Singleton Law

11/21/2020

11/21/2020

A new addition to the family. A rescue dog from Labrador. Meet Roscoe

10/25/2020

HIGHER LEVEL OF SERVICE AT LESS COST

LESS COST
We offer a flat rate of $787.75 for conventional/institutional banks and mortgage companies (plus registration costs). That's over $100.00 less than the large title insurance company.

YOUR NEW MORTGAGE IS TREATED WITH THE PRIORITY YOU DESERVE
We won't wait to receive all the written instructions from your new lender. Your new mortgage won't be put in some long queue where things happen at their own pace. Once your mortgage professional confirms you have a deal, we start to work. Searches are done. Payouts are requested. When your new lender is ready to advance the funds, we'll be ready to close. Nobody will be waiting on us. That's our service commitment to you.

PERSONAL SERVICE AT A PLACE AND TIME CONVENIENT TO YOU
We know your life is busy. When it's time to get your new mortgage signed up, we will meet with you in the evening or on weekends at a place convenient to you, including your home.

PROFESSIONAL LOCAL ADVICE
No 1-800 numbers or call centre menus to navigate. You're paying for a lawyer's time and advice and that's what you get. And like the sign up service, you can call when it's convenient for you, be it 9:00 PM on a Tuesday night or 9:00 AM on a Sunday morning

CALL TO FIND OUT MORE
For more information on this enhanced level of service at a lower cost, call 709-702-4488, 709-770-6408 or email [email protected]

07/22/2020

Avoiding the Home Inspection Nightmare

If you've ever watched HGTV, you know how easy it is to get burned on a home inspection. I know all about it. I was burned myself.

In 2011, I was purchasing a house in St. John's. I was in Labrador and could not get away to view the property myself. The Agreement of Purchase & Sale included an inspection clause/addendum and after the offer was accepted, I set about to find a suitable home inspector.

An inspector was recommended by our realtor and I took the further step of engaging a thermal imaging inspector. In talking to the inspectors, there were three things that I wanted well checked: the electrical system, the plumbing, and signs of water intrusion in the basement. The property passed both inspections and we closed the deal.

Within a day of arriving at the house, I found major problems with all three items that I had highlighted to the inspectors. All three problems would have been found by a minimally competent inspector.

The floor drains had to be replaced and a backflow valve installed. The entire electrical system had to be replaced and the entire basement apartment had to be torn out and redone.With plumbers, electricians, six weeks of my own labour and $50,000.00 later, I finally had what I thought what I already bought.How is this nightmare best avoided?

Do your homework. As soon as you decide you're going to buy a house, start checking out the home inspectors. Contact them, talk to them, do your online research and ask for lots of references.

Finally, confirm if they have errors and omissions insurance and what the extent of their liability is. Even if you do all these things, there's no guarantee you won't get burned, but at least you will have done everything you can do to protect yourself

07/22/2020

Fisheries Act Charges? There's No Substitute For Experience

Charges under the Fisheries are always bad news for you and your enterprise. It's not just the fines and penalties for the current charges. It's also the future impacts on you and your enterprise. While nobody can guarantee a particular outcome, wouldn't you want someone with direct experience in the Inshore Fishery and over 20 years experience prosecuting Fisheries Act cases in your corner?