10/09/2026
Is every whiplash injury subject to Alberta’s minor injury cap?
No. A whiplash injury is not automatically capped.
Alberta’s minor injury cap limits pain-and-suffering compensation for certain auto injuries, including many sprains, strains, and whiplash injuries. But if your injury has caused a serious, lasting impairment that substantially affects your ability to work, attend school, or manage daily life, the cap may not apply.
If an insurer has told you your claim is capped, or you are worried it may be, speak with an experienced injury lawyer before accepting that assessment. The real impact of your injury matters, and the insurance company’s first answer is not always the final word.
🔨 Serious Injuries Need The Hammer