Courmacs Legal

Courmacs Legal Nationwide service. Visit courmacslegal.co.uk.

Courmacs Legal
Legal Support You Can Rely On

We’re a leading solicitors firm based in Blackburn, specialising in claims for financial mis-selling and consumer issues.

Damp. Drafts. Dodgy wiring. A roof that leaks every time it rains.If your housing association keeps "looking into it" an...
19/05/2026

Damp. Drafts. Dodgy wiring. A roof that leaks every time it rains.

If your housing association keeps "looking into it" and never actually fixes it, you're not just unlucky, you may have a claim.

Swipe through the most common housing disrepair issues we help tenants with. Recognise any of them? Get in touch with us via our website!

Save this post for later, or send it to someone whose landlord won't listen.

⏰ Did you know there's a legal deadline to make a claim, and the clock is already ticking whether you know it or not?It'...
13/05/2026

⏰ Did you know there's a legal deadline to make a claim, and the clock is already ticking whether you know it or not?

It's called a limitation period, and once it expires, your right to claim is gone for good, no matter how strong your case.

Here's a quick overview πŸ‘‡

βœ… Contract claims: 6 years from the breach
βœ… Personal injury: 3 years from the injury or date of knowledge
βœ… Housing disrepair (social tenants): 6 years from first reporting to your landlord in writing
βœ… Mis-sold car finance: 6 years from the date of the agreement (FCA scheme rules also apply)

The clock doesn't stop because you're waiting, hoping, or haven't got round to it yet.
Read our full plain-English guide on the blog to find out exactly where you stand πŸ‘‡
https://courmacslegal.co.uk/claim-guidance/limitation-period-claim-deadline/

Most people never think about legal deadlines until it is too late. A limitation period is the window of time the law gives you to start a claim, and once it closes, even the strongest case can be permanently lost. Here is what you need to know before the clock runs out.

"It's just condensation." πŸ™„If your landlord has said this to you, you are not alone. And in many cases, they are wrong.D...
06/05/2026

"It's just condensation." πŸ™„

If your landlord has said this to you, you are not alone. And in many cases, they are wrong.

Damp and mould in a rented home is your landlord's legal responsibility to fix. With Awaab's Law now in force, housing association and council tenants have stronger rights than ever before, including strict timescales your landlord must meet.

Our latest guide explains:
βœ… The difference between condensation, rising damp and penetrating damp
βœ… What the law actually says
βœ… Exactly what to do if your landlord ignores you
βœ… Whether you could be entitled to repairs and compensation

Read the full guide via the link below πŸ‘‡

Is your landlord responsible for damp and mould? Find out what the law says, your rights under Awaab's Law, and what to do if they won't act.

Today is International Workers' DayA day built on the simple idea that ordinary people deserve to be treated fairly, and...
01/05/2026

Today is International Workers' Day

A day built on the simple idea that ordinary people deserve to be treated fairly, and that no one should have to accept being taken advantage of.

No one should have to live with mould, damp, or unsafe conditions in their own home. And no one should have to fight a landlord alone to get the repairs they're entitled to.

Happy May Day to every tenant who's ever refused to be ignored. ✊

Ten out of ten.Yesterday our car finance consumer challenge landed coverage in every one of the top 10 UK news websites:...
27/04/2026

Ten out of ten.

Yesterday our car finance consumer challenge landed coverage in every one of the top 10 UK news websites:
Guardian | BBC | Telegraph | Mail | Mirror | Sun | Sky | Independent | City AM | GB News | Plus MSE | Law Society Gazette | AM Online | Sharecast | PA syndication feeding Yahoo and the local press.

Millions of drivers were sold car finance without being told their interest rate had been inflated to pay the dealer a commission. They couldn't compare. They couldn't push back. For many, it cost thousands.

Yesterday was a good day for awareness. The real test is what happens next.

To read more, check out our blog post:
https://courmacslegal.co.uk/legal-news/why-national-papers-covered-our-car-finance-challenge/

Ten out of ten.Yesterday our car finance consumer challenge landed coverage in every one of the top 10 UK news websites:...
24/04/2026

Ten out of ten.

Yesterday our car finance consumer challenge landed coverage in every one of the top 10 UK news websites:
Guardian. BBC. Telegraph. Mail. Mirror. Sun. Sky. Independent. City AM. GB News.
Plus MSE, Law Society Gazette, AM Online, Sharecast, and PA syndication feeding Yahoo and the local press.

Millions of drivers were sold car finance without being told their interest rate had been inflated to pay the dealer a commission. They couldn't compare. They couldn't push back. For many, it cost thousands.

Yesterday was a good day for awareness. The real test is what happens next.

To read more, check out our blog post:
https://courmacslegal.co.uk/legal-news/why-national-papers-covered-our-car-finance-challenge/

22/04/2026

The city watchdog is facing legal action over the Β£9.1bn car finance compensation scheme and The Guardian is covering it.

Critics argue the current scheme favours lenders over the millions of drivers mis-sold car finance loans between 2007 and 2024. Courmacs Legal is proud to be part of the legal challenge pushing for fairer outcomes for consumers.

This is a landmark moment for consumer rights in the UK

Click the link in our bio to read the full story…

This week, our HDR team had a fantastic time at the Legal Futures Conference! πŸŽ‰It was brilliant to connect with so many ...
17/04/2026

This week, our HDR team had a fantastic time at the Legal Futures Conference! πŸŽ‰

It was brilliant to connect with so many great people across the industry, events like this are a reminder of just how vibrant and collaborative our legal community is.

A huge thank you to all the sponsors and exhibitors who made it such a memorable event:

Ignite Specialty Risk | Premex Group | Statement Drafting Services | MLA | Barristers & Associates | Kain Knight | Box Legal | Civil & Commercial Costs | Genetix

And a special thanks to Genetix for the invite we really appreciated it! πŸ™Œ

Looking forward to the next one.

Our client received Β£1,754 on their car finance claim. The FCA scheme averages Β£829.Courmacs Legal has been featured by ...
15/04/2026

Our client received Β£1,754 on their car finance claim. The FCA scheme averages Β£829.

Courmacs Legal has been featured by the BBC, The Guardian, the Financial Times, the Manchester Evening News and the Law Gazette this week for one reason. We refused to accept a scheme that lets the banks mark their own homework.

As our MD Darren Smith put it, the FCA's proposed scheme looks like it will let lenders off the hook because banks have lobbied to minimise payouts to victims.

We are taking Lloyds Banking Group to court for Β£66 million on behalf of 30,000 borrowers.

https://www.ft.com/content/a9db85f2-2854-4041-8b04-f8e63697f2b2?syn-25a6b1a6=1

Last week, our client Michael Waller spoke to the BBC about his car finance claim. πŸ—žοΈMichael bought two cars on finance ...
15/04/2026

Last week, our client Michael Waller spoke to the BBC about his car finance claim. πŸ—žοΈ

Michael bought two cars on finance over a decade ago for his job as a salesman, driving tens of thousands of miles across the country. Years later he realised he had been hoodwinked on both agreements but had no paperwork and no idea where to start.

He came to Courmacs Legal. We took it from there.

Michael chose to take his case through the courts rather than the FCA scheme. Not just for the money, but on principle. Because being misled deserves more than a standardised payout.

We are proud to represent over a million drivers just like Michael.

https://www.bbc.co.uk/news/articles/c20dxdy33llo

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