Lancaster Wills

Lancaster Wills Need a Will, Trust or Lasting Powers of Attorney? Or help with your role as an Executor? We donate 5% to local charities from every invoice too!

Lancaster Wills provide a friendly and affordable service in Lancaster and the surrounding areas. Welcome to Lancaster Wills. We are now part of the Morecambe Bay Wills family, providing will writing services and Lasting Powers of Attorney in and around the Lancaster area.

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Morecambe Bay Wills and Estates Limited was established in 2019 after founder Nicola Comb

e lost her husband to cancer. Our aim is to ensure that everyone has the right documents in place to give peace of mind and protection for family and assets. As fully trained, fully insured, Members of the Society of Will Writers, we offer peace of mind that you will get a comprehensive, service from our award winning team! Whether you need Wills, Powers of Attorney or Trusts, we are there to make it easy for you. And if you have lost someone and need help in your role as Executor, we can do that too. We offer appointments in our Lancaster office, in your home or via video for your convenience

Our prices are affordable (you can also pay in monthly payments) and discounts are available for those on low incomes and for those facing a diagnosis of cancer or dementia (both close to my heart).

5% from every invoices will be donated to 4 local charities to assist them in their ongoing work looking after local families. So far we have raised over £22,000 !!! We would love to help protect you, your family and your business. Call us for an initial friendly chat. we are here to help!

One of the questions we’re often asked at Morecambe Bay Wills is:“Can you visit us at home?” The answer is absolutely ye...
29/05/2026

One of the questions we’re often asked at Morecambe Bay Wills is:
“Can you visit us at home?” The answer is absolutely yes.

We understand that making a Will can sometimes feel like a sensitive or emotional subject, and for many people, having that conversation in the comfort of their own home simply feels easier and more relaxed.

At-home appointments are something we particularly valued too — often over a cup of tea and without the pressure or formality that some people worry about.

We offer home visits across South Cumbria, North Lancashire and North Wales, and we always try to make the process as supportive, comfortable and straightforward as possible.

If an at-home appointment would make things easier for you or a loved one, please don’t hesitate to ask.

Appointments - South Cumbria, North Lancashire - 01524 571032
Appointments - North Wales - 07901 867007

27/05/2026

A really important discussion recently featured on BBC Morning Live around Inheritance Tax, Wills and the growing number of families now being affected.

The programme highlighted new HMRC figures showing that families paid a record £8.5 billion in Inheritance Tax in the last tax year alone.

One of the key reasons behind this rise is that the Inheritance Tax threshold has remained frozen since 2009, despite rising property prices and inflation — meaning more and more ordinary families are now finding themselves affected.

As discussed on the programme, many people assume Inheritance Tax “doesn’t apply to them” until they actually sit down and look at:
• their home
• savings
• pensions
• investments
• life insurance
• business interests

The discussion also touched on something we speak about often at Morecambe Bay Wills — the importance of simply starting the conversation.

Not because anyone enjoys talking about death or finances, but because planning ahead can make things significantly less stressful for the people you leave behind.

The programme explained:
• the current £325,000 nil rate band
• the additional residence allowance available in some circumstances
• gifting rules and the seven-year timeline
• the importance of keeping Wills updated as life changes
• why cohabiting couples can face very different outcomes to married couples

While the programme offered some really useful guidance and helped raise awareness around Inheritance Tax and estate planning, there are often subtle aspects and personal circumstances that can mean different advice may be appropriate for different families. That is why it is always essential to take advice that is tailored to your own individual circumstances.

“Think about it as a little bit of life admin.”

And in many ways, that really is what good estate planning is — making sure your wishes are clear, your loved ones are protected and your affairs are organised properly.

Importantly, having a Will is not just about money.

Source: BBC Morning Live

25/05/2026

A really powerful discussion recently featured on BBC Radio 4’s Money Box programme, highlighting something we see far too often — families simply not having conversations about what happens when someone dies.

The programme explored new research from STEP (The Society of Trust and Estate Practitioners), which found:
• 80% of adults have not told their loved ones their wishes
• Around 35% do not have a Will at all
• Nearly half of estate professionals are seeing an increase in disputes within blended families following a death

One story shared during the programme centred around a husband and father who very nearly lost his life in a devastating car accident. Thankfully he survived, but the experience became a huge wake-up call for the family around the importance of estate planning, updating their Will and having open conversations.

One line from the interview particularly stood out:

“The main thing is don’t do nothing.”

At Morecambe Bay Wills, we completely understand that conversations around death, Wills and Powers of Attorney can feel uncomfortable or overwhelming. But very often, putting plans in place is not really about paperwork — it is about protecting the people you love from additional stress, uncertainty and conflict later on.

And importantly, estate planning is not just for the wealthy.

If you own a home, have children, savings, pensions, business interests or simply want your wishes respected, these are things worth thinking about.

The programme also touched on something very important — life changes.

Relationships change, children grow up, families blend, people remarry, circumstances evolve. A Will should not simply be written and forgotten about forever.

Sometimes the hardest part is simply starting the conversation.

Source: BBC Radio 4 – Money Box Programme

Wishing Georgia a very Happy Birthday for the weekend from all the team at Morecambe Bay Wills 🎉With her birthday coming...
22/05/2026

Wishing Georgia a very Happy Birthday for the weekend from all the team at Morecambe Bay Wills 🎉

With her birthday coming up on Sunday 24th May, we wanted to take a moment to celebrate someone who has become such an important part of the team since joining us back in November 2021.

From speaking with clients and helping put people at ease, to preparing important documents and ensuring everything is carefully organised and safely stored, Georgia plays a huge role behind the scenes every single day.

Nicola said:

“Georgia is a very important part of our team, whether that’s answering calls from clients to preparing documents for them to sign or to making sure that they are safely stored away, everything she does is so important to our success.”

Thank you for everything you do, Georgia — we hope you have a fantastic birthday weekend and get thoroughly spoiled! 🎂

20/05/2026

“Why do I do this job?”

It’s a question Nicola is often asked — and for her, the answer is deeply personal.

Before founding Morecambe Bay Wills, Nicola experienced first-hand just how important good estate planning can be.

She has been through the process of needing Powers of Attorney to help care for family members, including her parents, her mother-in-law and her husband during serious illness.

She has also experienced the consequences of an out-of-date Will — and the incredibly difficult position that can leave families in when important documents are not in place at the time they are needed most.

That experience is one of the reasons Nicola feels so passionately about helping other families put the right protections in place.

This work is not just about paperwork.

It is about helping people feel prepared, protected and supported during some of life’s most difficult moments.

Watch Nicola’s personal message below.

18/05/2026

Trust is one of the most important things when choosing someone to help you write your Will.

For many of the people we meet, their first introduction to Morecambe Bay Wills comes through a personal recommendation. It might be a colleague who has used us, a parent or sibling who asked us to help with their Will, or even a neighbour whose Will they once witnessed.

Over time, word spreads because people talk about experiences that made them feel supported, listened to, and in safe hands.

It is always a real honour when someone contacts us and says, “It’s time for me to do mine now.”

At Morecambe Bay Wills, we genuinely care about the people we work with. Helping families plan for the future and protect the people they love is not just our job – it is something we truly value.

If you have been thinking about putting a Will in place, we are always happy to talk things through and answer any questions you may have.

• Calm, friendly advice
• No pressure
• Just clear guidance to help you make the right decisions for you and your family





🎉 A very happy birthday to our wonderful Janet Pardula!We’ll be celebrating Janet this Friday, 15th May, ahead of her sp...
15/05/2026

🎉 A very happy birthday to our wonderful Janet Pardula!

We’ll be celebrating Janet this Friday, 15th May, ahead of her special day on Saturday 16th — wishing her a fantastic birthday weekend full of joy, family time, and maybe a little crown green bowling with her son!

Janet joined Morecambe Bay Wills in July 2024 and has quickly become an integral part of the team. She passed her Society of Will Writers exams with flying colours, bringing professionalism, care, and calm guidance to every client she works with.

Her clients think the world of her too:
⭐ “Janet went out of her way to give much appreciated advice during a difficult time and Easter weekend. Thank you for all the help!” – James Fitzmaurice
⭐ “Professional, efficient, and explained everything in a way that was very easy to understand… made a daunting process feel stress-free.” – Kevan

Janet, thank you for everything you do — for clients and for us as a team.
We hope your birthday weekend is as brilliant as you are!

We’re incredibly proud to support Unique Kidz & Co and the vital work they do in our community.Our recent quarterly dona...
13/05/2026

We’re incredibly proud to support Unique Kidz & Co and the vital work they do in our community.

Our recent quarterly donation of £386.54 is just one small part of what we hope is a meaningful and ongoing partnership. What matters most to us is being able to support not just financially, but by being present, involved, and genuinely helpful where it counts.

We’re really pleased to be hosting the first of the upcoming Information Evenings on 27th May, where we’ll be talking through:

• Why having a Will in place matters for parents and carers
• How Powers of Attorney work — and why they’re essential
• The practical steps you can take now to protect your family’s future

These sessions are free to attend and open to all parents and carers of people with disabilities — you do not need to be accessing Unique Kidz & Co services to join.

If you’ve been meaning to get clarity on this but haven’t known where to start, this is a straightforward, supportive place to begin.

Reserve your place here: https://www.trybooking.com/uk/events/landing/109909

If you’d like transparent, informed and honest advice, call us on 01524 571032.

The ‘death documents’ you need to prepare while you’re aliveA Will is vital — but it’s not the only thing your family wi...
11/05/2026

The ‘death documents’ you need to prepare while you’re alive

A Will is vital — but it’s not the only thing your family will need.
A recent article in The Telegraph highlights just how many people still don’t have even the basics in place, with over half of those aged 50–64 without a Will.
But even with a Will, there’s more to think about.

For example:
• A pension expression of wish — as pensions aren’t covered by your Will
• Lasting Powers of Attorney — so someone can act for you if needed
• A clear record of your finances and assets — to avoid delays and confusion
• A simple letter of instruction — covering things your Will doesn’t

Individually, these might seem like small things.
But together, they can make a huge difference — reducing stress, delays and uncertainty for your family at what is already a difficult time.

It’s not about planning for the worst.

It’s about making things easier for the people who matter most.

There’s a moment, once your Will is in place, where everything just feels… calmer.That’s something we hear time and time...
08/05/2026

There’s a moment, once your Will is in place, where everything just feels… calmer.

That’s something we hear time and time again — and it’s exactly what Sylvia shared after working with Cerys from our North Wales Wills team.

“Cerys was reassuringly knowledgeable about the whole process and so helpful during our meetings. She was very understanding and supportive… and always had time to listen.”

Writing a Will isn’t just about documents and decisions.
It’s about making sense of things, having someone explain it clearly, and feeling confident that everything is taken care of.

“I am so glad that I have done this and feel less anxious about my family’s completion of my affairs after my death.”

That peace of mind — for you and for your family — is what matters most.

If you’d like transparent, informed and honest advice, you can speak to:

North Wales Wills (Cerys) – 07901 867007
Morecambe, Lancaster & Kendal – 01524 571032

06/05/2026

Do you know what probate actually is — and whether you’ll need it?

It’s a term many people have heard, but aren’t always clear on what it really involves.

Probate is the legal process of proving that a Will is valid and giving the Executors the authority to deal with the estate. That includes gathering everything the person owned, what they owed, and understanding their personal circumstances.

Once that information is in place, an application is made for what’s called a Grant of Probate — which then allows the estate to be distributed in line with the Will.

In many cases, this can be done online, although some estates require additional forms and, sometimes, information to be submitted to HMRC.

It’s possible to handle probate yourself, but it can feel confusing — especially with so much information online that isn’t always clear or accurate.

There are also a few common misconceptions. For example, many people assume probate isn’t needed if everything passes to a spouse, but that isn’t always the case.

If you’re unsure, it’s always better to ask. Understanding the process early can make things much easier when the time comes.

Address

The Gate House, White Cross Business Park, South Road
Lancaster
LA14XQ

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441524571032

Website

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