The Mediation Point

The Mediation Point We are the focal point where people find mediators to help with family and business issues.

13/01/2023

The cost of living crisis has left thousands of families on the brink, struggling with credit cards, bills, and BNPL payments, not to mention rent and mortgages. For those with multiple credit cards and loans, that too can be a headache on its own, keeping track of what needs to be paid, on which da...

10/01/2023

There’s a lot of information out there on personal finance: credit cards, mortgages, and so on. Much of it can be very similar, and sometimes it’s just plain wrong. More than once we’ve called out articles that are pushing incorrect myths about credit scores and whatnot. This week, though, we ...

09/01/2023

New figures from the Office for National Statistics (ONS) show that some 1.4m households face a steep rise in their mortgage repayments this year as they reach the end of their fixed-rate deals. The ONS reports that more than half of fixed-rate deals (57%) due to expire this year were set at under 2...

05/01/2023

The latest figures from the Bank of England show that consumer borrowing reached its highest level since 2004 in November. UK consumers borrowed £1.5bn in the run-up to Christmas, more than double the £0.7bn borrowed in October, and higher than the six-month average of £1.1bn. The figures span th...

05/01/2023

Mortgage lender Halifax has announced it is now offering tracker mortgages for the first time in four years, reflecting a market shift toward variable-rate deals. Available for first-time buyers and those looking to remortgage, the two-year trackers are priced between 4.09 and 4.59%, in some cases a...

04/01/2023

With the cost of living crisis showing no signs of abating any time soon, the new year is a great time to commit to good financial habits, sort out your credit cards, and get yourself onto a fresh start. Cutting costs and taking control of your finances isn’t always easy, especially at the moment,...

21/12/2022

Santander is trialling a remarkable new recycling machine that will allow customers to safely and securely dispose of their old debit and credit cards, before sending them on for recycling. The pilot, which involves 28 branches throughout the country, will see the cards turned into plastic pellets f...

21/12/2022

The government has announced it is extending the mortgage guarantee scheme, introduced in April 2021 to reboot the housing market and turn “generation rent” into “generation buy”. The scheme helps buyers with smaller deposits get onto the housing ladder by offering a guarantee to lenders on ...

21/12/2022

The Halifax Building Society is predicting a fall of 8% in property values during 2023 as part of its housing market review and outlook. It says that there remains much uncertainty in the forecast given the current, turbulent economic climate. Looking back at 2022, the lender says the housing market...

21/12/2022

Yesterday, the Bank of England voted once more to raise the base rate of inflation, taking it to a 14-year high of 3.5%. While the 0.5 percentage point increase is less than the 0.75 point increase last month, it’s just the latest in a succession of increases which started last December in a bid t...

21/12/2022

The convenience of a credit card is undeniable, not least for the payment protection they provide and the flexibility of repayment, but that doesn’t mean we don’t all get tempted once in a while. It’s also important not to rely on them as a means to maintain a certain standard of living when t...

21/12/2022

The Skipton Building Society has announced a new range of mortgages for both residential and buy-to-let (BTL) house hunters with rate reductions of up to 41 bps (basis points). One highlight of the residential mortgage range, which covers two, three, and five-year deals, is a fee-free two-year fix a...

Address

Bollington
SK105JB

Website

Alerts

Be the first to know and let us send you an email when The Mediation Point posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Practice

Send a message to The Mediation Point:

Shortcuts

Share

Category