Legacy Family Estate Planning

30/03/2026

Don’t wait until it’s too late.

18/03/2026

12/02/2026

I will be recording a Q&A video next week. All names and personal details will, of course, remain confidential. If you have any questions regarding wills, powers of attorney, or trusts, please feel free to comment below or send me a private message with your queries..I’d be happy to address them.

I look forward to hearing from you.

Paul

03/02/2026

Why reviewing your Will every 5–10 years is one of the smartest things you can do…

In the UK, reviewing your Will every 5–10 years is a sensible rule of thumb because both life and the law rarely stay still for long.

1) Life changes quietly… then suddenly

A decade can bring major shifts:
• Marriage , separation or divorce (marriage revokes an existing will in England & Wales)
• Children or Grandchildren come along
• Death or estrangement of beneficiaries or executors
• Blended or step-families
• Loved ones with additional needs who may benefit from a Trust
Will.
If your will doesn’t reflect your current reality, it may not do what you expect or need.

2) Your assets evolve

Over time you may:
• Buy or sell property
• Start or close a business
• Build pensions, investments, or crypto
• Change ownership structures

Older Wills often miss newer assets, leading to delays or unintended outcomes.

3) Tax rules change

IHT rules and reliefs shift over time:
• Nil-rate bands
• Residence nil-rate band
• Gift and trust rules

An old Will can quietly become tax-inefficient.

4) Legal wording evolves

Best practice moves on:
• Trust clauses
• Executor powers
• Digital-asset provisions
Modern wording reduces ambiguity and disputes.

5) Executors and Guardians age too

Circumstances change. The right person 10 years ago may not be the right person today.

6) Peace of mind

A reviewed Will:
• Reduces family disputes
• Speeds up probate
• Keeps wishes clear and gives you added peace of mind.

Bottom line:
You may not need a new Will — but you should review it. Think of it as an MOT for your Estate Planning.

I offer FREE Will reviews to existing clients as part of my service.
If you’d like a no-obligation chat about your options, I’m happy to help.

Have a wonderful week ahead. Feel free to share this with anyone who might benefit from this little reminder.

Paul
Legacy Estate Planner
07825873940

31/01/2026

Afternoon everyone. Thanks for the follow. I’ve had a busy week. I’ve had many of you getting touch regarding updating your will due to Family dynamics changing. I often say that everyone should keep their wills up to date. You may want to include Grandchildren or update the guardians of your children if both you and your partner were to pass. Your personal circumstances tend to change over the years,so it’s worth checking that your Will and the people mentioned in it are updated to reflect this.

Again, as you know I am happy to give free advice.

Wishing everyone a wonderful weekend.

Paul

07825873940

14/01/2026

Feel free to share this with those you think may benefit from a no obligation chat. Often Families leave these things on the back burner. Sometimes leaving it too late. They may also hold outdated beliefs that they don’t need a will. I’m here to help you navigate your personal wishes and unique Family dynamics. The peace of mind knowing you have safeguarded your legacy is priceless.

09/01/2026

I’m often asked the difference between a Basic Will and a Trust Will. Infact it’s the number one question I am asked by my clients.

A basic will is often the right choice if:
• Your family and personal circumstances are straightforward
• You are married or in a civil partnership with no complex arrangements
• You are happy for beneficiaries to inherit their share outright
• Your estate is very modest in value
• You do not need to control how money is used after death
• You want a simple, low-cost solution
• You mainly want to ensure assets pass smoothly to loved ones

When a trust will may be more appropriate:

A trust will is often worth considering if:
• You have young children and want to delay when they inherit
• You want to protect children’s inheritance from a previous relationship
• You are in a second marriage or blended family
• One or more beneficiaries may struggle to manage money, they may be vulnerable, have extra needs or even have addiction problems and you want to safeguard them.
• You want to protect assets from divorce, creditors, or future risks such as sideways inheritance which is unfortunately quite common
• Your estate is larger and inheritance tax planning is a concern
• You want control over how, when, and for what purpose assets are used
• You want long-term protection for vulnerable beneficiaries. This may include children with extra needs, those with mental health difficulties or even addiction issues.

I hope this helps simplify the two. I can also be reached by calling 07825873940 or sending me a message privately if you have any further questions.
I’m here to help with free advice.

Paul Izzo
Legacy Estate Planner

04/12/2025

Legacy Family Estate Planning

12/12/2024

05/12/2024

Barbara Lewy-Pierre

22 May 2024
Paul went through the whole process with care and attention and explained everything all details! We would definitely recommend Paul!

05/12/2024

Nicki Hall

22 May 2024
Brilliant service, Paul is very knowledgeable about everything to do with the money, he has help with LPAs, wills and is helping out with dealing with my Dad's estate too.

05/12/2024

Lorraine Ball

22 May 2024
It was a very easy transition to arrange my will and estate and Paul was so helpful throughout it all . Thank you