Perch Canada

Perch Canada Perch gives you in-depth, personalized insights to manage your home investments, wherever you are in your real estate journey. Let's chat!

How does Perch help first-time home buyers or those thinking about buying? For most of us, buying a home is a really big deal. It can be hard to figure out what you have to do and in what order. If you’re a first-time home buyer, we’ve created a free Guide to Buying A Home so you can learn the step-by-step process to get you across the finish line and into your first property. You can read the gui

de from start-to-finish or you can set up a Perch Home Buying Plan to keep track of when you can afford to buy as your savings grow over time, and see how much you can spend. We also have other planning tools to help you decide if it’s better to Rent vs. Buy or to calculate if the First-Time Home Buyer Incentive Benefit makes sense for you. To get started, visit www.myperch.io. How does Perch help home buyers? If you’re actively shopping for a property or close to putting in an offer, we can get you pre-approved online in less than an hour. After submitting your details, you’ll be able to instantly view the mortgage offers available to you. You can sort through all available mortgage offers by lowest rates, prepayment flexibility, term length, lender, or other criteria. The entire application process can be done online. How does Perch help current homeowners? Thinking about selling a property or changing lenders? Use our Mortgage Penalty Calculator to find out what your prepayment charges will be. When you set up an account with Perch, we’ll automatically monitor the mortgage market and let you know when there’s an opportunity to save money by switching mortgages. By having monthly property value and mortgage balance updates, we’ll show you exactly how much home equity you could unlock by refinancing and view your property returns as easily as you’d track your stock portfolio.

Here is the entire history of mortgage rates in Canada. Aren't you glad the key interest rate isn't 17% today?
11/03/2023

Here is the entire history of mortgage rates in Canada. Aren't you glad the key interest rate isn't 17% today?

Here is your monthly mortgage outlook for November!
11/02/2023

Here is your monthly mortgage outlook for November!

What does getting a mortgage pre-approval actually do for you?
10/27/2023

What does getting a mortgage pre-approval actually do for you?

Here's what happens with property taxes when you buy a resale home.
10/27/2023

Here's what happens with property taxes when you buy a resale home.

The Bank of Canada just announced they're holding their policy interest rate steady at 5.00% this morning.🔔The last rate...
10/25/2023

The Bank of Canada just announced they're holding their policy interest rate steady at 5.00% this morning.🔔

The last rate hike occurred in July and was a 0.25% raise.

The next interest rate announcement will happen on Wednesday December 6 2023 and is the last for the year.

If you're sitting on the sidelines waiting to enter the market, now is the perfect time. Buying now gives you the opportunity to lock in a lower purchase price in today's market, benefitting you in the long run. Think of it this way: You date the mortgage payment, but you marry the purchase price.

Read the full scoop on our blog.

Here's what you can expect when getting a mortgage with an alternative lender.
10/25/2023

Here's what you can expect when getting a mortgage with an alternative lender.

Did you know you can get more than one mortgage pre-approval? If you already have a pre-approval from your bank, you can...
10/13/2023

Did you know you can get more than one mortgage pre-approval? If you already have a pre-approval from your bank, you can still benefit from shopping around and finding the best terms for you.

How does the bank determine the value of your home? When you get a mortgage, chances are your lender will want a home ap...
10/12/2023

How does the bank determine the value of your home? When you get a mortgage, chances are your lender will want a home appraisal done to determine the estimated value of the property. This is so that the lender can calculate your mortgage eligibility based on the value of the home and the size of your loan.

Here's the latest news in the real estate and mortgage world this week.
10/11/2023

Here's the latest news in the real estate and mortgage world this week.

Answering all of your mortgage questions. Perch is your homeownership ecosystem.
10/04/2023

Answering all of your mortgage questions. Perch is your homeownership ecosystem.

We're welcoming another member to our growing team at Perch, Steve Rimmer.🔥With ten years of start-up experience across ...
09/25/2023

We're welcoming another member to our growing team at Perch, Steve Rimmer.🔥

With ten years of start-up experience across diverse sectors, Steve's passion for real estate was kindled when navigating the intricacies of the real estate industry as he acquired properties for a short-term rental venture. Joining Perch resonates with this passion, and Steve is eager to leverage his expertise to empower Canadians in wealth creation through real estate.

Steve joins the team as Delivery Manager. Welcome to the team Steve! 👏

We're excited to welcome our latest addition to the Perch team, Akshay Shah! 🎉Akshay joins Perch as a full-stack develop...
09/23/2023

We're excited to welcome our latest addition to the Perch team, Akshay Shah! 🎉

Akshay joins Perch as a full-stack developer. He completed his Masters in Applied Computer Science at Concordia University in Montreal. Being a Full-Stack Developer means mastering the art of juggling: balancing creativity with logic, front-end flair with back-end prowess, and code quality with project deadlines.

"One thing that I learned throughout my career is to always have a hunger to learn something new everyday. Happy to be part of this team and excited to grow along with the company. " Says Akshay. Well said, we're glad to have you on board. 😄 👏

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