Jaime Johnson & Associates Inc., was started in December 2020 with the goal of helping people of all ages take control of personal finances and get on a path to financial stability and security. The founder, Jaime Johnson, was born and raised in Saint John, attended UNBSJ to obtain a Business degree and later became a member of CAIRP - Canadian Association of Insolvency & Restructuring Professiona
ls. Jaime has 19 years experience dealing with individuals and small business experiencing difficult financial situations and helping them move forward by developing reasonable plans of action and teaching money management skills to gain confidence to manage personal finances. He understands the challenges and stress caused by financial problems and truly wants to help! We are pleased to offer a free consultation, no obligation - just some free advice on a path forward. We are conveniently located at 535 Westmorland Rd (Westmorland Place), on the public transit route, wheelchair accessible and plenty of free parking. Free consultations can be done in-person, by phone or by video. During a free consultation, we will gather some information regarding your assets, debt, income and expenses, what you wish to achieve, future goals, and challenges you face or will face. After assessing your current financial situation, we can help with budgeting, cash-flow management, day-to-day banking strategy, goal setting, and a plan for paying your debt within a reasonable amount of time. We will also help identify possible threats to your repayment plan and attempt to manage those threats accordingly and provide tips for acquiring and successfully managing credit and credit score and discuss realistic strategies to help prepare for retirement. After assessing your current financial situation, if it appears that you do not have the resources or sufficient income to repay your debt within a reasonable amount of time and/or creditors are threatening legal action, we will discuss the merits, pros and cons of a Consumer Proposal or Bankruptcy, specific to your situation. In these types of situations, our role is to provide you as much information as possible so that you can make an informed decision regarding how best to proceed. Whether you decide to proceed with a Consumer Proposal or Bankruptcy is entirely up to you.
