Amity Law, Paragon House, Chorley New Road, Horwich, Bolton (2026)

26/07/2025

𝗕𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲? 𝗪𝗵𝗮𝘁 𝗛𝗮𝗽𝗽𝗲𝗻𝘀 𝗜𝗳 𝗬𝗼𝘂 𝗖𝗮𝗻’𝘁 𝗣𝗿𝗼𝘃𝗲 𝗬𝗼𝘂𝗿 𝗦𝗼𝘂𝗿𝗰𝗲 𝗼𝗳 𝗙𝘂𝗻𝗱𝘀? 🚫💷

If you’re buying a home and can’t show where your money’s coming from—like a gifted deposit, savings, or inheritance—your property transaction could be delayed or even stopped.
But don’t panic.

At Amity Law, we guide you through exactly what’s needed—whether it’s:

✅ Bank statements
✅ Gift letters
✅ Proof of sale or inheritance.

We use secure digital tools like Armalytix to make gathering and sharing the right information fast, simple, and stress-free.

💬 We’re here to make your move smooth, straightforward, and stress-free. Reach out to Amity today for tailored advice and an instant conveyancing quote.
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26/06/2025

𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗦𝗲𝗮𝗿𝗰𝗵𝗲𝘀 & 𝗧𝗶𝘁𝗹𝗲 𝗗𝗲𝗲𝗱𝘀 🔍🏡

When buying a property, your conveyancer will carry out searches to check for potential issues like planning restrictions, environmental risks and local land charges.

These 𝘀𝗲𝗮𝗿𝗰𝗵𝗲𝘀 ensure there are no hidden problems before you commit.

𝗧𝗶𝘁𝗹𝗲 𝗗𝗲𝗲𝗱𝘀 confirm legal ownership of the property. Your conveyancer will review them to ensure there are no disputes or debts attached.

Most properties are now registered with HM Land Registry, meaning a digital copy can be accessed instead of a physical document. 📜✅

Knowing these key steps helps make the buying process smoother. If you're unsure about anything, your solicitor or conveyancer can guide you through the details.

💬 Ready to work with a conveyancer who’s got your back and takes a professional approach from start to finish? Reach out to Amity today!

Get an instant conveyancing quote:
🔗 https://amitylaw.wp.perfectportal.co.uk/?utm_source=Facebook&utm_medium=MM

Or email us:
📧 [email protected]

17/06/2025

𝗘𝘅𝗰𝗵𝗮𝗻𝗴𝗲 & 𝗖𝗼𝗺𝗽𝗹𝗲𝘁𝗶𝗼𝗻: 𝗧𝗵𝗲 𝗙𝗶𝗻𝗮𝗹 𝗦𝘁𝗲𝗽𝘀 𝗶𝗻 𝗕𝘂𝘆𝗶𝗻𝗴 𝗬𝗼𝘂𝗿 𝗛𝗼𝗺𝗲 🏡✨

💡The exchange of contracts is when everything becomes legally binding.

→ Both buyer and seller have signed the contract, and the buyer pays a deposit (usually 10%).
→ From this point, pulling out of the sale could have legal consequences.

🌟Completion day is the exciting moment when ownership officially transfers to the buyer! 🎉

→ The seller receives the purchase funds, and the buyer gets the keys—ready to move in and start their new chapter.

🏡Buying or selling a home can feel overwhelming, but understanding each stage makes the process smoother.

💬If you’re ever unsure about what’s next, your solicitor or conveyancer is always there to guide you. 🏠💼

Get an instant conveyancing quote:
🔗 https://amitylaw.wp.perfectportal.co.uk/?utm_source=Facebook&utm_medium=MM

Or email us:
📧 [email protected]

12/06/2025

𝗔𝘃𝗼𝗶𝗱 𝗗𝗲𝗹𝗮𝘆𝘀 𝗶𝗻 𝗬𝗼𝘂𝗿 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗧𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻

Did you know that delays in buying or selling a home often happen because of incomplete Source of Funds checks?

Here’s how to avoid them:

𝗕𝗲 𝘁𝗿𝗮𝗻𝘀𝗽𝗮𝗿𝗲𝗻𝘁: Let us know if your funds come from multiple sources or unusual circumstances.

𝗔𝗰𝘁 𝗲𝗮𝗿𝗹𝘆: The sooner we can verify your funds, the smoother your transaction will be.

With our secure tools and expert guidance, we’ll help you avoid delays and keep your move on track.

𝗟𝗲𝘁’𝘀 𝗺𝗮𝗸𝗲 𝘆𝗼𝘂𝗿 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗷𝗼𝘂𝗿𝗻𝗲𝘆 𝗮𝘀 𝘀𝗺𝗼𝗼𝘁𝗵 𝗮𝘀 𝗽𝗼𝘀𝘀𝗶𝗯𝗹𝗲.

05/06/2025

𝗟𝗮𝗻𝗱 𝗧𝗮𝘅 & 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗖𝗵𝗮𝗶𝗻𝘀 𝗘𝘅𝗽𝗹𝗮𝗶𝗻𝗲𝗱 💰🔗

🏡 𝗦𝘁𝗮𝗺𝗽 𝗗𝘂𝘁𝘆 𝗟𝗮𝗻𝗱 𝗧𝗮𝘅 (𝗦𝗗𝗟𝗧) 𝗶𝗻 𝗘𝗻𝗴𝗹𝗮𝗻𝗱, 𝗼𝗿 𝗟𝗮𝗻𝗱 𝗧𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻 𝗧𝗮𝘅 (𝗟𝗟𝗧) 𝗶𝗻 𝗪𝗮𝗹𝗲𝘀
This is a government tax on property purchases, with the amount depending on the price and buyer’s status (e.g., first-time buyer).

It must be paid 𝘄𝗶𝘁𝗵𝗶𝗻 𝟭𝟰 𝗱𝗮𝘆𝘀 𝗼𝗳 𝗰𝗼𝗺𝗽𝗹𝗲𝘁𝗶𝗼𝗻, and your solicitor will handle the payment.

Ensure you have the funds ready before completion.

🔄 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗖𝗵𝗮𝗶𝗻
A chain occurs when multiple property transactions are linked.

If you’re buying a home and your seller is also purchasing another, delays in any part of the chain can slow down the entire process.

Understanding how chains work can help manage expectations and avoid frustration.
Not sure about the legal terms? Don’t worry, your solicitor or conveyancer is there to help!

Get an instant conveyancing quote:
🔗 https://amitylaw.wp.perfectportal.co.uk/?utm_source=Facebook&utm_medium=MM

Or email us:
📧 [email protected]

29/05/2025

𝗦𝗼𝘂𝗿𝗰𝗲 𝗼𝗳 𝗙𝘂𝗻𝗱𝘀 𝘃𝘀. 𝗦𝗼𝘂𝗿𝗰𝗲 𝗼𝗳 𝗪𝗲𝗮𝗹𝘁𝗵: 𝗪𝗵𝗮𝘁’𝘀 𝘁𝗵𝗲 𝗗𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲?

When buying or selling a home, you might hear about both “Source of Funds” and “Source of Wealth.”

Here’s the difference:

𝗦𝗼𝘂𝗿𝗰𝗲 𝗼𝗳 𝗙𝘂𝗻𝗱𝘀: Where the money for your property purchase is coming from (eg savings, a gift, or a loan).

𝗦𝗼𝘂𝗿𝗰𝗲 𝗼𝗳 𝗪𝗲𝗮𝗹𝘁𝗵: How you’ve built up your overall financial position (eg your job, investments, or inheritance).

Both are important to ensure your transaction is secure and compliant with the law.

Don’t worry—our team will guide you through what’s needed and make it as simple as possible.
We’re here to protect your interests and make your move stress-free.

Get an instant conveyancing quote
🔗 https://amitylaw.wp.perfectportal.co.uk/?utm_source=Facebook&utm_medium=MM

Or email us:
📧 [email protected]

23/05/2025

𝗪𝗵𝘆 𝗗𝗼 𝗜 𝗡𝗲𝗲𝗱 𝘁𝗼 𝗣𝗿𝗼𝘃𝗲 𝗠𝘆 𝗦𝗼𝘂𝗿𝗰𝗲 𝗼𝗳 𝗙𝘂𝗻𝗱𝘀?

If you’re buying a property, you’ll need to show where your money is coming from.

It’s not just a box-ticking exercise—it’s a legal requirement to keep property transactions safe and legitimate.

You might need to provide bank statements, proof of inheritance, or documents showing the sale of another property.

It’s all about ensuring your money is from a legitimate source and protecting against financial crime.

At Amity Law , we use secure technology to make this process quick, easy, and hassle-free.

We’re here to help you navigate this important step with ease - we only use the very best in technology to help ensure your property transaction is as smooth as possible.

21/05/2025

𝗪𝗵𝗮𝘁 𝗶𝘀 𝗦𝗼𝘂𝗿𝗰𝗲 𝗼𝗳 𝗙𝘂𝗻𝗱𝘀 𝗮𝗻𝗱 𝗪𝗵𝘆 𝗗𝗼𝗲𝘀 𝗜𝘁 𝗠𝗮𝘁𝘁𝗲𝗿?

Buying or selling a home?

If you are then you may well have heard about “Source of Funds” checks, but what does it actually mean?

• It’s all about showing where your money is coming from—whether it’s savings, a gift, inheritance, or the sale of another property.

• These checks are a legal requirement to prevent fraud and money laundering, so they’re there to protect you and the property market.

At Amity Law we want the process to be as easy and stress free as possible which is why we use the latest technology to help every single client with every single touchpoint you have with us.

• We use an award winning tools called 𝗔𝗿𝗺𝗮𝗹𝘆𝘁𝗶𝘅 - this helps us to securely verify your funds.

We’re here to guide you every step of the way, so you can focus on your move, not the paperwork.

Get in touch with our team today and start your house move with a legal partner that truly looks after you.

19/05/2025

🏡 𝗙𝗶𝗿𝘀𝘁-𝗧𝗶𝗺𝗲 𝗕𝘂𝘆𝗲𝗿?
𝗛𝗲𝗿𝗲’𝘀 𝗬𝗼𝘂𝗿 𝗖𝗵𝗲𝗰𝗸𝗹𝗶𝘀𝘁 𝗼𝗳 𝗗𝗼𝗰𝘂𝗺𝗲𝗻𝘁𝘀 𝘁𝗼 𝗣𝗿𝗲𝗽𝗮𝗿𝗲! 📑

Starting your journey to owning your first home? Get prepared with these key documents:

📍 𝗣𝗿𝗼𝗼𝗳 𝗼𝗳 𝗜𝗗 – Passport or driver’s license

📍 𝗣𝗿𝗼𝗼𝗳 𝗼𝗳 𝗔𝗱𝗱𝗿𝗲𝘀𝘀 – Recent utility bill, bank statement, or council tax statement

📍 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗔𝗴𝗿𝗲𝗲𝗺𝗲𝗻𝘁 𝗶𝗻 𝗣𝗿𝗶𝗻𝗰𝗶𝗽𝗹𝗲 – Shows your borrowing capacity

📍 𝗦𝗼𝘂𝗿𝗰𝗲 𝗼𝗳 𝗙𝘂𝗻𝗱𝘀 – Bank statements or gift letters for your deposit

📍 𝗖𝗼𝗻𝘃𝗲𝘆𝗮𝗻𝗰𝗲𝗿 𝗮𝗻𝗱 𝗟𝗲𝗻𝗱𝗲𝗿 𝗗𝗲𝘁𝗮𝗶𝗹𝘀 – Contact info for your professionals.

💡 Ready to begin your property journey?

💬 Having everything sorted ensures fewer delays and a stress-free experience.

Get an instant conveyancing quote
🔗 https://amitylaw.wp.perfectportal.co.uk/?utm_source=Facebook&utm_medium=MM
Or email us:
📧 [email protected]

16/05/2025

𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗘𝘅𝗰𝗵𝗮𝗻𝗴𝗲 𝗗𝗲𝗽𝗼𝘀𝗶𝘁𝘀 & 𝗖𝗼𝗺𝗽𝗹𝗲𝘁𝗶𝗼𝗻 𝗦𝘁𝗮𝘁𝗲𝗺𝗲𝗻𝘁𝘀 💰📑

When buying a property, two key financial steps play a big role:

💵 𝗘𝘅𝗰𝗵𝗮𝗻𝗴𝗲 𝗗𝗲𝗽𝗼𝘀𝗶𝘁 – This is usually 𝟭𝟬% 𝗼𝗳 𝘁𝗵𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗽𝗿𝗶𝗰𝗲, paid when contracts are exchanged. If the buyer pulls out after this stage, the seller may keep the deposit.

📋 𝗖𝗼𝗺𝗽𝗹𝗲𝘁𝗶𝗼𝗻 𝗦𝘁𝗮𝘁𝗲𝗺𝗲𝗻𝘁 – This document outlines 𝗮𝗹𝗹 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘁𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻𝘀 involved in the sale, including the property price, deposits, solicitor fees, stamp duty, and other costs. It ensures both parties know exactly what’s owed before completion.

Property transactions can be complex, so if you’re unsure about any terms, your 𝘀𝗼𝗹𝗶𝗰𝗶𝘁𝗼𝗿 𝗼𝗿 𝗰𝗼𝗻𝘃𝗲𝘆𝗮𝗻𝗰𝗲𝗿 can guide you through the process.

14/05/2025

𝗙𝗿𝗲𝗲𝗵𝗼𝗹𝗱 𝘃𝘀 𝗟𝗲𝗮𝘀𝗲𝗵𝗼𝗹𝗱: 𝗪𝗵𝗮𝘁’𝘀 𝘁𝗵𝗲 𝗗𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲? 🏡📜

When buying a property, it’s essential to understand whether it’s 𝗳𝗿𝗲𝗲𝗵𝗼𝗹𝗱 or 𝗹𝗲𝗮𝘀𝗲𝗵𝗼𝗹𝗱.

✅ 𝗙𝗿𝗲𝗲𝗵𝗼𝗹𝗱 – You own both the property and the land outright, with no time limits. This is the most straightforward type of ownership.

📜 𝗟𝗲𝗮𝘀𝗲𝗵𝗼𝗹𝗱 – You own the property leasehold for a set period (e.g., 99 or 125 years), but the land belongs to a freeholder. You may have to pay 𝗴𝗿𝗼𝘂𝗻𝗱 𝗿𝗲𝗻𝘁 and follow specific lease conditions.

Knowing the difference helps avoid unexpected costs or restrictions. If you're unsure, your solicitor or conveyancer can explain how it impacts your purchase.

Amity Law

26/07/2025

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