Melissa Murphy Real Estate

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Canada
Oshawa, ON
Melissa Murphy Real Estate

Real Estate Agent at Strive Realty LTD., Brokerage. Servicing Clarington, Durham, Northumberland and surrounding areas.

07/30/2024

What’s the difference between appraisal vs. inspection? 🤔

⚠️ They are both crucial steps in the home buying process to ensure you’re making a wise investment.

→ An appraisal is an assessment done by a licensed appraiser to determine the fair market value of a property.

This helps lenders ensure that the property’s value supports the loan amount 💰

→ An inspection is a thorough examination of a property’s condition, typically conducted by a certified home inspector.

It identifies any potential issues or repairs needed, helping buyers make informed decisions 🛠

It’s important to understand the difference and how they both benefit you. If you have any real estate questions, please don’t hesitate to reach out! 📲

07/25/2024

Here are 4 🔑 Key Steps to Find Your Dream Home!

Step 01: Determine Your Budget 💵

Know what you can afford by evaluating your finances and getting pre-approved for a mortgage.

This will strengthen your offer and keep you on track.

Step 02: Research and Choose a Location 📍

Find your ideal neighborhood by considering your lifestyle, commute, and nearby schools.

Pro Tip – Visit at different times to get a real feel for the area.

Step 03: Make a Wish List 🏠

List your must-haves and nice-to-haves like number of bedrooms, bathrooms, and special features.

Prioritize to focus your search.

✨ Step 4: (Last but certainly not least!) Work with a Real Estate Agent

A knowledgeable agent (aka me 😉) can provide valuable insights, access listings, and negotiate on your behalf.

Partner up for a smoother home-buying process! 🤝

If you’re thinking about buying, 💬 comment “GUIDE” and I’ll send you my step-by-step home buying guide 👇

07/22/2024

Investing in real estate has long been considered one of the safest and most reliable ways to build wealth 📈

Unlike stocks or cryptocurrencies, real estate is a tangible asset that provides stability and long-term appreciation.

If you or someone you know is interested in real estate, please contact me today! 📲

07/19/2024

Here are 5 things to NEVER do while buying a home 👇

🚫 Skipping the Pre-Approval Process

Knowing your budget is crucial.

🚫 Not Researching the Neighbourhood

Location matters! Investigate the area for amenities, safety, schools, and future development plans.

🚫 Overlooking Hidden Costs

Remember, the price tag isn’t everything. Factor in taxes, maintenance, insurance, and potential repairs.

🚫 Skipping the Home Inspection

It can save you from costly surprises down the line.

🚫 Making Emotional Decisions

Stay objective and stick to your criteria.

🔑 Ready to find your dream home the smart way? Contact me today for expert guidance every step of the way!

07/15/2024

Here’s your final walkthrough checklist 📝

Before closing the deal, ensure everything is perfect in your new home.

Here are some things to look for…

🔧 Verify all agreed-upon repairs are completed

💡 Test all appliances, lights, and outlets

🚿 Check plumbing for leaks and ensure hot water

🌬️ Test heating and AC systems

🚪 Ensure windows and doors open, close, and lock properly

🧹 Confirm the home is clean and free of debris

🗝️ Collect all keys, garage openers, and security codes

👉 If you or someone you know are thinking about buying or selling 🏡, please message me! I’d love to help you with the next chapter of your life.

05/09/2024

There are a few different reasons…

A home might come back on the market due to:

💰 Financing falling through

🛠 Inspection issues

💔 Buyer’s change of heart

📉 Or a failed appraisal

It’s not uncommon, but it provides a second chance for interested buyers to make an offer.

If there’s a home that just came back on the market and you’re interested in a home tour, comment “TOUR” and let’s check it out 🏡

____________________________________
🖥 www.teamstrive.ca
📧 [email protected]
📱 ‭289-688-9854
📍 375 King St W., Oshawa
TFG Realty Ltd., Brokerage

05/07/2024

Happy National Teachers Day! 🍎

Today, we celebrate the incredible dedication, passion, and hard work of teachers.

Thank you for shaping minds, inspiring hearts, and making a difference every single day. 📚

→ Your commitment to education empowers and transforms lives…cheers to you!

Do you remember a teacher that made an impact in your life?

If you remember their name, give them a shoutout in the comments 👇

05/06/2024

May is a great month to start looking for your dream home! 🏡

Real estate is not about selling houses, it’s about helping people build their dreams.

👉 Whether you’re buying, selling, or investing in real estate, let’s make this month one to remember.

05/05/2024

First, make sure to 💾 SAVE this post so you can come back to it.

That’s how important it is!

Here are some things to avoid after getting pre-approved….

01 – ❌ Don’t make any large purchases
02 – ❌ Don’t change or quit your job
03 – ❌ Don’t open a new line of credit or credit card
04 – ❌ Don’t stop paying your bills
05 – ❌ Don’t move large sums of money between accounts

By avoiding these things you can help ensure a smooth and successful closing on your new home.

👉 If you or someone you know are thinking about buying or selling 🏡, please message me – your local real estate expert!
___________________________________
🖥 www.teamstrive.ca
📧 [email protected]
📱 ‭289-688-9854
📍 375 King St W., Oshawa
TFG Realty Ltd., Brokerage

03/19/2024

First day of Spring means new beginnings! 🌼

The real estate market is in full bloom, and I’m here to help you find your perfect home! 🏡
Whether you’re looking for a fresh start, upgrading, or downsizing, let’s make this season of renewal the beginning of your real estate journey.

If you’re considering buying a home, let’s set up a time to talk about your goals – text, call, or email me today!
____________________________________
🖥 www.teamstrive.ca
📧 [email protected]
📱 289-688-9854
📍 375 King St W., Oshawa
TFG Realty Ltd., Brokerage

03/06/2024

💰TAXES 💰

It’s that time of the year again! 💰

If you’re a homeowner, here are some key points to keep in mind during tax season:

→ Mortgage Interest Deduction:

🏠 Homeowners can often deduct the interest paid on their mortgage. Be sure to gather your mortgage interest statements and consult with a tax professional to maximize your deduction.

→ Property Taxes:

💵 Property taxes are generally deductible. Make sure you have documentation of the property taxes paid during the year for your primary residence or any investment properties.

📈 Capital Gains:

– If you’ve sold a property during the year, understanding capital gains is crucial. The holding period and the profit made on the sale can impact your tax liability. Consult with your tax advisor to navigate these complexities.

🖇 Home Office Deduction:

– If you use part of your home exclusively for business purposes, you may be eligible for a home office deduction.

⚡️ Energy-Efficient Upgrades:

– Did you make any energy-efficient improvements to your property, such as installing solar panels or energy-efficient windows? You might qualify for tax credits. Keep track of receipts and details for potential savings.

🔑 First-Time Homebuyer Credits:

– If you purchased your first home recently, you may be eligible for first-time homebuyer credits.

Remember that tax laws can be complex!

It’s important to consult with a tax professional to ensure you’re taking advantage of all available deductions and credits. 🏡💰
____________________________________
🖥 www.teamstrive.ca
📧 [email protected]
📱 289-688-9854
📍 375 King St W., Oshawa
TFG Realty Ltd., Brokerage

03/05/2024

I just love a good spring cleaning! 🧽

It’s a great way to refresh and organize your living space.

Here are 🖐 tips to help you make the most of your spring-cleaning efforts…

01 – Create a priority list. Break it down into smaller, manageable tasks so you don’t get overwhelmed.

02 – Declutter BEFORE deep cleaning. Go through each room and place unwanted items into “donate”, “recycle”, and “dispose” bins.

03 – Work from the top to bottom, this will prevent dust and debris from settling on lower surfaces.

04 – Clean all your windows inside and out. You’ll be surprised by the accumulation of dirt and grime they have on them from the winter months.

05 – Pack away anything you won’t need for the months ahead like boots, winter coats, gloves, hats, etc.

Remember to take breaks and pace yourself to avoid burnout.

Spring cleaning is not just about making your home look tidy but also creating a healthier and more comfortable living environment. 🏡🌷

Address

89 Bond Street W
Oshawa, ON
L1G1A6

Website

http://www.teamstrive.ca/

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