10/16/2026
How much should you have in an emergency savings fund?
At Amity Trust, we believe financial peace of mind includes having a reliable safety net.
A good rule of thumb is to aim for 3 to 6 months of essential living expenses. This helps ensure your basic costs—like housing, groceries, and utilities—are covered if life throws a curveball.
• **3 months** is a solid target if you rent and have a steady income.
• **6 months** is a good target for homeowners and families with higher fixed costs.
• **Just starting out?** Don't be overwhelmed. Focus on a smaller goal of $500 to $1,000 first.
The most important detail? Keep your emergency savings accessible and protected from market fluctuations.
Already have some emergency savings set aside? Why not make the most of them? Amity Trust is currently offering a **1-Year Special Savings Rate of 2.6%**, helping your savings earn more while they're set aside for when you need them.
Contact our team in Waldheim, Saskatoon, Swift Current, or Warman to learn more and get started!
