LPA review service.

Sometimes the most important question isn't:

"Do I have an LPA?"

It's:

"Do I still trust the people named in it?"

☎️ 01538 822343 / 07814 170959
📧 [email protected]
📍 Cheadle (ST10)

04/06/2026

🏡 Could Your Half of the House End Up in the Wrong Hands?

Many couples simply leave everything to each other.

But what happens if you die first?

Your surviving spouse or partner may later remarry, enter a new relationship, or change their Will.

Years later, your share of the family home could ultimately pass to somebody else's family instead of your own.

A properly drafted Life Interest Trust Will can help ensure that your spouse or partner continues to benefit from the property during their lifetime, whilst protecting your chosen beneficiaries' eventual inheritance.

It's not about mistrust.

It's about making sure your share of the house ends up where you intended.

📞 01538 822343
📱 07814 170959
📧 [email protected]

ST10 LAW
Will Writing • LPAs • Estate Planning • Probate

Nicholas J. John BA (Hons).
Wills, LPAs and Probate Service (pre-Grant only).
Member of the Association of Lifetime Lawyers.
Member of the Society of Will Writers.
Consultant Private Client Solicitor (qualified in 1998).
Based in Alton, Staffordshire.

02/06/2026

How much does a Lasting Power of Attorney cost?

My fees are simple and fixed:

✔ One LPA for one person – £195

✔ Both LPAs for one person – £295

✔ One LPA each for a couple – £295

✔ Both LPAs for a couple – £495

There is no VAT to pay.

Please note that the Office of the Public Guardian currently charges a registration fee of £92 per LPA (which may be reduced in certain circumstances).

I've been helping people with LPAs since 2007 and appointments are available at my offices in Cheadle, Alton, at your home or remotely.

☎ 01538 822 343

📱 07814 170 959

📧 [email protected]

ST10 LAW

Fixed Fees | No VAT | Regulated & Insured

28/05/2026

Most people think probate is just filling in forms.

It isn’t.

Behind the scenes there can be:

identity checks
bankruptcy issues
missing beneficiaries
property ownership problems
disputes between family members
unknown debts and liabilities
legal responsibilities placed upon executors and administrators

And if mistakes are made, the person dealing with the estate can sometimes become personally liable.

That’s why many people decide they would rather have support and guidance instead of trying to navigate everything alone.

At Moorlands Probate Support we offer friendly, straightforward probate support for families across Staffordshire and beyond.

📞 01538 822343
📱 07814 170959
📧 [email protected]
🌐 ST10 LAW

22/05/2026

IS YOUR LPA GATHERING DUST? 🕸️📄

A lot can change in nearly 20 years.

Since Lasting Powers of Attorney were introduced in 2007:
✔ families have changed
✔ relationships have changed
✔ finances have changed
✔ businesses have changed
✔ people’s wishes have changed

…but many LPAs have simply been signed, stored away and forgotten about.

That doesn’t necessarily mean there’s anything wrong with them, but it might be worth checking.

I’m now offering a FREE no-obligation LPA Check Service through ST10 LAW.

I can review your existing LPAs and highlight potential issues such as:
• joint-only attorney appointments
• attorneys who may no longer be suitable
• missing instructions or preferences
• changes in personal or financial circumstances
• whether a separate Business LPA should be considered
• whether your LPAs still fit with your wider estate planning

Sometimes no changes are needed at all.

Sometimes a small update can make a huge difference.

After all… what have you got to lose?

📍 Appointments available in Alton & Cheadle
💻 Remote appointments also available

📞 01538 822343
📱 07814 170959
📧 [email protected]

21/05/2026

Another annual audit completed with the Society of Will Writers, and passed with no issues.

One of the things clients often ask me is how ST10 LAW is regulated and supervised.

As a member of the Society of Will Writers and Estate Planning Practitioners, I undergo regular compliance and file audits to help ensure that proper procedures, records and safeguards are in place.

When dealing with something as important as your Will, Lasting Powers of Attorney or estate planning, professionalism and accountability matter.

Thank you to all of my clients for your continued support. 👍

📧 [email protected]
📞 01538 822343

20/05/2026

You can do Lasting Powers of Attorney yourself online through the government website.

And for some people, that works perfectly fine.

But not everybody feels comfortable dealing with legal documents, attorney appointments, restrictions, preferences, signing requirements and registration forms on their own.

That’s where I step in.

I provide a friendly, personal service to guide you through the process from start to finish, helping to make sure your LPAs are prepared properly and reflect what you actually want.

✔ Property & Financial Affairs LPAs
✔ Health & Welfare LPAs
✔ Home visits available
✔ Evening appointments available
✔ No VAT on my fees
✔ Regulated and insured through the Society of Will Writers

If you would like a free no-obligation chat about LPAs, get in touch.

Because putting LPAs in place is one thing.

Getting them right is another.

01538 822 343 or 07814 170959

[email protected]

17/05/2026

Your Lasting Power of Attorney is not something you should sign… and then forget about forever.

Life changes.

People fall out.
Attorneys move away.
Relationships break down.
Someone may die.
Businesses grow.
Children become more suitable to act.
Or the person you originally trusted may no longer be the right choice.

One of the biggest problems I see is outdated LPAs.

And here’s the real issue:

Once you have lost mental capacity, it is usually too late to change or revoke your LPA.

That can leave families dealing with:

attorneys who can no longer act
attorneys who should no longer act
arrangements that simply do not work in practice
expensive and stressful legal complications

An LPA should be kept under review — just like a Will.

If your circumstances have changed since you signed yours, it may be time to dust it off and check whether it still does what you want it to do.

I’m always happy to review existing LPAs and talk through whether they are still fit for purpose.

Nicholas J. John
ST10 LAW
📞 01538 822343
📱 07814 170959
📧 [email protected]

16/05/2026

What happens if somebody loses mental capacity without a Health & Welfare LPA in place?

This one shocks people.

Many assume:
“My husband, wife or children will automatically be able to make decisions for me.”

Legally, it is often not that simple.

Without a Health & Welfare LPA:
❌ loved ones may not have the final say
❌ professionals may have to make “best interests” decisions
❌ there can be disputes between family members
❌ important medical and care decisions can become complicated

A Health & Welfare LPA can cover decisions about:
• medical treatment
• care homes
• day-to-day care
• where you live
• life-sustaining treatment

People often assume that if there is no LPA in place, the Court of Protection will simply appoint somebody to make health and welfare decisions.

In reality, Health & Welfare Deputyship Orders are relatively rare and are only granted by the court in limited circumstances.

That means families can sometimes find themselves heavily involved in discussions about care and treatment… but without the legal authority they thought they would have.

A properly prepared LPA allows YOU to choose:
✔ who speaks for you
✔ who you trust
✔ your wishes and preferences

This is not just about older people.

Accidents, strokes, dementia and serious illness can affect anybody.

ST10 LAW
Wills • LPAs • Estate Planning

📍 Alton & Cheadle
💻 Remote appointments available
📞 01538 822343

16/05/2026

What happens if somebody loses mental capacity without a Property & Financial Affairs LPA in place?

Quite simply... chaos can follow.

Many people assume that their husband, wife or children can “just deal with things”.

Legally, that is often NOT the case.

Without a registered LPA:
❌ bank accounts can be frozen
❌ bills may go unpaid
❌ property sales can collapse
❌ families can be left completely stuck

In many cases, the only solution is an application to the Court of Protection for a Deputyship Order.

That process can be:
⏳ slow
💷 expensive
📄 paperwork-heavy
😩 stressful for families

It can also take many months.

A properly prepared LPA allows YOU to choose who deals with your affairs if you lose capacity.

Without one, the court decides.

This is especially important for:
• homeowners
• business owners
• sole traders
• unmarried couples
• elderly parents
• anybody with savings, investments or property

An LPA is not just for older people.

Accidents, strokes, dementia and serious illness can happen to anybody.

ST10 LAW
Wills • LPAs • Estate Planning

📍 Alton & Cheadle
💻 Remote appointments available
📞 01538 822343
📧 [email protected]