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S and S Lawyers LLP

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S and S Lawyers LLP

Here to assist clients in all real estate, litigation, wills and estates or family law matters

03/13/2026

📢 Bill C-4 Has Received Royal Assent — What It Means for New Home Buyers in Ontario

The federal government has officially passed Bill C 4, bringing a major tax break for first-time home buyers purchasing newly built homes.

This new Bill eliminates the Goods and Services Tax (GST) for first-time home buyers on new homes up to $1 million and reduces the GST for first-time home buyers on new homes between $1 million and $1.5 million.

⚠️ Key Conditions To qualify:

✔ Must be a first-time home buyer
✔ Must be a Canadian Citizen or Permanent Resident and over the age of 18
✔ Must be buying a newly built or substantially renovated home
✔ Property must be your primary residence
✔ Any applicable agreement must be entered into after 26 May 2025, but before 2031.
✔ Construction of the home must begin before 2036.
✔ Transfer of ownership to the purchaser must be done prior to 2036.

RealEstateLaw HomeBuyersCanada OntarioLaw SandSLawyersLLP

03/03/2026

Good News

• On February 26, 2026 the Bill to eliminate GST passed third reading in Senate.

• The bill is now back to the House of Commons for consideration of Senate amendments before Royal Assent is received making this Law.

🟡 Proposed Change (NOT law yet)
The federal government has introduced legislation that would:

• Eliminate the 5% GST for qualifying buyers
• Provide up to $50,000 federal rebate
• Full rebate on homes up to $1M
• Partial rebate from $1M–$1.5M

🟡 Who This Applies to

• First Time Home Buyers who will use the home as their primary residence
• Agreements for New Build Homes entered into after March 19, 2025
• Construction must begin prior to 2031
• Home must be substantially completed before 2036.

Keep watching our page for further updates. We will be back with further updates once Bill C-4 becomes Law.

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01/23/2026

What is Probate in Ontario — and when is it required? 🤔📄

Probate is the legal process where the Ontario court confirms that a will is valid and that the executor has the authority to manage the estate.

Once approved, the court issues a Certificate of Appointment of Estate Trustee.

Probate is usually required when: • The deceased owned real estate in their name alone • Financial institutions ask for it before releasing funds • There are significant assets without a named beneficiary 
Probate may NOT be needed when: • Assets are jointly owned (like a home with a spouse, joint bank accounts) • Accounts have named beneficiaries (RRSPs, TFSAs, insurance) • The estate is small and institutions or insurance companies waive the requirement

Why it matters: probate can affect timelines, costs, and estate administration, so understanding when it applies can save stress and money.

📌 Every estate is different — professional advice is key.

Having a will is essential because it ensures your wishes are clearly followed, protects your loved ones, and helps avoid unnecessary stress, delays, and legal costs after you’re gone.

Call us today for further information at 416-818-4000

ProbateProcess

12/20/2025

Nothing beats celebrating the holidays with such an incredible work family! Grateful for the laughs, teamwork, and memories we share. Wishing everyone happy holidays and a joyful season ahead ✨🎁

11/10/2025

This season, we’re giving back ❤️

Join us in spreading joy by donating to our Toy Drive for Haven on the Queensway and our Food Drive for Seva Food Bank .

Every toy and every food item makes a difference for families in need.

Together, we can help make the holidays a little brighter ✨

📍Drop-off donations at our office
🕒 Deadline: December 10, 2025

07/25/2025

✨ Why Estate Planning Matters ✨

Estate planning isn’t just for the wealthy — it’s for everyone who wants to protect their loved ones and have a say in what happens when they’re no longer here.

✅ Avoid family disputes
✅ Ensure your children are cared for
✅ Decide who handles your affairs
✅ Minimize taxes & delays
✅ Leave a lasting legacy

A solid will and powers of attorney give you peace of mind today and security for your family tomorrow. Don’t leave it to chance — plan ahead!!

📩 DM us or call us at 416-818-4000 if you have questions or need help getting started!

05/08/2025

📢 Important Update for New Home Buyers Buying New Build Freehold Properties! 🏡
Starting July 1, 2025, Tarion is implementing new rules in attempt to better protect purchasers and combat illegal vendor/builder activity.

🛡️ What’s Changing?
If you are buying a new freehold home, you must now register your Agreement of Purchase and Sale (APS) on the Tarion portal within 45 days of signing.

✅ Why It Matters:
Registering on time ensures you are eligible for the maximum deposit protection available under Tarion.

⚠️ Missed the Deadline?
If you do not register—or register after 45 days of signing the APS—you may still qualify for coverage, but you will not be provided full coverage.

💡 Tip: Protect your investment—mark your calendar and register ASAP after signing your APS!

This change is new and still in progress.

04/22/2025

🏡 Important Legal Update for Ontario Homeowners 🏡

As of June 6, 2024, Notices of Security Interest (NOSIs) can no longer be registered on residential properties in Ontario. 🚫

This change aims to protect homeowners from misleading or abusive registrations — especially from equipment leases.

✅ Existing NOSIs are deemed expired
❌ New residential NOSIs are banned

Have questions about what this means for you? Let’s talk. Call us today at 416-818-4000

04/21/2025

🖊️ STANDARD WILL vs CORPORATE WILL in ONTARIO ⚖️
Do you really need two wills? If you’re a business owner in Ontario… the answer might be YES.

🔹 Standard Will
Covers your personal assets — home, vehicles, bank accounts, personal belongings, and guardianship of minors. It’s the will most people have (and need).

🔹 Corporate Will
Specifically deals with your business assets — like shares in a private corporation. Why? Because using a separate will for corporate assets can help avoid probate on those shares — meaning faster transfers and potential tax savings. 💼✅

💡 In Ontario, dual wills are legally allowed and commonly used by entrepreneurs to protect both personal and business legacies.

📥 Want to know if this strategy fits your estate plan? Call us Today 416-818-4000 — we’re here to help you do it right.

12/26/2024

Another year 2024 - thankful for this family!

10/28/2024

🎉 Celebrating 10 Years of S & S Lawyers LLP! 🎉

To thank our incredible family, friends, clients and community for a decade of trust, we’re hosting a 10-Year Anniversary Giveaway! 🎁 Here’s your chance to win exclusive gifts and be part of our celebration!

Prizes:
🏆 1st Prize: Apple Watch
🍽️ 2nd Prize: $200 gift card for Dinner for Two
🛍️ 3rd Prize: $100 Amazon Gift Card

How to Enter:

Follow our Page
Like this post ❤️
Share it on your story and tag us 📲
Tag 1 friend in the Comment below 💬

✨ Winners will be announced on November 4! ✨

Thank you for being part of our journey. Here’s to many more years together! 🥂

Address

1780 Albion Road Unit 8
Toronto, ON
M9V1C1

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+14168184000

Website

http://sslawyers.ca/

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