Jacques Chery Protection, Mortgage & Estate Planning Specialist

16/09/2025

Hi, I’m Jacques 👋

I specialise in helping individuals and families put the right plans in place from Wills and Lasting Powers of Attorney (LPAs) to Mortgage advice and Life insurance.

Whether you’re planning for the future or protecting what matters most today, I’ll guide you through the process clearly and simply, with your best interests at heart.

✅ Wills
✅ LPAs
✅ Mortgages
✅ Life Insurance

No jargon. No pressure. Just the support you need to make confident decisions.

📩 Message me to get started – or tag someone who might need a chat.

Let’s get it sorted.

OneDome

16/09/2025

Looking for Help with Your Mortgage, Protection, or Estate Planning?

Let’s Make It Simple.

You're always welcome at our office in Barnsley — but if it’s easier, we’re happy to come to you, or chat over the phone or video call.

We offer friendly, professional support with:

🏡 Mortgages

🛡️ Life Insurance & Protection

📜 Wills & Estate Planning

With over 26 years of experience, we’ve helped hundreds of individuals and families make smart, informed decisions about their future.

Whether you're buying your first home, reviewing your protection, or getting your Will in place — we’re here to help every step of the way.

📍 Based in Barnsley | 💻 Available UK-wide

Message me today to book a free initial chat.

03/09/2025

16/06/2025

💡 Did you know your life insurance could do even more for your loved ones? Here’s why putting your life insurance in trust is a game-changer for your family’s future:

🚀 Faster Payouts When It Matters Most
With your policy in trust, your loved ones can receive the payout in weeks—not months—because it skips the lengthy probate process.

💷 Keep Every Penny—No Inheritance Tax
Life insurance held in trust usually sits outside your estate, so your beneficiaries can avoid a 40% inheritance tax bill on the payout.

🎯 Total Control Over Who Gets What
You decide exactly who benefits and when—whether it’s your partner, children, or anyone you choose. You can even set an age for children to receive their inheritance.

🔒 Shield Your Legacy from Debts & Disputes
Money in trust is protected from creditors and can’t be used to pay off your debts, ensuring your loved ones get the full benefit.

✨ Peace of Mind—For You and Your Family
Setting up a trust is usually free and gives you the confidence that your wishes will be followed, no matter what life brings.

Ready to make your life insurance work harder for your family?
📞 Get in touch for straightforward advice and a free consultation—let’s make sure your legacy is protected!

16/06/2025

🛡️ Safeguard Your Estate with a Property Protection Trust Will 🛡️
I support couples in protecting their share of the family home ensuring their children inherit with certainty and security.

A Property Protection Trust Will can help you:

✅ Ring-fence your share of the property for your children
✅ Protect against potential care home fee assessments
✅ Prevent sideways disinheritance (e.g. if your spouse remarries)
✅ Provide stability for blended families

This is particularly valuable for couples with children, especially where future remarriage or care needs could impact inheritance outcomes.

I offer clear, practical guidance with fixed-fee estate planning solutions.

📍 Based in Barnsley, South Yorkshire, but I can cover nationally
💻 https://www.genesisestateplanning.net/protective-property-trust
📞 Get in touch for a free consultation

At Genesis Wills and Estate Planning, we understand how important it is to protect your family home for future generations. One of the ways we can help you achieve this is through a Property Trust, which can be created when a property is jointly owned. Our team of experts is ready to visit you in th...

10/03/2025

10/03/2025

Mortgage Tips:

Here’s why multiple credit inquiries matter:

🔹 Each hard inquiry can drop your credit score by 5-10 points (depending on your credit profile).

🔹 Too many inquiries in a short time frame can raise red flags with mortgage lenders, making it look like you're taking on too much new debt.

🔹 Higher credit utilization after a car purchase can impact your Debt-to-Income (DTI) ratio, potentially reducing your home-buying power.

Did you know?

- 10% of your FICO score is based on new credit inquiries.

- A 20-point drop in your credit score could mean thousands more in interest over the life of your mortgage.

- A lower score could also mean higher required down payments or even missing out on certain loan programs altogether.

Pro Tip: If you plan to buy a home, avoid major credit changes!

- Limit new credit inquiries.

- Avoid new loans or credit cards.

- Keep credit balances low and payments on time.

Your credit health is key to getting the best mortgage terms. If you're thinking about buying a home and want to make sure you're in the best financial position, let’s chat!

27/02/2025

https://fb.watch/y08V6U96CS/

27/02/2025

With four years of experience in the mortgage industry and over 20 years in protection advice, Jacques is dedicated to helping individuals and families confidently secure their financial futures.

Jacques' efforts outside the office are equally impressive, as he actively participates in his community as a Magistrate Judge in South Yorkshire, serves as a school governor, and even works as a commercial actor! 🎭⚖️

We can’t wait to see the positive impact Jacques will have at OneDome—welcome aboard! 👏💛