Prosper Living

Prosper Living Helping busy and remote investors and families buy London property with greater ease, clarity, confidence and freedom, with my bespoke property buying service.

Book a call or get your free guide at https://prosperliving.com/download-our-guide Providing property investors with quality deals in London

07/04/2026

Recently, The Times ran an article about the continued saga of Angela Rayner British MP getting her stamp duty wrong when buying a UK property.

Most UK property buyers will know, that it is our responsibility to pay the right stamp duty (Stamp Duty Land Tax aka SDLT). This applies even if we take help from solicitors, tax advisors or others. It is still the buyer’s responsibility to pay the right amount of stamp duty.

It is certainly not something to get wrong.

While the Governments Stamp Duty Land Tax calculator is brilliant at calculating this accurately, assuming that we are giving it the right input, sometimes guidance is helpful.
For example, when answering the calculator about whether you already own property, this applies to all property owned worldwide.

While I am not a tax advisor, I help clients to calculate stamp duty correctly and ensure that the numbers are checked by other retained professionals for a minor reasonable sum and certainly nearly as expensive as a tax barrister retained for Ms Rayner.

Many remote buyers who I have spoken to who are looking to buy a property for their child, achieve savings by buying a London property in the name of a child studying or living in the UK and as a first-time buyer, thereby making them significant savings in stamp duty. Sometimes this aspect of who buys the property can indeed be a dealbreaker.

While many buyers find the current higher levels of stamp duty prohibitive, especially for foreign buyers, I invite buyers to instead consider that this sum is negligible in light of impending worldwide inflation, while offering either buyers protection from capital erosion as well as either a comfortable home or an inflation hedged income, which can last for decades and future generations.

Secondly, I encourage clients to negotiate the purchase price well using proprietary market data and insight, to secure the best possible price, which more than often covers any stamp duty cost compared to asking price.

As ever, I prefer doing things correctly.

Paying the wrong Stamp Duty Land Tax is not done!

Recently, The Times ran an article about the continued saga of Angela Rayner British MP getting her stamp duty wrong whe...
07/04/2026

Recently, The Times ran an article about the continued saga of Angela Rayner British MP getting her stamp duty wrong when buying a UK property.

Most UK property buyers will know, that it is our responsibility to pay the right stamp duty (Stamp Duty Land Tax aka SDLT). This applies even if we take help from solicitors, tax advisors or others. It is still the buyer’s responsibility to pay the right amount of stamp duty.

It is certainly not something to get wrong.

While the Governments Stamp Duty Land Tax calculator is brilliant at calculating this accurately, assuming that we are giving it the right input, sometimes guidance is helpful.
For example, when answering the calculator about whether you already own property, this applies to all property owned worldwide.

While I am not a tax advisor, I help clients to calculate stamp duty correctly and ensure that the numbers are checked by other retained professionals for a minor reasonable sum and certainly nearly as expensive as a tax barrister retained for Ms Rayner.

Many remote buyers who I have spoken to who are looking to buy a property for their child, achieve savings by buying a London property in the name of a child studying or living in the UK and as a first-time buyer, thereby making them significant savings in stamp duty. Sometimes this aspect of who buys the property can indeed be a dealbreaker.

While many buyers find the current higher levels of stamp duty prohibitive, especially for foreign buyers, I invite buyers to instead consider that this sum is negligible in light of impending worldwide inflation, while offering either buyers protection from capital erosion as well as either a comfortable home or an inflation hedged income, which can last for decades and future generations.

Secondly, I encourage clients to negotiate the purchase price well using proprietary market data and insight, to secure the best possible price, which more than often covers any stamp duty cost compared to asking price.

As ever, I prefer doing things correctly.

Paying the wrong Stamp Duty Land Tax is not done!
For more information please watch my video (link in the comments below).

While there is plenty of scaremongering in media about property investing in London, keeping buyers out of the market, s...
01/04/2026

While there is plenty of scaremongering in media about property investing in London, keeping buyers out of the market, some savvy investors are buying residential property in London like hot cakes, according to estate agents.

I also believe that it is easier to see things more clearly when looking at facts and historical recurring patterns rather than focusing on many news stories which risks pulling the reader into a state of frozen fear.

The result then is to do nothing.

As the saying goes "observe the masses and do the opposite". 😊

Hence, I am giving away my best secrets for free about why I believe London residential property investment may be a great opportunity now.

Get your free guide now from my profile or from link in the comments.

As ever, I am just sharing my views based on facts, but nothing should be seen as investment advice and I am not an Independent Financial Advisor. Do your own research.

Years ago I dreamt of helping young adults to settle in London as they arrived from abroad from countries like Sweden. ...
24/03/2026

Years ago I dreamt of helping young adults to settle in London as they arrived from abroad from countries like Sweden.

Maybe I wished to give the same kind of support to others that my own loving stepmother gave me when I arrived in London from Sweden many years ago.

Have you ever felt the same where you want to give or contribute to others in a way which gives your life deep purpose?

Hence I was particularly moved having a recent catch up with a young client and they expressed their delight for my support and joy for who I am and what I give.

It made me so moved I teared up on the spot.

Moving to London for a young adult can be difficult and sometimes socially isolating and having help on the ground can go beyond needing to buy a home to live in.

Where it makes sense, my services can offer additional support to help a young adult settle into London.

My services are not so much a transaction, even though it may start that way when signing a contract, but a building of a relationship where it may be a privilege to offer support and encouragement along the way to the younger generation arriving in London.

I am delighted that more parents are reaching out to me from around the world to help their adult child settle into London with the support in purchasing a London home.

At your service!

Would you like another income stream and more freedom and flexibility in your life? I first invested in property ten yea...
19/03/2026

Would you like another income stream and more freedom and flexibility in your life?

I first invested in property ten years ago because I wanted additional income, more control over my time, and the freedom to live life more on my own terms.

Getting started was not easy. I was busy in a full-time job and investing remotely from my chosen area.

So I made a decision that changed everything.

I hired my own property buying agent, my own “property shopper”, who handled the heavy lifting from beginning to end. They delivered results, while I could focus on my day job, saving me both time and money.

Looking back, I am deeply grateful for how that decision reshaped my life. It gave me more time, flexibility, and ultimately the space to meet and marry my wonderful husband Ragnar and enjoy a fuller life.

Now I want to pay that gift forward.

Back then, I had a job.

Today, I have a mission to help others create greater freedom through property. ❤️

I truly believe that more personal freedom is possible for anyone who is willing to decide and act. Indeed, we can shape our own destiny while recognising amazing grace along the way.

What do you dream of creating in your life? 🌈

Ten years ago, I wanted to invest in UK property, but lacked the time, proximity and experience.I overcame these issues ...
18/03/2026

Ten years ago, I wanted to invest in UK property, but lacked the time, proximity and experience.

I overcame these issues by hiring my own buying agent who helped me:

• focus on the type of property to buy to help me meet my objectives
• find suitable properties to buy
• support decision-making by providing input on e.g. rental income
• give support in the buying process
• find an agent to let and receive income

This gave me the experience, contacts and confidence I needed, to get the desired results, with less risk, and buy back my time through the service.

My mission is now to help others in a similar situation, i.e. very busy or living remotely, to get more freedom from London property by being their personal buying agent.

I do this alongside managing and building my own property portfolio.

Some people who approach me for my services are looking for a London home for themselves or a family member, as part of a long-term investment for capital preservation and diversification.

However, they often face the reality of living remotely or being too busy to manage the purchase themselves.

They also realise that the London property market is complex with potential pitfalls and the purchase process is very different from what they may be used to.

Having a helping hand on the ground like a property buyer can deliver a more successful and informed outcome, with less risks, costs and time.

I believe that anyone can get the freedom that they want in life.

Sometimes the journey just starts with a small step. Like asking for help.

At your service.

How will the conflict in the Middle East impact on UK property prices?I wanted to give you my immediate thoughts on this...
12/03/2026

How will the conflict in the Middle East impact on UK property prices?

I wanted to give you my immediate thoughts on this as I conclude my holiday in the Western Cape to return to London.

The worrying increased conflict in the Middle East will no doubt have a significant impact across many areas. One major and immediate impact is of course an increase in energy prices, which in turn will result in heightened inflation.

This is a similar situation to the 1970s, where there was a rise in inflation driven by higher oil prices, from increased geopolitical tensions in the Middle East.

UK property prices increased during the inflationary period in the 1970s and boomed long-term as there was a flight from cash into a property, a real physical asset, for protection against inflation.

A similar situation is likely to unfold now where it may be sensible to take refuge in real physical assets to protect against asset erosion in the face of inflation.

Personally, I am looking to acquire more property while also supporting remote and busy buyers with their own property purchases.

I believe that London will retain its position despite global conflicts, as an important and thriving capital, trade and cultural centre. Indeed, London has weathered many turbulent times over centuries and indeed millennia, giving investors great yields, capital growth, limited risk with a big upside if holding long-term, in a safe haven and a strong rule of law.

London property is also offering better value now for buyers and investors as prices are currently in a dip. As the saying goes “buy the dip”. This is one of the most favourable entry points we have seen for several years, especially if looking to hold over a long-term.

I am at your service.

PS. None of this is financial advice nor should be taken as such. I am not an IFA. Do your own research, and where appropriate take advice.

To learn more, watch my latest video, filmed at the beautiful Cape Point Vineyards: https://youtu.be/OqpWHU7AFCE

Did you know that London property prices have increased around one hundredfold since 1970? In 1970, the average London h...
10/03/2026

Did you know that London property prices have increased around one hundredfold since 1970?

In 1970, the average London home cost approximately £5,000. Today, that same average property is valued at over £500,000.

Or seen differently, the rising property prices could be viewed as an erosion of purchasing power against real, physical assets like a property.

Being aware of this perspective has been particularly important during periods of high inflation such as during the 1970s.

From my view, London residential property has historically offered ownership of a tangible asset that has protected purchasing power over time, while providing a steadier and more resilient journey than many other asset classes, such as equities.

All while providing a lovely home for you or your family or allowing you to offer an important service of Housing to local communities, while receiving inflation hedged income.

Watch my video to learn more: https://youtu.be/iehY_MnLF5w

Buying property in London is nothing like Sweden. Here is why.Many Swedish buyers are surprised by how different the UK ...
05/03/2026

Buying property in London is nothing like Sweden. Here is why.

Many Swedish buyers are surprised by how different the UK process is. In Sweden, once an offer is agreed, the estate agent handles everything. It is straightforward and efficient, with no lawyers involved.

In London and across the UK, it is more complex and higher risk. After an offer is agreed, both parties appoint solicitors. The conveyancing process usually takes at least three months, assuming everything runs smoothly.

Buyers raise enquiries, sellers often share limited information, and multiple parties are involved, each with different agendas. Around one third of UK property transactions fall through after solicitors are appointed.

Buyers are also responsible for calculating and paying Stamp Duty Land Tax, and small changes can significantly affect the amount due.

For busy or remote buyers, having a dedicated buying agent on the ground can make all the difference. Not just in finding the right property, but in managing risk, coordinating solicitors and surveyors, and driving the transaction forward.

London property can be a strong long term investment for diversification and growth, but it is rarely plain sailing.

I am at your service.

I am delighted and grateful to receive new five-star reviews from a recent client. Knowing that I can make a difference...
03/03/2026

I am delighted and grateful to receive new five-star reviews from a recent client.

Knowing that I can make a difference to busy and international investors looking to buy London residential property, brings real purpose and joy.

Recently I have worked on the purchase of this studio, in prime central London, close to Mayfair, assumed for a first-ti...
26/02/2026

Recently I have worked on the purchase of this studio, in prime central London, close to Mayfair, assumed for a first-time buyer UK resident student.

The scenario shows what the studio would yield as an alternative Buy to Let investment.

For the scenario as a rental investment in year 1-5 the calculation includes full property management at 16% with a quality letting agent and assumed voids/other costs at 10%, to make the investment as handsfree as possible.

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