Justizia

08/01/2025

🚨 Drivers, take note! A Court of Appeal ruling has revealed the scale of mis-sold car finance deals – from hidden commissions to unaffordable loans.

If you’ve been affected, don’t let lenders off the hook!

👇 Discover how the ruling is helping drivers reclaim thousands:

The Court of Appeal has delivered claimant-friendly guidance to lower courts dealing with a substantial volume of borrowers’ claims relating to commission disclosures in the context of motor finance lending. The decision may have implications for credit broking outside the motor finance context, p...

06/01/2025

❗ Irresponsible lending is everywhere – from personal loans to car finance. The Times warns that poor affordability checks and hidden fees are costing Britons big time.

❓ Do you know the signs of a responsible lender? A responsible lender should carry out checks first that you can afford it.

👇 We've broken down the three main signs for you below. Get to know them and stop irresponsible lending practices.

Think you have a claim? Get started here with Justizia today https://www.justizia.co.uk/claim

03/01/2025

🚘 Hidden commissions. Reckless approvals. A car finance scandal that's "one unholy mess".

Are you one of the millions affected? Don’t let dodgy lenders get away with it. With our partners at Justizia Law, we'll handle every step of the claims process so you can get what’s rightfully yours.

💸 The average payout? £1,500. What could you claim?

👇 Learn more about the scandal below.

Aggrieved car buyers who feel they were mis-sold a loan should complain to their lender, MPs hear.

13/12/2024

💡 What is Inheritance Tax? 💡

Inheritance Tax (IHT) is a tax on the estate of someone who has passed away. In the UK, it applies to estates worth over £325,000, with a standard rate of 40%. This is only charged on the part of your estate that’s above the threshold.

It’s a key part of financial planning and something everyone should understand. Let us make it just easier for you.

11/12/2024

💡 Did you know over half of UK adults don’t have a will? Here are just five reasons why you should have a will:

1️⃣ Protect your loved ones - make sure your estate is distributed as you wish.

2️⃣ Plan for your children’s future – decide on guardians for your children.

3️⃣ Avoid costly delays – prevent lengthy legal battles.

4️⃣ Leave a legacy – support the causes and charities you care about.

5️⃣ A will is for everyone – regardless of your wealth.

🖋️ Start planning with Justizia today – it’s easier than you think. You can read more about it here at https://www.justizia.co.uk/insights/planning-ahead-why-every-adult-should-have-a-will.

09/12/2024

✍️ Planning Ahead: Why Every Adult Should Have a Will

A will is one of the most important documents you’ll ever create. It’s not just about planning for the future; it’s about protecting your loved ones and making sure your wishes are honoured.

In our latest article, we break down why every adult needs a will, the common misconceptions around it, and how it can bring you peace of mind.

👇 Take control of your future today. Read the full article below.

https://www.justizia.co.uk/insights/planning-ahead-why-every-adult-should-have-a-will

06/12/2024

💡 Introducing the Justizia Jargon Buster! 💡

The Justizia Jargon Buster is your easy-to-use guide to cutting through the confusion of claims, savings, and home moving.

From legal jargon to financial terms, we’ve broken it all down into plain, simple language so you can stay in control and make smarter choices.

🔎 Ready to bust the jargon? Just head over to our website and find the Jargon Buster in the footer under ‘Features.’

Take a look and see how we’re making life just easier!

https://www.justizia.co.uk/jargon-buster

04/12/2024

🏡 Helping your children save for a deposit doesn't have to feel overwhelming. From offering advice on budgeting to releasing equity from your home with a lifetime mortgage, there are practical ways parents can lend a hand.

At Justizia, we’re all about making life simpler. Our latest article explores how you can support first-time buyers and help them take their first step onto the property ladder.

💡 Ready to learn more? Read our full article below https://www.justizia.co.uk/insights/saving-for-a-deposit-how-parents-can-help-first-time-buyers

02/12/2024

Helping first-time buyers climb the property ladder isn’t easy in today’s housing market, but parents can make all the difference. 🏡

Here's how:
✅ Set a clear goal together.
✅ Open a dedicated savings account, like a Lifetime ISA.
✅ Create a realistic budget (and stick to it!)
✅ Explore additional income opportunities, like freelance or part-time work.
✅ Reduce living costs where possible, e.g. by living with family.
✅ Talk early estate planning with your parents.
✅ Make the most of the government schemes and support available to you.
✅ Stay motivated, track progress, and celebrate the small milestones!

Together we can make the dream of homeownership achievable for the next generation! 🤝

Click here https://www.justizia.co.uk/insights/saving-for-a-deposit-how-parents-can-help-first-time-buyers to read our full article on how parents can help first-time buyers save for a deposit. 💻

29/11/2024

Life insurance isn’t just about money, it’s about peace of mind. 💜

At Justizia, we believe in making life’s biggest decisions simpler. Life insurance provides:
✔️ Financial security for your loved ones.
✔️ Support for paying off debts like mortgages.
✔️ A legacy that lasts beyond your lifetime.

Ready to find out how life insurance can protect what matters most? Dive into our latest article below to learn more about its key benefits. ⬇️

https://www.justizia.co.uk/insights/the-key-benefits-of-life-insurance

27/11/2024

💡Why Life Insurance Matters💡

Life insurance isn’t just about protection, it’s about securing your loved ones’ future. Here are the key benefits:

💜 Financial Protection

💜 Debt Coverage

💜 Income Replacement

💜 Funeral Costs

💜 Flexible Options

💜 Tax-Free Payouts

At Justizia, we’re here to help you make the right choices for your family’s future.

Want to find out more? Head over to https://www.justizia.co.uk/life-insurance to get started.

25/11/2024

Thinking of getting Life Insurance but don't know where to start? Start with Justizia. 💜

Choosing between Term Life Insurance and Whole Life Insurance can be simple when you know the basics, which is why we've broken it down for you below.

Term Life Insurance:

⌛ Set period of coverage, usually 10-30 years.

🤑 More affordable because of shorter duration of coverage.

🏡 Great for specific needs, like mortgages or family support.

Whole Life Insurance:

💰 Lifetime cover with a guaranteed payout.

💷 Includes a cash value element that grows over time.

⬆ Higher cost due to lifelong benefits.

Keen to find out more? Head over to www.justizia.co.uk/life-insurance and let's find the best life insurance policy for you and your family.