24/12/2025
We see a lot of people unsure on how to provide evidence of "Source of Funds" for a Student Visa application. This often occurs as a result of the Home Office requesting further information as they have doubts over whether the funds held in the account are genuinely the applicants, or whether they have been borrowed for the purpose of the visa application.
When preparing your Student Visa application, you should always provide evidence of how you obtained the funds - whether they were a result of savings over time, sale of a property, a gift from a family member etc. This needs to be documentary evidence which shows the paper trail of funds. An affidavit or similar will not be accepted by the Home Office, as it is not independently verifiable.
You should provide the same evidence to the university and the Home Office, as they do share information.
Purchasing a bank statement, relying on funds in another persons account or falsifying a source of funds document will lead to a refusal of your application on the grounds of deception, and a minimum 10-year ban from the UK (which in reality is an indefinite ban except in exceptional circumstances), even if the false evidence was provided to the University but not the Home Office. If the Home Office refuse you on the basis of deception, most universities will not refund any fee you have already paid. Deception refusals can also impact your ability to apply to, or visit, other countries.
Don't risk your application, or your future travel.
If you need advice on meeting the financial aspect of your student visa, please contact us.