03/09/2026
This one catches a lot of loving couples completely off guard.
Most couples do the sensible thing. They leave everything to each other, and then to the children once they are both gone. It feels the safest option, and for plenty of families it is exactly right.
But picture this. One of you passes away, and everything goes to the survivor, just as planned. Years later that survivor remarries, or writes a new will, or simply falls out with one of the children. The estate is now theirs to do with as they wish, and the children you both wanted to look after can quietly be left with nothing. It even has a name in our world.
Sideways disinheritance.
A trust can prevent it. Your share can be set aside so your other half is fully provided for during their lifetime, and then whatever is left passes to your children, exactly as the two of you intended. Nobody is left short, and your wishes hold firm whatever happens down the line.
This matters even more in blended families, where there are children from more than one relationship to consider.
Today's question. If you left everything to your other half and life took an unexpected turn, are you certain your children would still be looked after?
Comment or send me a message if this is something you have wondered about.