Charlotte Keating, TEP

07/03/2026

Tomorrow is International Women’s Day!

To celebrate IWD, earlier this week myself and other female partners at Prosperity Law LLP hosted an event at The Cube followed by a lovely meal and drinks at The Ivy.

It was a day to celebrate the achievements of women across the globe from all walks of life and acknowledge how far women have come over the years. We also had plenty of laughs.

⚖️

06/03/2026

💬 "I'll get round to it eventually."
It's something we hear a lot — and we understand. Thinking about Wills isn't always easy. But this National Will Week, we'd encourage you to take that first step.
A Will gives you control over what happens to your home, your savings, and your personal belongings. It lets you appoint guardians for your children, leave gifts to causes close to your heart, and reduce unnecessary stress for your family at a difficult time.
It doesn't have to be complicated, and our experienced Trusts & Probate team can guide you through the process from start to finish.
📩 Book a free initial consultation: https://prosperitylaw.com/people/charlotte-keating/

06/03/2026

My work heavily overlaps with tax. MTD for income tax is a major change in procedure for the self employed and landlords. Make sure you are aware of the changes and act accordingly.

If you meet the criteria (noting it is turnover), you need to be consulting with an accountant now, as you have quarterly returns to submit, not just one at the end of the tax year!

Don’t drop the ball on tax admin! 🏉

From 6 April, Making Tax Digital applies if your combined self-employment and property turnover is above £50,000.

Sign up now to stay ahead of the game: ⬇️

https://makingtaxdigital.campaign.gov.uk/?&utm_source=f.co_hmrcgovuk&utm_medium=social&utm_campaign=mtd

04/03/2026

📋 Did you know that over half of UK adults don't have a Will in place?

It's National Will Week, and it's the perfect reminder that having a valid Will isn't just for later in life — it's one of the most important things you can do to protect the people you care about.

Without a Will, your estate is distributed according to intestacy rules, which may not reflect your wishes. That could mean your partner, children, or loved ones missing out on what you intended for them.

Whether you need to put a Will in place for the first time or update an existing one, our Trusts & Probate team is here to help.

👉 Get in touch today for a no-obligation chat

02/03/2026

Happy March 🌸

As the days start to get longer and lighter, many people begin their spring cleaning. So whilst “decluttering” your home, why not take the opportunity to clear out the “mental clutter” of an unfinished estate plan, allowing you to head into summer with the peace of mind that your plans are all firmly in place.

26/02/2026

26/02/2026

Next week is ‘Wills Week’ - an annual awareness campaign to remind people about the importance of preparing, or reviewing their Wills.

If you have been putting your Wills off thinking "I'll do it later" use Wills week as the encouragement you need to take the next step before it’s too late.

If you are unsure about what to do, or have any questions, feel free to get in touch via DM, email or phone.

24/02/2026

Care Fee Myth-Buster

When it comes to paying for your care, there is a lot of friendly advice that is simply wrong.

Let’s clear up two of the biggest myths that I hear on a regular basis.

Myth 1: "I have to sell my house to pay for care."

The Truth is that your home is protected in certain scenarios, which includes if your spouse is still living in the property, if another relative is living in the house and meets certain criteria, and if you are receiving care in your home.

Myth 2: "I can gift my house to my children and after 7 years, it’s safe."

The Truth is that this is the most common and the most dangerous myth.

The "7-year rule" applies to Inheritance Tax, not care fees. For social care, there is no time limit on how far back the local authority can look. If the local authority decide you gave away an asset specifically to avoid care fees (known as Deliberate Deprivation of Assets), they can assess you as if you still own it—leaving you without funding for your care.

If you are concerned about future care fees, it is important that you seek professional advice to understand your position and see what legitimate planning can be put in place.

21/02/2026

💡 Did You Know?

* It is only around 37% of adults that have a Will. That means the laws of intestacy dictate inheritance of nearly 2/3rds of people’s estates, rather than estates passing in accordance with their wishes.

* Unmarried Partners have no automatic rights without a Will. This is regardless of how many years they have cohabited.

*Parents can name guardians within their Will to care for their minor children. Without one, a court decides who raises them.

Estate planning isn't about how much money you have, it's about making sure protection is in place for your loved ones.

20/02/2026

Clear communication can make all the difference when selling a home. This client feedback shows the care and attention our residential property team brings to every transaction - keeping clients informed, answering questions promptly and guiding them through to completion with confidence. Thank you to our client for taking the time to share their experience.

https://prosperitylaw.com/services/residential-property-conveyancing/

18/02/2026

Ramadan Mubarak 🌙

Wishing all those observing a blessed Ramadan.

16/02/2026

Who would you choose to act on your behalf if you lacked the mental capacity to manage your own affairs?

Whilst many people think that Lasting Powers of Attorney (LPA) are only for the elderly, the truth is that life is unpredictable. We never know whether our ability to make decisions ourself will be brought to a sudden halt, whether that be due to an accident or illness.

Having LPA’s in place ensures that if such a situation arises, your chosen individuals are the ones that can ‘step into your shoes’ and make those decisions on your behalf.

Why are LPA’s important?

• Property & Affairs LPA’s - your chosen individual(s) can pay your bills and deal with your income. These types of powers of attorney ensure that your assets are managed by somebody that you trust.

• Health & Welfare LPA’s - enable your trusted individual(s) to ensure that you receive care in accordance with your wishes. They can advocate on your behalf and in some instances make decisions regarding life sustaining treatment.

• Save costs and time - when there is no LPA in place, an application will need to be made for a deputyship order to the Court of Protection. This is a costly and time consuming process. The court also decides who the deputy will be and this may not necessarily be who you would choose.

• Peace of Mind: once prepared and registered, LPA’s ensure that your trusted individual(s) can immediately act for you, thereby reducing stress to your loved ones during a crisis.

Don't leave it until it's too late.

You can only prepare an LPA while you still have the mental capacity.

If you would like any further information, please feel free to get in touch.

’s