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Giardino Law

Real Estate Lawyer - Home Purchase & Sale Closing Services in Edmonton, AB and surrounding area Ready. Set.

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Real Estate Law & Closing Services - Alberta, Canada
Giardino Law

Providing Exceptional Real Estate Closing Services for our Clients and Partners
Count on us for Service, Experience, and Convenience.
✔️No-surprise pricing
✔️Virtual Signing Meetings
✔️Exceptional Client Service

🏡Buyers: https://myedmontonlawyer.com/buyer/steps/
🏡Sellers: https://myedmontonlawyer.com/seller/steps/

07/02/2024

Join me in welcoming Vibha Anthony, our new lawyer at Giardino Law! 🌟 Over the past year, Vibha has been working diligently alongside me, and I am thrilled to see her officially join the team as a practicing lawyer. Here she is at her bar admission ceremony.

She can help you with: 🏠 Real Estate ⚖️ Personal Injury 📝 Wills, Powers of Attorney, and Personal Directives 💔 Separation Agreements 💍 Pre-marriage Agreements 🏡 Cohabitation Agreements ...and more.

Welcome to the team,Vibha! 👏🎉

Rosellina

07/02/2024

sometimes I forget I have a pretty excellent FAQ section on my website. www.myedmontonlawyer.com/help-center Check it out!

06/01/2023

2023 Property Taxes are due June 30, 2023.
Alberta Land Titles continues to experience delays in the processing of land title transfers. This may result in property owners not receiving tax notices for properties they purchased in the first part of 2023, or receiving a tax notice for a property they have recently sold. If you did not receive a 2023 Tax Notice for your property, contact the City of Edmonton at 311.

05/30/2023

Curious about the current state of homebuying and mortgage lending in Canada? 🤔🏠 The 2023 CMHC Mortgage Consumer Survey offers valuable insights into the experiences and perceptions of mortgage consumers across the country. 📊🇨🇦

Here are the key findings:
1️⃣ Consumer Perceptions: Compared to the past 5 years, 2023 reflects a decline in consumer confidence regarding the mortgage purchasing process and perceived benefits of homeownership. There is also a decreased belief in the ability to make future mortgage payments.

2️⃣ Impact of Rising Interest Rates: Approximately 50% of respondents reported being impacted by the rise in mortgage interest rates, affecting their financial situations. Homebuyers adjusted their timelines, with 26% purchasing sooner than expected, while 5% postponed their purchase. Household budgets were adjusted, and some struggled with maintaining debt payments.

3️⃣ Challenges for First-Time Homebuyers: Entering the housing market can be particularly challenging, especially for younger Canadians. Down payments rely on savings outside of an RRSP, equity, and gifts. Unexpected costs and uncertainty during the homebuying process are prevalent concerns.

4️⃣ Market Changes: The market has experienced significant shifts since 2022, with notable price sensitivity among buyers. Renovation intent has been impacted, leading to smaller budgets and delayed plans.

5️⃣ Need for Guidance and Support: Mortgage consumers, particularly first-time buyers, are seeking more online and offline information. While online resources are essential, **human interactions with professionals** remain crucial for guidance at key moments in the homebuying journey.

Remember, staying informed is key when navigating the real estate market! 🗝️💡 If you have any questions or need assistance, our team here to help. Feel free to reach out! 🤝✉️

05/26/2023

📸 The Inverted Tower in Sintra, Portugal! 😍 This architectural wonder seems to defy gravity, leaving me in awe of its unique design and intriguing history. 🏰✨

This structure has ties to both Dante's Inferno 🔥 and the enigmatic world of the Free Masons?

The Inverted Tower's inverted nature symbolically echoes Dante's Inferno, where the deeper the descent, the closer one gets to the infernal depths. Just as Dante explored the circles of Hell, this tower challenges our perception, inviting contemplation on hidden meanings and alternate realities. 🌌

Furthermore, the influence of the Free Masons adds another layer of mystique to the Inverted Tower's story. The Free Masons, a secretive fraternity known for their esoteric symbolism, have long been associated with ancient architecture and mystical knowledge. Rumor has it that this very tower was used for Free Mason initiations, where candidates embarked on transformative journeys of self-discovery, unveiling the secrets of their ancient craft within its walls. The echoes of their rituals still resonate within its corridors. 🔍🔺

As a real estate lawyer, I find myself drawn to the intersection of history, symbolism, and the built environment. Exploring places like Sintra, where the past intertwines with legends and secrets, fuels my curiosity and passion for the law and trips like these fuel the creativity I need to focus on my business 🏛️📚

Have you ever encountered architectural wonders that sparked your imagination and made you question their hidden significance? Share your thoughts and let's unravel the mysteries together! 🗝️✨

05/24/2023

Capturing memories in Sintra, a true gem of Portugal! 🌟🌍 on a week-long trip with my parents that has taken us through Lisbon, Porto, Fatima, and charming villages like Aveiro and Nazare. 😍🏰

The government in Sintra has a special provision called the "preemptive right to purchase property" 🏡 This means that before properties are sold on the open market, the government has the opportunity to acquire them first. 🤝The purpose of this right is to give the government an opportunity to acquire properties for public use or to implement urban development plans.

This is similar to the Canadian legal concept of the "right of first refusal" which typically arises through contractual agreements or specific provisions included in lease agreements, purchase contracts, or other legal documents related to the property.

When a right of first refusal is established, it means that the property owner (grantor) has agreed to give a particular party (grantee) the opportunity to purchase the property before selling it to anyone else. Essentially, it grants the grantee the first chance to buy the property on the terms and conditions specified in the agreement.

The specifics of a right of first refusal can vary based on the agreement between the parties involved. Generally, the grantee is notified when the property owner receives a bona fide offer from a third party. The grantee then has the option to either exercise their right to purchase the property at the offered price or decline the opportunity, allowing the property owner to proceed with the sale to the third party.

05/18/2023

SpinII is an online application used in Alberta for the streamlined registration and management of land titles and related documents, allowing anyone to view or purchase Alberta land related information or data products, like copies of land titles, registered encumbrances, and survey plans.

Purpose: SpinII aims to streamline the registration and management of land titles and related documents in Alberta.

Features: The system offers various features to facilitate electronic registration, including document preparation, submission, and tracking capabilities. It allows guests & authorized users to access land title information, process electronic documents, and view status updates.

Accessibility: SpinII is accessible to anyone as a guest user and also authorized professionals who have been granted the necessary credentials and permissions to use the system.

Training and Support: The website provides resources, training materials, and support for legal professionals to navigate and utilize the SpinII system effectively.

05/16/2023

Alberta's strong and reliable land title system is due in part to the Land Titles Assurance Fund. Under the Torrens system of land registration, the Government has custody of all original titles, documents, and plans and has the legal responsibility for the the validity and security of all registered land title information. The Government guarantees the accuracy of the title by following various laws and carefully examining documentation to ensure compliance. The Assurance Fund provides a safety net for those who may suffer losses due to omissions, mistakes or fraudulent activities in the registration process. By ensuring that individuals are compensated for such losses, the Assurance Fund helps to maintain the integrity of the land title system and protect the rights of property owners. This ultimately leads to increased trust and confidence in the system, making Alberta a great place to own property.

05/11/2023

Still want to know more about the Torrens System? The Alberta Torrens System is a land registration system used in the province of Alberta, Canada. The system is based on three main tenets:

Mirror Principle: This principle states that the register should provide a complete and accurate reflection of the state of the title, including all relevant interests and encumbrances affecting the property. The register is therefore a "mirror" of the state of the title and provides a clear picture of the legal ownership and interests in the property.

Curtain Principle: This principle provides that the register should be the only place where the state of the title is recorded and maintained. This means that the register acts as a "curtain" that separates the legal ownership of the property from the underlying transactions that led to the creation of those interests. This allows third parties to rely on the register and conduct transactions with the certainty that the register is complete and accurate.

Indemnity Principle: This principle provides that the government, through the Land Titles Office, guarantees the accuracy of the register. This means that if there is an error in the register that causes a loss to a party, the government will indemnify the party for the loss suffered. This provides a level of assurance to parties conducting transactions that the register is accurate and reliable.

05/09/2023

Did you know that Alberta operates under a land registration system known as the Torrens System Let's learn about it this week...

The Torrens System is a unique system that provides a secure and efficient way of registering interests in land. Here are some key points to know:

Under the Torrens System, the government guarantees the accuracy of the land register, which means that when you buy or sell property, you can be confident that the information on the title is correct and up-to-date.

When a new owner acquires a property, they get a new title, which replaces the old one. This helps to prevent disputes over who owns what and provides a clear record of all the transactions that have taken place on a property.

The system also provides for the registration of interests in land, such as mortgages or easements, which can be used to secure loans or grant access to utility companies.

One of the benefits of the Torrens System is that it simplifies the transfer of property. Once a title has been registered, subsequent transfers can be done quickly and easily by filing a transfer document with the land titles office.

The system also allows for the creation of electronic titles, which can be accessed online and are just as legally valid as paper titles.

Overall, the Torrens System is an innovative and reliable way of managing land titles, and it's one of the reasons why Alberta has such a strong and secure land title system.

05/04/2023

Are you in the process of selling a home? 🏠

It's important to know that you can negotiate any terms agreeable for services provided by your Realtor and brokerage. The commission paid by you to the Realtor/Brokerage upon a successful sale will also indicate how much of that commission will be paid to the buyer’s Realtor/Brokerage. Different calculations are possible, such as a percentage of the sale price, split percentage of the sale price, flat fee, fee for service, or a combination of fee calculations. There is also GST payable on real estate commissions. The fee is usually paid from the sale proceeds on closing by your Real Estate Lawyer. The Alberta Real Estate Act prohibits a real estate brokerage from calculating a fee based on the difference between the gross sale proceeds and the net sale proceeds deemed acceptable by the seller. Always make sure to fully understand any fees and payments involved before agreeing to any services.

Address

218, 10113-104 Street NW
Edmonton, AB
T5J1A1

Website

https://myedmontonlawyer.com/

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