15/10/2026
Are you entitled to any of these schemes? ๐ก
Buying a home is expensive. These schemes exist to help, but not everyone knows they're eligible.
Stamp Duty Relief ๐
If you've never owned a property anywhere in the world, you pay no stamp duty on the first ยฃ300,000 of your purchase. On a ยฃ300,000 property that's a saving of up to ยฃ5,000.
Shared Ownership๐ค
Purchase a share of a property, typically between 25% and 75%, and pay rent on the remaining share. Over time you can buy additional shares through a process called staircasing.
First Homes Scheme ๐ก
Eligible first time buyers can purchase a property at a minimum discount of 30% below market value. The discount stays with the property when you sell.
Right to Buy ๐ซต
If you're a secure council or housing association tenant you may have the right to purchase your home at a significant discount based on how long you've been a tenant.
Lifetime ISA ๐ธ
Save up to ยฃ4,000 a year and receive a 25% government bonus, up to ยฃ1,000 annually, towards your first home purchase. Property price limits and withdrawal rules apply.
Not sure which scheme applies to you or what the legal process looks like? Get in touch, we deal with all of these regularly and we're happy to talk it through.
๐ 01908 039 666