Jalal Farid - TD Bank, Mortgage Specialist

01/20/2026

Thinking about buying, renewing, or refinancing in 2026? 🏡

These are the Bank of Canada rate announcement dates that can influence mortgage rates. Save this post.

12/17/2025

When the Bank of Canada (BoC) makes interest rate cuts, variable rate mortgage pricing typically move, too. So why aren’t BoC rate changes reflected in the same

10/27/2025

Canadian Highlights:

Headline inflation came in stronger than expected, but core measures remained stable, supporting the case for another interest rate cut next week.

Long-term inflation expectations edged higher, but firms’ pricing power remained limited. Retail sales rose in August but declined in September, losing momentum on a three-month basis.

Attention increasingly shifts to Carney’s forthcoming budget for signs of a broader growth strategy.

Weekly Bottom Line

10/17/2025

Provincial Housing Market Outlook: Location, location, location

10/16/2025

What the bond market can tell investors about the health of the economy

Are there any signs of the stress in the bond market amid renewed trade uncertainty and the continued U.S. Government shutdown? MoneyTalk discusses with Hafiz Noordin, VP and Director for Active Fixed Income with TD Asset Management.

09/30/2025

Here are the four questions homeowners should be asking themselves if they are getting ready for a 2025 mortgage renewal.

09/18/2025

The Bank of Canada (BoC) just cut its interest rate by 25 basis points, bringing it down from 2.75% to 2.50%. The U.S. Federal Reserve also cut its interest rate by 25 basis points.

Read more about what these rate cuts could mean for you:

On September 17, both the U.S. and Canadian central banks cut rates by 25 basis points.

09/06/2023

The Bank of Canada held its key interest rate steady at 5%, but left the door open for further hikes amid worries over persistent inflation. Anthony Okolie speaks with Maria Solovieva, Economist at TD, about the latest decision and the outlook for rates going forward.

08/04/2023

With a new, flexible TD Mortgage, you could get up to $4,000.
Conditions apply. Limited time offer.

08/03/2023

With interest rates on the rise, some homeowners who will need to renew their mortgage in the coming months are starting to get nervous. What can rising interest rates mean for homeowners? Click here to find out:

With interest rates on the rise in Canada, here’s what you need to know about how higher rates can affect your mortgage payments.

12/08/2021

Whether you are purchasing a home, looking to transfer a mortgage or refinancing an existing mortgage to consolidate debt, I can help you find the best mortgage solution.

From a first time home buyer to a seasoned homeowner, I am committed to making your mortgage experience comfortable and easy.

Jalal Farid
Mortgage Specialist

📲 (416) 669 3651
✉️ [email protected]
https://mms.tdcanadatrust.com/jalal.farid/

11/11/2021

This Remembrance Day, we honour and extend our gratitude to the people who have served and continue to serve our country. Thank you for your service and your sacrifice.