Catalyst Law

12/05/2026

Not one but two surprise deliveries over the last few weeks!

Huge thanks to our clients for the lovely hamper, chocolates and kind words. We love what we do, but the appreciation makes it all the more rewarding.

24/04/2026

A poll of 2,000 over-50s found 22% have provided their children with large sums of money in the past 5 years.

Of these 32% stepped in during the financial squeeze to help cover rising bills, providing an average of £1,972.

18% helped their kids onto the property ladder, the average handout totalled over £30,000.

https://www.msn.com/en-gb/news/newsbirmingham/bank-of-mum-and-dad-giving-out-2000-to-help-kids-with-cost-of-living-crisis/ar-AA1Qa0nP

A poll of 2,000 over-50s found 22% have gifted their children a large sum of money in the past five years, according to SunLife.

20/03/2026

Running a fitness business is all about pushing limits, but an injury claim can bring everything to a grinding halt. Whether you are a freelance PT or a gym owner, being prepared is your best workout for business longevity.

In our latest guide, our solicitors break down exactly how to defend an injury claim and protect your reputation.

https://www.catalystlaw.co.uk/blog/defending-an-injury-claim-as-a-personal-trainer-or-gym-owner

The switch from a fitness trainer to personal injury defendant can be jarring, our guide for PTs & gym owners covers how to defend a compensation claim

13/03/2026

Small businesses across the UK are still waiting on an estimated £70.4 billion in unpaid invoices.

According to new research from Hiscox Insurance, the headline figures are striking:

💷 Small businesses are owed £12,357 on average in late payments each year
⌛ 23% of all payments arrive late
📆 Businesses chase 14 late payments a year on average

https://www.bytestart.co.uk/news-insights/uk-small-businesses-still-owed-70bn-in-late-payments-says-hiscox-report/

Small firms are owed £70.4bn in late payments, according to Hiscox, with many waiting weeks beyond invoice due dates, causing cash flow issues and stress.

04/03/2026

Buying second-hand doesn't mean forfeiting your consumer rights.

Whether it's a refurbished laptop or a used car, you are still likely to have legal protections under UK law if something goes wrong. So you shouldn't be left out of pocket just because an item wasn’t brand new.

Don't get caught out! We cover all the major scenarios in our updated guide.

https://www.catalystlaw.co.uk/blog/consumer-rights-on-second-hand-goods

What are your Consumer Rights when purchasing second hand goods in the UK? While used items cannot be expected to be the same standard as new, your right to a refund or replacement will depend on how, when and from where you bought the goods.

27/02/2026

Romance fraud typically involves people being tricked out of their savings by partners they meet on dating sites, but some scammers are now using a different tactic: recruiting unsuspecting victims into fake insurance claims.

https://www.theguardian.com/money/2026/feb/22/romance-fraud-scam-insurance-claims

Insurers say cases of scammers manipulating people into staging crashes and filing bogus claims are under-reported

18/01/2026

Just received a personal injury claim and not sure what to do?

Facing a compensation claim, whether for a road accident, person injured at your property, or an alleged dog bite, can be incredibly stressful. But don't panic!

In our latest guide we break down the scenarios where insurance may cover the claim as well as your options when no insurance is available.

https://www.catalystlaw.co.uk/blog/what-happens-if-someone-makes-a-personal-injury-claim-against-me

The majority of injury claims will be covered by your insurance, but even if you don't have a policy there are still options to defend a claim against you.

05/01/2026

It's no longer just about helping the kids get their first set of keys. According to recent data, parents are now increasingly being called upon to help their children move into their second homes.

Families are seeking additional financial help and loans from parents amid high interest rates and stamp duty.

https://www.telegraph.co.uk/money/property/buying-selling/bank-of-mum-and-dad-forced-to-help-kids-buy-their-next-home/

Families receive more financial help from parents amid high interest rates and stamp duty

25/12/2025

Merry Christmas to all of our clients, friends and followers.

We hope you and your family enjoy the festive period 🤶🎅🎄

17/12/2025

The CMA is cracking down on hidden fees incurred when shopping online.

The Competition and Markets Authority (CMA) has written to over 100 businesses across 14 sectors outlining concerns about their use of additional fees and sales tactics.

They have been conducting a major review of more than 400 businesses to assess compliance with the rules on price transparency.

https://www.gov.uk/government/news/cma-launches-major-consumer-protection-drive-focused-on-online-pricing-practices

CMA opens investigations into 8 businesses, issues advisory letters to 100 firms and publishes finalised guidance for businesses.

12/12/2025

We've all been there: you delivered the goods, completed the service, or loaned money based on a verbal agreement, and now the payment is late.

Without a signed contract many people assume they have no recourse, however this may not be the case.

In law a legally binding agreement can be verbal or implied by actions.

Our latest guide explains what you need to do:
✍️ The Evidence You Need: Find out which emails, texts and bank records could build a legal case.

✉️ The First Official Step: Learn how a formal ‘Letter Before Action’ can be used to recover the amount owed.

🏛️ Your Legal Options: Understand the debt recovery process, including when and how to use the Small Claims Court.

Don't let the absence of formal written terms stop you from getting the money you are owed.

Read the full guide at https://www.catalystlaw.co.uk/blog/owed-money-without-a-contract-or-agreement

If you are owed a debt but have no written agreement or contract in place, what evidence will be helpful in proving the money is owed?