Caddick Davies Solicitors

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Caddick Davies Solicitors We are the UK’s leading motoring law firm, specialising in the representation of motorists across England and Wales.

With over 10,000 cases and a success rate of over 93%2, we are your trusted legal representation for any motoring offence.

14/10/2026

Did you know drug driving prosecutions have now overtaken drink driving? It's the first time that's happened. 😮

According to IAM RoadSmart, 30,000 drivers were prosecuted for drug driving in 2025. In the video, our solicitor asks why. Has the drink driving message finally landed, or is it that people are unsure how long drugs stay in their system?

Either way, police are clearly focusing on it. If you've been stopped or accused, speak to a specialist early.

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📞 0333 443 2366
🌐 motordefencelawyers.co.uk

23/09/2026

Is Undertaking Illegal in the UK? Here’s What Rule 268 Actually Means

Undertaking: passing a vehicle on the left is widely misunderstood. Many drivers assume it’s acceptable when someone is hogging the middle lane, but Rule 268 of the Highway Code makes it clear that you should not undertake or move to the left to overtake. The only exception is when traffic is moving slowly in clearly defined lanes at different speeds, such as motorway congestion. Outside of that, undertaking can lead to allegations of careless driving or, at higher speeds, dangerous driving, and undertaking a middle‑lane hogger is still illegal.

Key points drivers often miss:
- Rule 268 prohibits undertaking except in slow‑moving, clearly defined lanes
- Middle‑lane hogging does not make undertaking legal even if it feels justified
- High‑speed undertaking can be treated as dangerous driving depending on the circumstances

Police can prosecute even without a collision if the manoeuvre is considered unsafe

The safest and most legally sound approach is simple. If someone is blocking the middle lane, wait until it is safe to pass on the right rather than undertaking.

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If you need guidance, our team is here to help.
📞 0333 443 2366
🌐 motordefencelawyers.co.uk

16/09/2026

AI Cameras on the Rise. And They’re Catching More Than Just Speeding

We’re all familiar with the traditional yellow motorway cameras.
But across the UK, police forces are now rolling out AI‑powered enforcement cameras and they’re detecting far more than just speed.

These systems can identify speeding, mobile phone use, and seatbelt offences simultaneously, using high‑resolution imaging and automated analysis.

And the results speak for themselves.
In Sussex alone, AI cameras recently recorded over 2,000 offences in a single month. A level of detection traditional cameras simply couldn’t achieve.

What drivers need to know:
- AI cameras detect multiple offences
- They operate day and night - with infrared and enhanced imaging
- Mobile phone and seatbelt offences are now easier to prove
- Evidence still must meet legal standards

AI enforcement is increasing and it’s catching behaviour that drivers never expected to be monitored.

If you’ve received a notice linked to AI camera footage and you’re unsure how to respond. Get in touch and we will be happy to help.

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If you need guidance, our team is here to help.
📞 0333 443 2366
🌐 motordefencelawyers.co.uk

09/09/2026

Driving at 33mph in a 30mph Zone. Will You Be Prosecuted?

Most drivers have heard of the “10% + 2mph” tolerance. Meaning enforcement typically starts at 35mph in a 30 zone.

But here’s the part many people don’t realise:

It’s guidance, not law. And not all police forces follow it.

That means you can technically be prosecuted at 33mph, even though it’s uncommon and difficult to justify.

What drivers need to understand:
- The tolerance is advisory - police can enforce at any speed above the limit
- 33mph is still speeding - even if enforcement is unlikely
- You could be prosecuted at lower speeds - depending on local policy or specific circumstances

In reality, most forces stick to the guidance because it’s practical and consistent.
But the safest approach and the only guaranteed way to avoid issues. Is simply to stay within the posted limit.

If you’ve received a Notice of Intended Prosecution at a low speed and you’re unsure what to do next, getting proper guidance early can make a big difference.

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If you need guidance, our team is here to help.
📞 0333 443 2366
🌐 motordefencelawyers.co.uk

02/09/2026

Does Your Insurance Actually Cover You to Drive Someone Else’s Car?

A lot of drivers assume their comprehensive insurance lets them drive another person’s car but in the UK, that’s rarely true.

Section 5 of your insurance policy explains whether you have a Driving Other Cars (DOC) extension. Most drivers don’t - only around 2–5% of policies include it.

And even when DOC is included, it usually only provides third‑party cover, meaning the other vehicle isn’t protected if something goes wrong.

What drivers often misunderstand:
- Comprehensive cover doesn’t automatically include DOC - it’s not a standard benefit
- Only a small percentage of policies include DOC - usually premium or specialist policies
- DOC is third‑party only - the borrowed car won’t be covered for damage
- Driving without proper cover is treated as uninsured driving - leading to 6 points and a fine

If you borrow a friend’s or partner’s car without the correct cover, you could be committing a serious offence. Even if both of you genuinely believed you were insured.

Before driving any vehicle that isn’t yours, check Section 5 of your policy.
Assumptions can cost you your licence.

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If you need guidance, our team is here to help.
📞 0333 443 2366
🌐 motordefencelawyers.co.uk

26/08/2026

Should You Take a Speed Awareness Course if You’re Offered One?

If you’re caught speeding and fall within the eligibility threshold, you may be offered a Speed Awareness Course instead of points. For most drivers, it’s usually the best option.

A course means no points, no impact on your licence, and no risk of edging closer to a potential ban. It’s also completed online, making it far easier than people expect.

What drivers often don’t realise:
- Courses prevent points being added - you avoid the standard 3+ points
- They’re only offered within specific thresholds - not every speeding offence qualifies
- You can only take one every few years - so eligibility matters
- Insurance companies may still ask about it - but it’s still better than points

For most people, accepting the course is the safest and most practical way to protect your licence. Especially if you’re already carrying points or rely on your car for work.

If you’re unsure whether you should take the course or challenge the allegation, getting proper guidance early can make a big difference.

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If you need guidance, our team is here to help.
📞 0333 443 2366
🌐 motordefencelawyers.co.uk

19/08/2026

Can You Use ChatGPT or AI for Motoring Law Advice?

AI tools like ChatGPT are becoming incredibly popular for quick answers and they can be useful for general education, basic explanations, and understanding the principles behind motoring law.

But they cannot replace a qualified motoring solicitor, and relying on AI alone has already caused problems for drivers who followed incorrect or incomplete advice.

AI can explain concepts like totting up, NIPs, or careless driving. But it cannot assess evidence, interpret your specific circumstances, or represent you in court.

Where drivers get into trouble:
- AI giving outdated legal information - laws change, models don’t always keep up
- Incorrect assumptions about evidence - AI cannot review footage or documents properly
- Misunderstanding court procedure - leading drivers to make the wrong submissions
- Trying to self‑represent using AI scripts - which courts do not accept

AI is a starting point, not a solution.
It can help you understand the basics but it cannot protect your licence, challenge evidence, or navigate the legal system on your behalf.

When your licence, livelihood, or future mobility is at risk, nothing replaces a specialist motoring solicitor.

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If you need guidance, our team is here to help.
📞 0333 443 2366
🌐 motordefencelawyers.co.uk

12/08/2026

The New Scam Targeting Drivers: “We Can Remove Your Speeding Points”

A worrying scam has started circulating online. People offering to “get rid of” your speeding points for a fee.
They claim they can make your penalty points disappear, wipe your record, or “handle” your Notice of Intended Prosecution (NIP) for you.

This is not true, and it’s illegal.

These operations are known as NIP farms. They take your money, submit false information, and leave you exposed to extremely serious consequences.

What drivers need to know:
- Points cannot be removed once issued, they stay on your licence for the statutory period
- Submitting false driver details is a criminal offence - even if someone else does it on your behalf
- You can be charged with perverting the course of justice
- Scammers disappear after taking your money

We’ve seen drivers lose their licence, face court, and even risk prison because they trusted someone claiming they could “fix” their points.

If you receive a NIP, the only safe option is to deal with it properly.
There are legal ways to challenge allegations, but paying a scammer is not one of them.

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If you need guidance, our team is here to help.
📞 0333 443 2366
🌐 motordefencelawyers.co.uk

05/08/2026

Does Your Car Insurance Actually Cover You to Drive to Work?

A lot of drivers assume their insurance covers the commute, but many policies don’t.

If your policy is Social, Domestic & Pleasure (SDP), you’re not covered to drive to work.
Even driving to the train station to continue your commute can fall outside SDP.

To be covered, you need SDP + Commuting (SDPC).

Why this matters:

- SDP doesn’t include commuting - even occasionally
- SDPC only covers one fixed workplace
- Multiple work sites require Business Class
- Wrong class can invalidate your insurance

If you have an accident on the way to work and your policy doesn’t include commuting, your insurer can treat it as driving without insurance. Even if the mistake was genuine.

If you’re unsure what your policy covers, it’s worth checking before you drive tomorrow.

⭐ 4.9 Trustpilot | ⭐ 4.9 Google

If you need guidance, our team is here to help.
📞 0333 443 2366
🌐 motordefencelawyers.co.uk

22/07/2026

Operation SNAP: Why Drivers Need to Be Careful With Dashcam Submissions

Police forces across the UK are now encouraging motorists to upload their dashcam footage through Operation SNAP. A system designed to help identify potential motoring offences.

It sounds simple: record bad driving, upload the clip, and let the police deal with it.
But many drivers don’t realise how serious these submissions can become.

What Operation SNAP actually means for drivers:

- Your footage becomes evidence - it can lead to points, fines, or prosecution
- You can be contacted as a witness - including providing statements
- Your own driving may be reviewed - if something questionable appears in the clip
- Not every clip results in action - evidence must meet strict legal standards

We regularly support drivers who have been contacted after someone submitted footage of them. Often without realising they were being recorded.

Dashcams are helpful, but they also mean your driving is more visible than ever.

If you’ve received a notice linked to dashcam footage, understanding how the evidence is assessed is essential.

⭐ 4.9 Trustpilot | ⭐ 4.9 Google

If you need guidance, our team is here to help.
📞 0333 443 2366
🌐 https://www.motordefencelawyers.co.uk/

Address

Units 10 And 11, Connect Business Village, 24 Derby Road
Liverpool
L59PR

Opening Hours

Monday 8am - 8:30pm
Tuesday 8am - 8:30pm
Wednesday 8am - 8:30pm
Thursday 8am - 8:30pm
Friday 8am - 8:30pm
Saturday 11am - 5pm
Sunday 11am - 5pm

Telephone

+443301756851

Website

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