09/04/2026
BANK OF CANADA HOLDS RATES AT 2.25%
The Bank of Canada has announced that it is holding its policy interest rate at 2.25%.
For buyers and homeowners, that means some stability for now — but interest rates are only one part of the equation when deciding whether to buy, sell, refinance or make your next move.
And here's something that often gets overlooked:
Interest rates don't affect every buyer the same way.
A first-time buyer trying to qualify for a mortgage can experience a changing rate environment very differently than a move-up buyer, investor or downsizer.
🏡 So what does the current rate environment actually mean for you?
We've broken down how interest rates can affect different Toronto buyer segments in our latest real estate insights.
Read the full article on our website:
The Impact of Rising Interest Rates on Different Toronto Buyer Segments
https://bahiarealtygroupinc.com/the-impact-of-rising-interest-rates-on-different-toronto-buyer-segments/
If you're thinking about buying or selling, don't make your decision based on headlines alone. Let's look at your numbers, your goals and what today's market means for your specific situation.
Jas Bahia | Broker of Record
Bahia Realty Group Inc., Brokerage
📞 416-498-3444
📧 [email protected]