01/26/2026
2026 Auto Insurance Indexation Update 🚗📈
Ontario has raised the 2026 thresholds and deductibles for pain and suffering and Family Law Act claims — again.
This year’s 2.4% indexation increase pushes the bar even higher for injured people and their families.
What does this mean for victims of car accidents?
• Larger awards are now needed to avoid the deductible
• Fewer people qualify
• FLA claims face higher reductions
• Insurers benefit, while innocent Ontarians face steeper barriers
Our North York team of lawyers is here to help you understand your rights and navigate these changes.
🔗 Read the full breakdown on our blog in our bio.