16/06/2026
Have You Put Your Lasting Powers of Attorney (LPAs) in Place?
Many people assume that if they become unable to manage their own affairs, their spouse, partner or children can simply step in and make decisions on their behalf. Unfortunately, that is not the case.
A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint people you trust to make decisions for you if you lose mental capacity or are otherwise unable to manage your affairs. There are two types of LPA:
• Property and Financial Affairs LPA – covering matters such as bank accounts, bills, investments and property.
• Health and Welfare LPA – covering decisions about medical treatment, care arrangements and life-sustaining treatment.
Without LPAs in place, your loved ones may have to apply to the Court of Protection for authority to act on your behalf. This process can take many months, often costs several thousand pounds in legal fees and court costs, and can create significant stress and uncertainty at what is already a difficult time.
The Court may also appoint a professional deputy, such as a solicitor, to manage your affairs. This can result in ongoing annual costs and means decisions about your finances and welfare may be made by someone you would not have chosen yourself.
Putting LPAs in place is one of the most important steps you can take to protect yourself and your family. It ensures that the people you trust can step in quickly and effectively if they are ever needed, avoiding unnecessary delays, expense and emotional strain.
If you would like to discuss LPAs and how they could benefit you and your family, please get in touch.
