Alberta Mortgage Professionals

Alberta Mortgage Professionals Edmonton mortgage brokers, assisting first-time home buyers and those looking to purchase a new home

The Bank of Canada has once again held its key interest rate at 2.25%.While Canada’s economy showed some improvement thr...
09/02/2026

The Bank of Canada has once again held its key interest rate at 2.25%.

While Canada’s economy showed some improvement through the spring and underlying inflation remains relatively contained, the Bank is still navigating competing pressures, including higher energy prices, new tariffs and uncertainty around future economic growth.

For borrowers, today’s decision means no immediate change to variable-rate borrowing costs, while fixed mortgage rates will continue to be influenced primarily by the bond market.

The Bank’s message? For now, 2.25% is where they’re comfortable sitting while they watch how inflation and the economy evolve.

Have questions about what today’s announcement means for your mortgage, renewal or upcoming purchase? Let’s chat, call 780 701 3888 or email [email protected]

You’re dedicated to helping others, but who’s helping you save? As a nurse (RN), LPN, HCA, or NP in Alberta, you may qua...
09/01/2026

You’re dedicated to helping others, but who’s helping you save? As a nurse (RN), LPN, HCA, or NP in Alberta, you may qualify for special mortgage refinancing options designed to lighten your financial load.

• Lower your monthly payments with a better rate • Consolidate debt and reduce financial stress • Fast, hassle-free application tailored to your schedule

Focus on your patients while we focus on your financial future. Let’s build a plan that works for you.

Call or email us today!

The last wave of pandemic-era mortgages is coming up for renewal.Many Canadians who locked in ultra-low rates during the...
08/26/2026

The last wave of pandemic-era mortgages is coming up for renewal.

Many Canadians who locked in ultra-low rates during the pandemic are now approaching renewal, and understandably, there’s some concern about what their new payments could look like.

A new Royal LePage survey found that 38% of mortgage holders expect their payment to increase at renewal. Here in Alberta, that number is lower at 29%, the lowest in the country. However, among Albertans who are expecting an increase, 82% say it will put pressure on their household finances.

The good news? A renewal notice from your current lender isn’t your only option.

If your mortgage is coming up for renewal, it’s worth reviewing your options before simply signing the offer in front of you. Your current lender may still be the best fit, but comparing rates, terms and lenders can help you make that decision with confidence.

Contact us today to go over your options!
📞 780-701-3888
📧 [email protected]

🏡 Did you know a reverse mortgage lets you access the equity in your home without having to sell it?A reverse mortgage i...
08/19/2026

🏡 Did you know a reverse mortgage lets you access the equity in your home without having to sell it?

A reverse mortgage is designed for Canadian homeowners aged 55+ who want to unlock some of the equity they've built over the years.

Unlike a traditional mortgage, you don't make regular monthly mortgage payments for as long as you (or your spouse) continue to live in your home. The funds can be used however you choose, whether that's supplementing retirement income, helping family, renovating your home, or simply enjoying greater financial flexibility.

A reverse mortgage isn't the right solution for everyone, but for some homeowners it can be an effective way to access the value of their home while continuing to live in it.

If you're curious whether a reverse mortgage could be a good fit for your situation, we're happy to answer your questions and help you explore your options.

📞 780-701-3888
📧 [email protected]

🏡 Moving before your mortgage term is up? You may have more options than you think.Selling your home doesn't always mean...
08/12/2026

🏡 Moving before your mortgage term is up? You may have more options than you think.

Selling your home doesn't always mean you have to start over with a brand-new mortgage. Depending on your lender and your mortgage terms, you may be able to port or assume your mortgage, potentially saving money and avoiding unnecessary penalties.

It's a topic Marc Crossman has been discussing for years, including in interviews with the Edmonton Journal, and it's just as relevant for Alberta homeowners today.

We've put together a new blog that explains what porting and assuming a mortgage actually means, when it makes sense, and what to consider before you make your move.

📖 Read our latest blog: Should You Port or Assume Your Mortgage?
https://www.albertamortgagepros.ca/index.php/blog

If you're thinking about buying, selling, or moving, let's talk before you make any big decisions.

📞 780-701-3888
📧 [email protected]

While most homeowners renew without any issues, lenders can decline a renewal if your financial situation has changed si...
08/06/2026

While most homeowners renew without any issues, lenders can decline a renewal if your financial situation has changed significantly since you first got your mortgage.

The good news? A denial from one lender doesn't necessarily mean you're out of options. Whether it's reviewing your credit, restructuring your mortgage, or exploring other lenders, there are often solutions available.
The best way to avoid surprises is to start planning 4–6 months before your renewal date. That gives you time to review your options and put together a strategy if changes are needed.

If your mortgage is coming up for renewal, Alberta Mortgage Professionals can help you explore your options and navigate the process with confidence. Contact us today at 780 701 3888 or [email protected]

Nurses: Own Your First Home with Confidence!Your shifts are unpredictable, but your mortgage doesn’t have to be. We offe...
08/01/2026

Nurses: Own Your First Home with Confidence!

Your shifts are unpredictable, but your mortgage doesn’t have to be. We offer mortgage options designed specifically for Alberta's healthcare professionals, with programs that consider shift work income and provide exclusive discounted rates.

• Affordable mortgage options with minimal down payments • Personalized support from application to move-in day • Special programs to make homeownership more accessible

Let’s make your dream home a reality!

More Canadians are choosing to work with mortgage brokers, and recent research shows that 48% of first-time buyers used ...
07/29/2026

More Canadians are choosing to work with mortgage brokers, and recent research shows that 48% of first-time buyers used a broker for their most recent mortgage.

Why? While finding a great rate is still important, borrowers are increasingly looking for help understanding their options, comparing lenders, navigating qualification rules, and choosing a mortgage that actually fits their needs.

Buying a home is a big financial decision, you shouldn’t have to figure it all out on your own.

At Alberta Mortgage Professionals, we’re here to help you understand your options, compare solutions from multiple lenders, and make your mortgage decision with confidence.

Being turned down doesn't mean you'll never qualify, it often means you need a different strategy. Whether your applicat...
07/22/2026

Being turned down doesn't mean you'll never qualify, it often means you need a different strategy. Whether your application was declined in 2025 or you're planning to apply in 2026, there are steps you can take to strengthen your position.

Improving your credit score, reducing existing debt, building your savings, reviewing your credit report for errors, and demonstrating stable income can all make a meaningful difference when it's time to apply again.

Every situation is different, and sometimes the solution isn't waiting, it's having the right plan. Contact Alberta Mortgage Professionals today at 780 701 3888 or [email protected] and we'll help you understand what held your application back and create a path toward approval.

Another great Google review from one of our recent clients…
07/16/2026

Another great Google review from one of our recent clients…

Address

5560 Windermere Boulevard NW
Edmonton, AB
T5P2P9

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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