Hammond Raggett & Company Ltd is a fee based Independent Financial Advisory business operating from
08/12/2022
ITS CHRISTMASSS … JUMPER DAY!!! And this year is extra special as the Government has promised to match EVERY donation. To donate text HR20222 (£2), HR20225 (£5) or HR202210 (£10) to 70050. Or Visit
We're taking part in Save the Children's Christmas Jumper Day on Thursday 8 December! Every pound we raise will give children in the UK and around the world the chance to grow up healthy and happy, and change the future for good.
01/12/2022
The National Literacy Trust announced that over 400K children in the UK don’t own a book. This year we have donated over 170 books for children of all ages to Woodstreet Mission who are a local charity supporting struggling families. If you have the ability to help a family please visit. https://www.woodstreetmission.org.uk/support-us/donate-items/
03/08/2022
With Income protection you don’t have to have a specific medical condition in order to make a claim; you must simply meet the criteria that your illness or incapacity means you are unable to work. The benefit can be claimed as many times as you need to while the policy lasts. A major insurer lists their top reasons for claims to be
1 Musculoskeletal
2 Fractures
3 Cancer
4 Mental Health
Over the last couple of weeks, we have discussed Life & Critical Illness Cover and the financial benefits these can bring. This week we will be discussing ways to mitigate the risk of loss of income should you become unable to work due to long-term sickness or disability through the use of Income Pr...
27/07/2022
Did you know Cancer, Heart related matters, and Strokes are the top three reasons people claim for Critical Illness cover and whilst with modern medicine, these conditions are increasingly survivable, they are often life changing. Critical Illness pays a lump sum, which helps with those changes.
And whilst no one likes to think something like this will happen what would your circumstances be if this was your reality?
Click the link below to find out how to mitigate these risks.
In our post last week, we explained the importance and uses of Life Insurance cover and the fact that according to surveys two thirds of the UK population has none1. This week we move on to look at another really important form of personal insurance, Critical Illness cover. Like Life Insurance, C....
20/07/2022
Financial protection is something that’s easy to ignore; indeed, according to recent data, almost two thirds of the UK population has no life insurance cover in place.
Do you or other family members have sufficient cover in place?
Financial protection is something that’s easy to ignore; indeed, according to recent data, almost two thirds of the UK population has no life insurance cover in place. ^ Over the next few weeks, we intend to introduce the key protection benefits everyone should know about, how they work and who th...
08/04/2022
We are moving to 7th Floor, The Lexicon, Mount Street, Manchester, M2 5NT.
10/12/2021
Thank you everyone who has donated so far. We have reached 63% of our target hopefully we can get that to 100% by the end of today. Click the link below to donate now!
Help Hammond Raggett raise money to support Save the Children
03/12/2021
Christmas Jumper Day is the 10th December, So mark it on your calendars and get your jumpers at the ready and help us reach our fundraising target. Click below to donate today.
Help Hammond Raggett raise money to support Save the Children
06/05/2021
WE HAVE VACANCIES !!!
• Group Scheme administration, which will involve the reviews for the GPP (Group Pension Plans) and providing quotes for the group risk renewals. • Meeting and greeting visitors • Answering incoming telephone calls and taking messages where appropriate • Filing and keeping the front office a...
16/04/2021
In 2019/2020 tax year, families paid over £5.13 billion in Inheritance Tax. Is it worth risking giving 40% of your estate to the government?
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Hammond Raggett & Company Ltd is a fee based Independent Financial Advisory business operating from offices in Manchester City Centre and Lymm, Cheshire. We are proud to be independent, which means we can recommend solutions to suit out clients from across the whole of the market place, and to be one of the first firms in the UK to be awarded Chartered Status, a prestigious award that recognises our commitment to professionalism and fair treatment of clients.
Steve, Malcolm, Stella, Richard and Howard provide advice across most areas of financial planning including Saving and Investments, pre and post Retirement Planning (including the full range of flexible retirement options and specialist pension arrangements such as SSAS and SIPP), Inheritance Tax Planning, Personal and Family Protection and Business Protection including shareholder and key person planning.
We are also one of a limited number of firms that are able to offer advice to individuals in relation to their benefits in “Final Salary” pension schemes. The advisory team is backed up by a well resourced and experienced client support team split across the two offices.
Our client base is varied and out clients come from all walks of life. They include individuals and corporates, those who are still working, and those who have retired. Client retention is fundamental to our business and we aim to build and maintain long-term relationships.