AR Wills & LPAs

AR Wills & LPAs Wills Trusts and Lasting Power of Attorney

Do you live in Jersey?Do you have assets in England or Wales?If yes then you need a separate will for these assets.Conta...
28/07/2026

Do you live in Jersey?
Do you have assets in England or Wales?
If yes then you need a separate will for these assets.
Contact me to book an appointment.

14/07/2026
13/07/2026

Paul, an electrician for over 30 years, always prioritized others. He postponed making a will, saying 'I'll do it another day.' Tragically, that day never arrived, leaving his family, Sarah and the children, facing financial and emotional turmoil. The business faced uncertainty, and decisions became agonizing. A will ensures your loved ones are protected. Don't leave their future to chance.

03/07/2026
03/07/2026

Rita and Stanley assumed they had time. Then Stanley lost decision-making ability, leaving Rita unable to manage finances or make crucial choices. Without a Lasting Power of Attorney, families face immense stress and legal hurdles. Ensure your loved ones can act for you when you can't.

13/06/2026

In the UK, getting married automatically invalidates any existing will. To prevent this, you can engage a professional to draft a new will with an "In Contemplation of Marriage" clause, ensuring your prior wishes remain legally binding after you tie the knot.

Why You Need a New Will
Under the Wills Act, subsequent marriage or civil partnership acts to revoke any prior will. If you pass away without drafting a new one, the government's strict rules of intestacy take over. This can lead to your new spouse unintentionally disinheriting children from a previous relationship.

The "In Contemplation of Marriage" Clause
If you are already engaged and writing your will, your estate planner can include a specific clause that names your fiancé(e). For example, the wording typically states:
“At the time of making this will, I expect to be married to [Name] and intend that this my will shall not be revoked by my marriage to the said

10/06/2026

Let’s say you own lots of properties and are going to be well over the inheritance tax threshold. How do you reduce your inheritance tax liability. The common approach is to gift some properties to your children. But that generates a capital gains tax charge. Instead gift the property to a trust with your children as beneficiaries via a gift holdover relief. This passes on the capital gains tax liability to the trust. The capital gains tax only gets paid when you sell the property. So the property can remain in trust for 125 years passing it down your bloodline while receiving the rental income. The only caveat is that you need to survive for seven years before it isn’t a part of your assets.

For example a couple with six properties and an estate value of £1.4million will have an inheritance tax bill of £160,000. By gifting 2 properties worth £400,000 to a trust with holdover relief to their children they can reduce their inheritance tax liability to zero.

Address

Hinckley
LE97AQ

Alerts

Be the first to know and let us send you an email when AR Wills & LPAs posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category