06/01/2026
Your Ontario auto insurance is changing July 1. Here's what you need to know right now.
Starting July 1, accident benefits become optional. That means you have to actively choose to keep them. If you don't, they're gone when you need them most.
The bigger issue? New named driver rules mean pedestrians, cyclists, and family members could lose coverage they thought they had.
This affects:
- Drivers renewing policies
- Cyclists who got hit by a car
- Pedestrians injured in collisions
- Family members assuming coverage exists
- Anyone counting on another person's insurance policy
Here's the problem: Insurance companies won't tell you this. They'll offer a cheaper policy by cutting benefits. You'll think you're saving money. Then an accident happens. And you discover you're unprotected.
Before you renew your policy, ask yourself:
1. Which accident benefits are actually in my policy right now?
2. Which ones can I cut now but will regret later?
3. How much am I really saving by removing a benefit?
4. Is that savings worth losing coverage when I need it?
5. Am I properly listed as a named driver on policies my family relies on?
Most people don't ask these questions. They just accept the cheaper quote. Then they regret it.
If you're a driver, cyclist, pedestrian, or family member in Mississauga, your coverage is about to change. Don't let July 1 catch you unprepared.
We offer free consultations to review your coverage and explain how these changes affect you specifically.
Call Us: +1 437-979-4878
Location: 90 Matheson Blvd W Suite 101, Mississauga, ON L5R 3R3
To learn more, read our blog: https://maanalaw.com/blog/mississauga-ontario-insurance-updates-july/
