Brad Roberts: Toronto is Home

Brad Roberts: Toronto is Home You should love where you live, wherever fits, a place to embrace. How to find your right realtor—

Word of mouth can work, poll your friends & family.

I've lived rural & city—I grew up rural London (horse farm), lived Hamilton, Dundas Valley and primarily my heart home Toronto (current)—city or town, urban or rural, find your place. So can a referral:

•When speaking with a potential realtor find out what
neighbourhoods in a city they know best
•What services are included in the commission, is staging
included?
•Do they have tradespeople a

t hand, cost?
•Selling? How will your listing be marketed?
•Buyer? Don't be shy, if this is your first and you have some
anxiety ask questions, many of us enjoy patiently supporting
through the process, others may not...Be comfortable.
•A good salesperson will be hiring a photographer but there are
many still snapping those bad listing photos with their
phones...if you're selling, another question.
•Ask everything that comes to mind. I've worked with buyers and sellers in my home city Toronto and, having lived in the region for several years, I've represented buyers and sellers in the Hamilton area. Currently I do not actively trade but I have trusted realtors to refer, a group whose work I respect. It's not just their experience it's how they approach the work, how they interact with, support and represent their clients. That connection was always super important to me, I gravitate to the same in my colleagues. If you're selling or buying in any of my regions I'd be happy to supply 2-3 contacts, you connect, ask questions, get a feel for the person, there is absolutely no obligation this may simply provide new connections. You should settle on someone who best suits you and your needs. The City of Toronto, GTA, Hamilton, Niagara, my hometown London, Ottawa region and cottage country—reach out anytime.

I'm planning a condo bathroom reno while keeping an eye on a house purchase outside the city (narrowed down to three reg...
01/09/2026

I'm planning a condo bathroom reno while keeping an eye on a house purchase outside the city (narrowed down to three regions this is hardly close at hand).

A small house in the Niagara region popped up in my search, a clearly updated/upgraded exterior prompted me to find the before—curb appeal, beautiful, contemporary. Love.

👏🏻

It's that time...You have til April 2026 (but it takes literally 2 minutes so just do it now) to submit your declaration...
11/15/2025

It's that time...

You have til April 2026 (but it takes literally 2 minutes so just do it now) to submit your declaration, failure to do so may result in a 3% tax (this rose from 1% in 2022, 2023) on the current assessed value of the home.

This is for 2025, did the home sit empty, unoccupied for more than 6 months total? You declare. If you feel there are extenuating circumstances you can raise.

Do you live in your home full time year after year as I do?
You declare.

Don't risk additional tax, don't wait til April (when you'll be up against the income tax deadline), click and declare now 👇🏻

You'll need your assessment roll # or customer # from your tax bill.



News Release November 3, 2025 The City of Toronto’s online portal is now available for residential property owners to submit their 2025 Vacant Home Tax (VHT) declarations. The Vacant Home Tax supports the City’s efforts to increase housing availability by encouraging owners to rent or sell homes...

Bank of Canada rate reduced to 2.5%Macklem says there was a “clear consensus” to lower the policy rate to “better balanc...
09/17/2025

Bank of Canada rate reduced to 2.5%

Macklem says there was a “clear consensus” to lower the policy rate to “better balance the risks going forward.”

Mulling mortgage rates?
https://www.ratehub.ca/

Need a mortgage broker?
I always recommend using, I use one myself, happy to send along a couple recommendations of fine people/smart brokers.

We are champions of choice. Compare Canada's best mortgage rates, credit cards, insurance quotes, and banking & investment products. Shop and save today!

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Yonge & Sheppard Centre, 2 Sheppard Avenue E, 20th Fl
Toronto, ON
M2N5Y7

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