Toomey Legal

29/05/2026

Plenty completions today already gone through with one client sending their appreciation straight away. Well done Helen Ward!!
Big thank you to Bob & Joyce you've been fantastic clients 💜

29/05/2026

Excellent review left by Jocelyn for Helen Ward and the team behind the scenes. Well done Helen and thank you Jocelyn for leaving such a nice review. 💜
Review left via www.reviewsolicitors.co.uk

28/05/2026

Leasehold vs Freehold: The Fundamental Difference
Freehold: You own the property and the land it stands on outright and indefinitely. There is no time limit, no ground rent (in most cases), and you have full control over maintenance and alterations (subject to planning rules).
Leasehold: You own the right to occupy and use the property for a fixed period (the “term” of the lease), but the land and often the building structure belong to the freeholder (landlord). Typical lease lengths for modern flats are 99, 125, or 999 years when first granted. Every time the property is sold, the remaining term shortens.
As the lease runs down, the property’s value can decrease, and it may become harder to sell or mortgage. Lenders often refuse to lend on leases with fewer than 70–80 years remaining.

Leasehold is most common with flats and apartments, but in some parts of the North East, including areas around Cramlington and other new developments, you may also encounter leasehold houses, a practice that has caused controversy in recent years.

You can purchase your Freehold through Toomey Legal Limited. Just give us a call 01670293333 or go to www.toomeylegal.co.uk

28/05/2026

Do you need to add or remove an owner to your property?

A transfer of equity is a common legal process that changes the ownership of a property without selling it. Whether you’re adding a partner to the deeds after getting married, removing an ex-partner after separation, gifting part of your home to family, or adjusting…

27/05/2026

Own your own company and thinking of getting your own premises?

Buying commercial property is a significant investment that can generate strong returns for your business or portfolio. However, the legal process is far more complex than residential conveyancing. Due diligence, lease reviews, planning considerations, and tax implications all require specialist ex...

26/05/2026

Do you want to purchase your freehold? Toomey Legal help you get control of your property. Give us a call 01670293333 or go to www.toomeylegal.co.uk for a quote.

Most people buying or selling a home in the UK expect a straightforward process, but when the property is leasehold, things become more involved. Leasehold conveyancing is the specialised legal work required to transfer ownership of a leasehold property safely and correctly. It demands extra check...

22/05/2026

Fenwick leading from the front 🏊‍♂️

22/05/2026

Thinking of selling up??

Selling your property in Northumberland can be both exciting and daunting. Whether your home is a charming cottage in the Cheviot Hills, a family house in Alnwick, or a coastal property near Berwick-upon-Tweed, the legal side of the process demands careful attention. At Toomey Legal, we…

19/05/2026

Moving home is exciting, but the wait between accepting an offer and picking up the keys can feel endless. Many people wonder: “How long does conveyancing actually take?” The honest answer is that it varies, but having a clear understanding of the typical timeline helps you…

18/05/2026

Need a conveyancer for your sale or purchase? Just go to www.toomeylegal.co.uk for a quote. Toomey Legal Limited have the experience to guide you through the processes.