Mediate 2 Agree

Mediate 2 Agree As a Family mediator my goal is to show you how effective and powerful mediation can be.

I simplify the divorce process by guiding you through the financial headaches in order to save you time, money and preserve your relationships. Unfortunately, conflict is quite often unavoidable as it exists everywhere. In your personal life, in your relationships with your spouses, your children, your parents or at work with your colleagues. At Mediate 2 Agree we will do our best to ensure your v

oices are heard, your concerns are addressed and your questions answered. We will provide you the tools you need to resolve your issues in a peaceful and respectful manner in order to come to a quick and mutually beneficial settlement.

Financial disclosure is crucial if you want to have productive discussions when going through your Separation or Divorce...
10/15/2021

Financial disclosure is crucial if you want to have productive discussions when going through your Separation or Divorce. Whether you are going through mediation or lawyers, your financial disclosure will need to be provided before the start of negotiations. A lot of judges get annoyed if one party has not provided the required disclosure early on in the discussions or early in the court case. Support and division of your Net Family Property (Equalization payment) cannot be agreed upon if both parties are unaware of each other's worth. Full financial disclosure includes but is not limited to, providing balances of all your bank accounts, credit cards, line of credits, mortgages, values of investments, TFSA, RRSP, Stocks, Shares (RSUs), car values, car loans, inheritance, and one more sensitive topic the Family Law value of your pension (Defined benefit or Defined contribution) etc at date of Separation. For more information please feel free to reach out www.mediate2agree.ca

So how does one know if they can be considered as being separated or not? The Ontario Family Law Act says that "cohabita...
10/06/2021

So how does one know if they can be considered as being separated or not? The Ontario Family Law Act says that "cohabitating spouses are separated when a reasonable person could conclude that they are not living as spouses and that there is no reasonable prospect that they will resume cohabitation". Not living as spouses could mean, separate bedrooms, no intimacy, no meals together, no vacation as a family, separate bank accounts, telling friends they are living separate lives etc...

05/28/2021

The first call you should make when separating is to a Mediator. Especially if the split is amicable and when your financial situation is not the best which is a lot of people these days. You have nothing to lose, sorry much less to lose by trying mediation, even if you cannot resolve everything in mediation, you can save so much money by doing your Parenting Plan, filling out your Net Family Property, obtaining information on support etc...what ever you accomplish in mediation for $3-$4K you will save $10-$20K in legal fees. Contact us for a free consult and see what we can do for you, you would be surprised!

Ending a relationship can be an emotionally gut-wrenching experience. Add children to the mix, and it can be even more h...
03/11/2021

Ending a relationship can be an emotionally gut-wrenching experience. Add children to the mix, and it can be even more heartbreaking. But splitting up during a global pandemic brings an entire new set of challenges that not too many people have ever experienced.
If you’ve decided to separate and you are worried about how you will manage to raise your children together but apart, I am here to tell you that co-parenting doesn’t have to be filled with confrontations, arguments, drama and fights. It can actually work well if you come up with a good Parenting Plan, one that focusses on making sure the children are safe, healthy and happy.
Please reach out to me if you are thinking of separating, have already separated or if you need to modify your existing Parenting Plan. It can be done through mediation which would be much more affordable, but it can also be done with a mediator if you are already dealing with lawyers. Check out my website http://www.mediate2agree.ca or send me an email at [email protected]

When a couple separates, they need to calculate their Net Family Property in order to come up with an equalization payme...
07/16/2020

When a couple separates, they need to calculate their Net Family Property in order to come up with an equalization payment. The first step, is to calculate the property value of each party at the date of marriage and at the date of “valuation” or separation. Section 4(1) of the FLA defines the valuation date as follows:
• the date the spouses separate and there is no reasonable prospect that they will resume cohabitation;
• the date a divorce is granted;
• the date the marriage is declared a nullity;
• the date one of the spouses commences an application based on section 5(3) of the FLA (improvident depletion) that is subsequently granted; or
• the date before the date on which one of the spouses dies leaving the other spouse surviving.
Check the following article on my site"http://www.mediate2agree.ca/uncategorized/why-is-your-separation-date-important-in-the-calculation-of-your-net-family-property/

Why is knowing your family's financial situation so important?It is quite normal and frequent to see one spouse in charg...
07/14/2020

Why is knowing your family's financial situation so important?
It is quite normal and frequent to see one spouse in charge of most of the finances/investing and the other spouse in charge of the household, children’s activities etc It’s not because one is necessarily better at it than the other, it’s just easier to split the responsibilities and too many cooks in the kitchen never works out. This said, it doesn’t mean that because you are not responsible for the bills, that you don’t participate in the financial decisions that impact your family or that you don’t show an interest in where the money is spent or invested. If you don't get involved, inform yourself or are aware of where the money is spent, where it was invested or what portion of it is available and something bad happens like the sickness or death of a loved one or a Separation/divorce, you will end up spending a lot of sleepless nights and a lot of money to try to figure everything out. Please see my article http://www.mediate2agree.ca/uncategorized/why-is-knowing-your-familys-financial-situation-so-important/

Before getting joint credit cards make sure you know your partner's credit score and spending habits. If you are using a...
07/13/2020

Before getting joint credit cards make sure you know your partner's credit score and spending habits. If you are using a joint credit card or co-signed on your partner's credit card, you will be liable for half of the charges on the account. However, if you simply get added as an authorized user then only the original borrower is liable. Plus in some cases if your spouse has bad credit, you may end up with a higher interest rate.

05/04/2020

I know I did say this Virus should be seen as a challenge and it is all about changing our frame of mind and most of the time I'm fine and able to condition my mind to thinking that way but then once in a while like this past weekend, I have some weak moments where all I see is the destruction of so many lives, businesses, the devastation so many people feel, those who have lost loved ones, friends, colleagues, feeling this terrible sadness knowing most of them died alone without anyone even being able to say goodbye. This virus has created so much chaos in all of our lives, it has affected our children's education, our jobs, our livelihoods .... Sometimes it feels like a dream or more like a nightmare that will never end, everything is so doom and gloom, I feel like someone punched us in the stomach and we can no longer breathe, where is the light at the end of the tunnel? And then, a good friend of mine sent me this video, which somehow got me out of my "funk" yeah this virus does suck but going back to "changing your frame of mind", it did also make us realize some things a lot of us had forgotten, the importance of connecting with your families, your children, getting more involved with your community, making time to listen to your children, your spouses, your neighbors. Teaching us patience and empathy, forcing us to actually have conversations with each other not always stuck on our phones or doing emails. Forcing us to use our imagination instead of "Googling" everything, bringing us back to basics, painting rocks, doing puzzles, playing cards, board games, cooking or baking with our children basically appreciating the "simpler" things in life a lot of us forgot existed. So when you watch this video please keep in mind I'm not saying the virus does not suck all I'm saying it that it did also bring us some good things as well if not just the fact that it brought us all closer together. Hope you enjoy the bed time story.

Part 1: Why do so many people who are self-employed suddenly make no money when they are in the midst of a divorce? And ...
04/30/2020

Part 1: Why do so many people who are self-employed suddenly make no money when they are in the midst of a divorce? And more importantly why is it so difficult to prove that they still make the same money, especially when their lifestyle has not changed one bit! You live with someone for 20-25 years you kinda know where the bodies are buried and yet no one believes you and no one seems to care. The math is not that complicated, unless you live in the woods you still pay rent or a mortgage, you still pay municipal taxes, you still pay house and car insurance, utilities etc News flash that is income! You cannot have $5,000 of monthly expenses and state that you make 0 money all year. You have $60K of net expenses which means that just to pay those you had to make an income of at least $90K gross. I just don't understand why so many people are getting away with not paying what they should be paying, the decision to have kids was made by 2 people and these 2 people are equally responsible for the welfare of those kids. The child support is for the children. You are separating from your spouse not your children please don't forget that.

Lets’ face it when you work 40-45 hours a week plus commute, which for some can represent 1-2 hours a day, spending 24 h...
04/29/2020

Lets’ face it when you work 40-45 hours a week plus commute, which for some can represent 1-2 hours a day, spending 24 hours a day inside with your spouse and children, trying to work from home, while also trying home schooling your children can be quite the challenge.
In conversations I’ve had with clients, friends and colleagues lately I realize that maybe the solution is changing our frame of mind, reinventing ourselves, opening ourselves to new adventures. Seeing this crisis as an opportunity to become better, more resilient, more patient, more empathetic, is what will save us and help us from going crazy.
Here are some of the ideas that came up in conversations:
1- Have separate work spaces: Kids homework can be done in the dining room or kitchen, hubby can work in the office or bedroom and mom can work in the basement. I have a client that set up her office in the storage room. Another one in the garage (hope it's heated :()

2- Set expectations: Be prepared, it won’t be perfect, you will all get on each other’s nerve and that’s ok. Kids will get distracted and will have a hard time to concentrate on homework and online classes are not the best motivators for anyone let’s face it.

3- Make a list: Tasks should be shared, make a schedule, who takes the garbage out, who empties the dishwasher, who does the homework with the kids every day. Who does the groceries, who cleans up etc. The more you delegate the better and less frustrated and stressed out you will be.

4- Be supportive, ask questions: Ask your spouse what he is working on or use your spouse as a sounding board, share your concerns, make them part of what you are dealing with. How many spouses complain that their partner does not communicate, comes home and doesn’t talk about anything. How many times have I heard from clients “ he or she doesn’t talk to me, I have no idea what he or she does all day, I did not know she or he was under so much pressure at work because he or she doesn’t tell me. Well now is your chance to find out 😊

5- Have some fun, change it up: Breakfast for dinner, camping in the basement, ask the kids to teach you how to play video games, do puzzles with your kids or even with your husband.

6- Learn new things: Go on Youtube and search for “10 easy science experiences – that will amaze kids.” For adults, go on “online-learning.harvard.edu” for free online courses.

And if all this doesn’t help and you are someone who believes in God or some higher power well repeating the following prayer every day, all day long, might do the trick 😊
“God grant me the Serenity to accept things I cannot change, the Courage to change the things I can and the Wisdom to know the difference”.
We are all in this together, share you thoughts, frustration, new discoveries, funny moments with friends and family through Zoom, Facebook chats, Facetime, Jus talk etc…..Just remember you are not alone.

Keep your distance but don't be distant! Here are a couple of Apps that can help you stay connected. Houseparty similar ...
04/27/2020

Keep your distance but don't be distant! Here are a couple of Apps that can help you stay connected. Houseparty similar to Zoom you can talk to friends (up to 8), play games with them by tapping the dice option. Netflix party is a chrome extension that allows you to watch movies in real time with your friends. Bunch, which allows you to play games with friends and family. There is also Quizup, Jus talk which allows up to 50 people video chatting,and Zoom the big one right now. Be safe, healthy and enjoy!

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2275 Upper Middle Road East, Suite 101
Oakville, ON
L6H0C3

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Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
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